0001193125-26-175067 | 20-F | XBRL Viewer

General And Administrative Expenses [Member]

^[1],[2]

¥ 0

¥ (1,950)

¥ 0

¥ 1,950

[1]

During the year ended December 31, 2025, the Group disposed of certain subsidiaries which resulted in a derecognition of RMB3,484 insurance agency licenses and RMB2,647 insurance brokerage licence and the previously recognized impairment loss of RMB1,950 related to these intangible assets. In addition, the Group acquired of certain insurance agency licences in the amount of RMB520 from a third party.

[2]

Impairment loss recorded in general and administrative expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,950, nil and nil, respectively.

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Summary of Earnings Per Share Basic And Diluted

Net profit/(loss) per share (Tables)

12 Months Ended

Dec. 31, 2025

Earnings Per Share [Abstract]

Basic net profit/(loss) per share and diluted net profit/(loss) per share have been calculated in accordance with ASC 260 on computation of earnings per share for the years ended December 31, 2023, 2024 and 2025 as follows:


	For the Year Ended December 31,
	2023		2024			2025
	RMB		RMB			RMB
Numerator:
Net profit		70,554		566			3,538
Less: Net profit/(loss) attributable to non-controlling interests		366		1,215			(503	)

Net profit/(loss) attributable to common Shareholders - Basic and diluted		70,188		(649	)		4,041

Denominator :
Denominator for basic profit/(loss) per share weighted-average common shares outstanding		1,000,940,698		997,172,042			1,009,159,442
Dilutive effect of restricted shares		—		—			—
Dilutive effect of share options		—		—			—
Denominator for diluted profit/(loss) per share weighted-average common shares outstanding		1,000,940,698		997,172,042			1,009,159,442
Basic and diluted profit/(loss) per share		0.07		(0.00	)		0.00

Schedule I - Condensed Financial Information of the Company - Condensed Cash Flow Statement (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Cash flows from operating activities:
Net profit/(loss)	¥ 4,041	$ 578	¥ (649)	¥ 70,188
Adjustments to reconcile net profit/(loss) to net cash used in operating activities:
Unrealized exchange loss	927	133	684	436
Share of income of subsidiaries and VIEs	40	6	(1,535)	(417)
Expected credit loss expenses	5,089	728	682	1,567
Increase/(decrease) in other payables and accrued expenses	0	0	0	(825)
Decrease in contract liabilities	0	0	(2,728)	(1,306)
Decrease in prepaid expense and other receivables	10,002	1,430	(13,070)	(21,815)
Net cash provided by/(used in) operating activities	17,875	2,555	(18,926)	137,351
Cash flows from investing activities:
Net cash provided by/(used in) investing activities	(11,922)	(1,705)	(3,242)	(61,023)
Cash flows from financing activities:
Proceeds from exercise of options	279	40	0	560
Repurchase of Class A common shares	0	0	77	13,392
Net cash provided by/(used in) financing activities	4,118	588	23,212	(133,555)
Effect of exchange rate changes on cash and cash equivalents	(3,057)	(434)	2,152	2,914
Net (decrease)/increase in cash and cash equivalents and restricted cash	7,014	1,004	3,196	(54,313)
Total cash and cash equivalents and restricted cash at beginning of year	324,968	46,470	321,772	376,085
Total cash and cash equivalents and restricted cash at end of year	331,982	47,474	324,968	321,772
Parent Company [Member]
Cash flows from operating activities:
Net profit/(loss)	4,041	578	(649)	70,188
Adjustments to reconcile net profit/(loss) to net cash used in operating activities:
Unrealized exchange loss	0		0	1
Share of income of subsidiaries and VIEs	(11,082)	(1,585)	(5,205)	(74,541)
Expected credit loss expenses	(622)	(89)	(1)	3
Changes in operating assets and liabilities:	(7,663)	(1,096)	(5,855)	(4,349)
Increase/(decrease) in other payables and accrued expenses	1,294	185	(3)	4
Decrease in contract liabilities	0	0	(1,783)	(1,549)
Decrease in prepaid expense and other receivables	183	26	7,817	8,754
(Increase)/decrease in amount due from related parties	0		(3)	43
Net cash provided by/(used in) operating activities	(6,186)	(885)	173	2,903
Cash flows from investing activities:
Payments of inter-company balances	0	0	(14,539)	(6)
Repayment of loans to subsidiaries	5,033	720	0	0
Net cash provided by/(used in) investing activities	5,033	720	(14,539)	(6)
Cash flows from financing activities:
Proceeds from exercise of options	279	40	0	560
Repurchase of Class A common shares	0	0	(77)	(13,392)
Proceeds from inter-company balances	0	0	10,614	9,461
Net cash provided by/(used in) financing activities	279	40	10,537	(3,371)
Effect of exchange rate changes on cash and cash equivalents	(110)	(16)	96	158
Net (decrease)/increase in cash and cash equivalents and restricted cash	(984)	(141)	(3,733)	(316)
Total cash and cash equivalents and restricted cash at beginning of year	1,564	224	5,297	5,613
Total cash and cash equivalents and restricted cash at end of year	¥ 580	$ 83	¥ 1,564	¥ 5,297

Lease - Summary of Lease Cost (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Lease, Cost [Abstract]
Operating lease cost	¥ 10,629	¥ 33,393	¥ 34,142
Short term lease cost	7,557	1,109	3,639
Total lease cost	¥ 18,186	¥ 34,502	¥ 37,781

Cybersecurity Risk Management and Strategy Disclosure	12 Months Ended
Cybersecurity Risk Management and Strategy Disclosure	Dec. 31, 2025
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]	Risk Management and Strategy We have implemented robust processes for assessing, identifying and managing material risks from cybersecurity threats and monitoring the prevention, detection, mitigation and remediation of material cybersecurity incidents. We have also integrated cybersecurity risk management into our overall enterprise risk management system. We have established a dynamic and multi-layered cybersecurity defense system to effectively mitigate both internal and external cyber threats. This comprehensive system spans multiple security domains, including network, host and application layers. It integrates a range of security capabilities such as threat defense, continuous monitoring, in-depth analysis, rapid response, as well as strategic deception and countermeasures. Our approach to managing cybersecurity risks and safeguarding sensitive data is multi-faceted, involving technological safeguards, procedural protocols, a rigorous program of surveillance on our corporate network, ongoing internal and external evaluations of our security measures, a solid incident response framework, and regular online or offline cybersecurity training sessions for our employees. We have deployed a network firewall, an application firewall, intrusion detection systems and the DDoS protection system to detect and prevent network attacks. We have also been equipped with a unified security software to prevent viruses and regularly patch software vulnerabilities. In addition, we have implemented a strong password policy and multi- factor authentication to protect our system from unauthorized access. Our information security department is actively engaged in continuous monitoring of our applications, platforms and infrastructure to ensure prompt identification and response to potential issues, including emerging cybersecurity threats. We have engaged with third parties in connection with the processes for assessing, identifying, and managing material risks from cybersecurity threats. Specifically, collaborate with security service providers to conduct regular security audits, privacy compliance checks and penetration testing. This helps to identify potential security vulnerabilities and rectify them. We have processes in place to oversee and identify risks from cybersecurity threats associated with our use of third-party service providers. As of the date of this annual report, we have not experienced any material cybersecurity incidents or identified any material cybersecurity threats that have affected or are reasonably likely to materially affect us, our business strategy, results of operations or financial condition. Governance Our board of directors is responsible for overseeing our cybersecurity risk management. Our board of directors shall (i) maintain oversight of the disclosure related to cybersecurity matters in current reports or periodic reports of our company, (ii) review updates to the status of any material cybersecurity incidents or material risks from cybersecurity threats to our company, and the relevant disclosure issues, if any, presented by our chief executive officer, co-chief financial officers and cybersecurity officer on a quarterly basis, and (iii) review disclosure concerning cybersecurity matters in our annual report on Form 20-F presented by our chief executive officer, co-chief financial officers and cybersecurity officer. At management level, our chief executive officer, co-chief financial officers and cybersecurity officer are responsible for assessing, identifying and managing material risks from cybersecurity threats to our company and monitoring the prevention, detection, mitigation and remediation of material cybersecurity incident. These officers report to our board of directors on (i) a quarterly basis on updates to the status of any material cybersecurity incidents or material risks from cybersecurity threats to our company, and the relevant disclosure issues, if any, and (ii) on disclosure concerning cybersecurity matters in our annual report on Form 20-F. At the operational level, we have established three lines of defense to manage information security risks. Led by our chief executive officer, co- chief financial officers and cybersecurity officer, our internal information security committee, consisting of representatives of business departments, our general counsel, head of information security department and head of IT department, is the first line of defense responsible for information security strategic decision-making, resource coordination and planning, etc. The information security department and the legal and compliance department form the second line of defense responsible for leading, guiding, monitoring and inspecting our security plan and reporting to the information security committee. The information security department leads the implementation of our security strategic plan, carries out security operations, including data security, privacy protection, security compliance, security incident emergency response and other security operations, and cooperates with business departments, IT department and other functional departments, which collectively form the third line of defense. If a cybersecurity incident occurs, our information security department will promptly organize relevant personnel for internal assessment and if it is determined that the incident could potentially be a material cybersecurity event, our chief executive officer, co-chief financial officers and cybersecurity officer will promptly report the incident and assessment results to our board of directors and other members of senior management and external legal counsel, to the extent appropriate. Our cybersecurity officer and relevant departments shall prepare disclosure material on the cybersecurity incident for review and approval by the board of directors and other members of senior management (if necessary), before it is disseminated to the public.
Cybersecurity Risk Management Processes Integrated [Flag]	true
Cybersecurity Risk Management Processes Integrated [Text Block]	We have implemented robust processes for assessing, identifying and managing material risks from cybersecurity threats and monitoring the prevention, detection, mitigation and remediation of material cybersecurity incidents. We have also integrated cybersecurity risk management into our overall enterprise risk management system. We have established a dynamic and multi-layered cybersecurity defense system to effectively mitigate both internal and external cyber threats. This comprehensive system spans multiple security domains, including network, host and application layers. It integrates a range of security capabilities such as threat defense, continuous monitoring, in-depth analysis, rapid response, as well as strategic deception and countermeasures. Our approach to managing cybersecurity risks and safeguarding sensitive data is multi-faceted, involving technological safeguards, procedural protocols, a rigorous program of surveillance on our corporate network, ongoing internal and external evaluations of our security measures, a solid incident response framework, and regular online or offline cybersecurity training sessions for our employees. We have deployed a network firewall, an application firewall, intrusion detection systems and the DDoS protection system to detect and prevent network attacks. We have also been equipped with a unified security software to prevent viruses and regularly patch software vulnerabilities. In addition, we have implemented a strong password policy and multi- factor authentication to protect our system from unauthorized access. Our information security department is actively engaged in continuous monitoring of our applications, platforms and infrastructure to ensure prompt identification and response to potential issues, including emerging cybersecurity threats.
Cybersecurity Risk Management Third Party Engaged [Flag]	true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Text Block]	We have engaged with third parties in connection with the processes for assessing, identifying, and managing material risks from cybersecurity threats. Specifically, collaborate with security service providers to conduct regular security audits, privacy compliance checks and penetration testing. This helps to identify potential security vulnerabilities and rectify them. We have processes in place to oversee and identify risks from cybersecurity threats associated with our use of third-party service providers. As of the date of this annual report, we have not experienced any material cybersecurity incidents or identified any material cybersecurity threats that have affected or are reasonably likely to materially affect us, our business strategy, results of operations or financial condition.
Cybersecurity Risk Board of Directors Oversight [Text Block]	Our board of directors is responsible for overseeing our cybersecurity risk management. Our board of directors shall (i) maintain oversight of the disclosure related to cybersecurity matters in current reports or periodic reports of our company, (ii) review updates to the status of any material cybersecurity incidents or material risks from cybersecurity threats to our company, and the relevant disclosure issues, if any, presented by our chief executive officer, co-chief financial officers and cybersecurity officer on a quarterly basis, and (iii) review disclosure concerning cybersecurity matters in our annual report on Form 20-F presented by our chief executive officer, co-chief financial officers and cybersecurity officer.
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]	At the operational level, we have established three lines of defense to manage information security risks. Led by our chief executive officer, co- chief financial officers and cybersecurity officer, our internal information security committee, consisting of representatives of business departments, our general counsel, head of information security department and head of IT department, is the first line of defense responsible for information security strategic decision-making, resource coordination and planning, etc. The information security department and the legal and compliance department form the second line of defense responsible for leading, guiding, monitoring and inspecting our security plan and reporting to the information security committee. The information security department leads the implementation of our security strategic plan, carries out security operations, including data security, privacy protection, security compliance, security incident emergency response and other security operations, and cooperates with business departments, IT department and other functional departments, which collectively form the third line of defense. If a cybersecurity incident occurs, our information security department will promptly organize relevant personnel for internal assessment and if it is determined that the incident could potentially be a material cybersecurity event, our chief executive officer, co-chief financial officers and cybersecurity officer will promptly report the incident and assessment results to our board of directors and other members of senior management and external legal counsel, to the extent appropriate. Our cybersecurity officer and relevant departments shall prepare disclosure material on the cybersecurity incident for review and approval by the board of directors and other members of senior management (if necessary), before it is disseminated to the public.
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]	true

Insider Trading Policies and Procedures	12 Months Ended
Insider Trading Policies and Procedures	Dec. 31, 2025
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted	true

Income taxes - Schedule of Income Tax Paid By Individual Jurisdiction (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Income Tax Paid, by Individual Jurisdiction [Abstract]
PRC	¥ 0
Non-PRC	950
Total cash paid for income taxes	¥ 950	$ 136	¥ 0	¥ 0

Related Party Balances and Transactions - Schedule of Service Provided by or to Related Parties (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Related Party Transaction [Line Items]
Service provided by related parties	¥ 1,097,838		¥ 796,879	¥ 647,354
Service provided to related parties	1,582,240	$ 226,257	1,248,914	1,195,552
Related Party [Member]
Related Party Transaction [Line Items]
Service provided by related parties	37,104		14,174	9,326
Service provided to related parties	3,545		204	728
Technology service fee [Member] \| Xiaoke [Member] \| Related Party [Member]
Related Party Transaction [Line Items]
Service provided by related parties	0		3,234	1,887
Channel cost [Member] \| Huibao Huipei [Member] \| Related Party [Member]
Related Party Transaction [Line Items]
Service provided by related parties	10,787		10,940	7,439
Channel cost [Member] \| Baofu [Member] \| Related Party [Member]
Related Party Transaction [Line Items]
Service provided by related parties	1,143		0	0
Channel cost [Member] \| Bay Union [Member] \| Related Party [Member]
Related Party Transaction [Line Items]
Service provided by related parties	25,174			0
Consulting service fee [Member] \| Huibao Huipei [Member] \| Related Party [Member]
Related Party Transaction [Line Items]
Service provided to related parties	976		204	728
Channel revenue [Member] \| Bay Union [Member] \| Related Party [Member]
Related Party Transaction [Line Items]
Service provided to related parties	¥ 2,569		¥ 0	¥ 0

Intangible Assets, Net - Schedule of Finite-Lived Intangible Assets (Detail) - CNY (¥)
¥ in Thousands

12 Months Ended

Dec. 31, 2025

Dec. 31, 2024

Less: Accumulated amortization

¥ 74,149

¥ 77,080

^[1]

(8,136)

(6,290)

Impairment

^[2],[3]

¥ 0

¥ (1,950)

Impairment, Intangible Asset, Finite-Lived, Statement of Income or Comprehensive Income [Extensible Enumeration]

Operating Income (Loss)

Intangible assets, net

¥ 66,013

¥ 68,840

Insurance agency license [Member]

Software and system [Member]

^[2],[4],[5]

37,939

40,902

Customer Relationship [Member]

^[4]

14,447

11,768

Insurance brokerage license [Member]

^[4]

9,392

^[2],[5]

3,879

6,526

Impairment

1,950

Brand [Member]

Insurance adjusting license [Member]

^[4]

4,845

3,067

Domain name [Member]

¥ 580

[1]	Amortization expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,227, RMB1,189 and RMB1,846 respectively.
[2]	During the year ended December 31, 2025, the Group disposed of certain subsidiaries which resulted in a derecognition of RMB3,484 insurance agency licenses and RMB2,647 insurance brokerage licence and the previously recognized impairment loss of RMB1,950 related to these intangible assets. In addition, the Group acquired of certain insurance agency licences in the amount of RMB520 from a third party.
[3]	Impairment loss recorded in general and administrative expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,950, nil and nil, respectively.
[4]	During the year ended December 2024, the Company acquired intangible assets amounting to RMB18,174 in connection with a business combination disclosed in Note 4, which were measured at fair value upon acquisition.
[5]	During the year ended December 31, 2023, the Group’s disposal of a subsidiary resulted in a decrease of RMB4,333 in insurance agency license, and the Group’s acquisition of a subsidiary resulted in an increase of RMB3,879 in insurance brokerage license.

Share-based Compensation - Share-based Payment Arrangement, Expensed and Capitalized, Amount (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-based compensation	¥ 18,517	¥ 9,021	¥ 2,109
Cost of revenue [Member]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-based compensation	30	(9)	(7)
Selling expenses [Member]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-based compensation	270	565	286
General and administrative expenses [Member]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-based compensation	18,143	8,437	1,997
Research and development expenses [Member]
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Share-based compensation	¥ 74	¥ 28	¥ (167)

Borrowings - Summary of Borrowings (Parenthetical) (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Jan. 02, 2025	Dec. 31, 2024	Mar. 31, 2022
Line of credit facility, maximum borrowing capacity
Line of credit facility, maximum borrowing capacity		¥ 9,990		¥ 50,000
Percentage of interest of short term borrowing	3.10%		3.10%
Description of debt instruments maturity date of pledged assets	March 2026
Two thousand twenty six [Member]
Line of credit facility, maximum borrowing capacity
Long-term line of credit		3,000
Two thousand twenty seven [Member]
Line of credit facility, maximum borrowing capacity
Long-term line of credit		¥ 6,990

The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.

Summary of Supplemental Balance Sheet Information Related to Leases

Schedule I - Condensed Financial Information of the Company - Summary of Condensed Balance sheet (Parenthetical) (Detail)	Dec. 31, 2025 $ / shares shares	Dec. 31, 2025 ¥ / shares shares	Dec. 31, 2024 $ / shares shares	Dec. 31, 2024 ¥ / shares shares
Schedule Of Condensed Balance Sheet [Line Items]
Treasury Stock, Shares	50,414,900	50,414,900	50,414,900	50,414,900
Common Class A [Member]
Schedule Of Condensed Balance Sheet [Line Items]
Common shares per share \| ¥ / shares		¥ 0.00001		¥ 0.00001
Common shares, authorized	7,000,000,000	7,000,000,000	7,000,000,000	7,000,000,000
Common shares, shares issued	1,062,301,216	1,062,301,216	912,301,216	912,301,216
Common shares, shares outstanding	860,016,416	860,016,416	858,266,416	858,266,416
Common Class B [Member]
Schedule Of Condensed Balance Sheet [Line Items]
Common shares per share \| ¥ / shares		¥ 0.00001		¥ 0.00001
Common shares, authorized	800,000,000	800,000,000	800,000,000	800,000,000
Common shares, shares issued	150,591,207	150,591,207	150,591,207	150,591,207
Common shares, shares outstanding	150,591,207	150,591,207	150,591,207	150,591,207
Parent Company [Member]
Schedule Of Condensed Balance Sheet [Line Items]
Treasury Stock, Shares	50,414,900	50,414,900	(50,414,900)	(50,414,900)
Parent Company [Member] \| Common Class A [Member]
Schedule Of Condensed Balance Sheet [Line Items]
Common shares per share \| $ / shares	$ 0.00001		$ 0.00001
Common shares, authorized	7,000,000,000	7,000,000,000	7,000,000,000	7,000,000,000
Common shares, shares issued	912,301,216	912,301,216	1,062,301,216	1,062,301,216
Common shares, shares outstanding	860,016,416	860,016,416	858,266,416	858,266,416
Parent Company [Member] \| Common Class B [Member]
Schedule Of Condensed Balance Sheet [Line Items]
Common shares per share \| $ / shares	$ 0.00001		$ 0.00001
Common shares, authorized	800,000,000	800,000,000	800,000,000	800,000,000
Common shares, shares issued	150,591,207	150,591,207	150,591,207	150,591,207
Common shares, shares outstanding	150,591,207	150,591,207	150,591,207	150,591,207

Lease (Tables)

12 Months Ended

Dec. 31, 2025

Leases [Abstract]

The following table presents balances reported in the consolidated balance sheets related to the Group’s leases:


	As of December 31, 2024		As of December 31, 2025
	RMB		RMB
Operating lease right-of-use assets		20,715		19,349
Operating lease liabilities		40,825		32,241

Summary of Lease Cost

For the years ended December 31, 2023, 2024 and 2025, total lease cost comprised of the following:


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Operating lease cost		34,142		33,393		10,629
Short term lease cost		3,639		1,109		7,557

Total lease cost		37,781		34,502		18,186

Summary of Operating Lease Liabilities

The following table presents the maturity of the Group’s operating lease liabilities as of December 31, 2025:


	As of December 31 2025,
	RMB
2026		18,532
2027		14,474
2028		1,077

Total operating lease payments (undiscounted)		34,083
Less: Imputed interest		(1,842	)

Total operating lease liabilities (discounted)		32,241

Summary of Supplemental Cash Flow Information Related to the Operating Leases

Supplemental cash flow information related to the operating leases was as follow:


	For the Year Ended December 31,
	2024		2025
	RMB		RMB
Cash paid for amounts included in operating lease liabilities		28,910		17,826

Accounts Receivable

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Accounts Receivable

5.	Accounts receivable

Accounts receivable, net of allowance for doubtful accounts by the Group consist of the following:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Accounts receivable		159,233			174,636
Less: allowance for doubtful accounts		(2,153	)		(2,097	)

Accounts receivable, net		157,080			172,539

The movements in the allowance for doubtful accounts are as follows:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Balance at beginning of year		1,673		2,153
Provision		480		(56	)

Balance at end of year		2,153		2,097

Share-based Compensation

12 Months Ended

Dec. 31, 2025

Share-based Payment Arrangement [Abstract]

Share-based compensation

16.	Share-based compensation

Share-based compensation was recognized in operating expenses for the years ended December 31, 2023, 2024 and 2025 as follows:


	For the year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Cost of revenue		(7	)		(9	)		30
Selling expenses		286			565			270
General and administrative expenses		1,997			8,437			18,143
Research and development expenses		(167	)		28			74

	2,109			9,021			18,517

Global Share Incentive Plan

In June 2019, the Company adopted a Global Share Incentive Plan (the “Global Plan”), which includes Option Plan, Restricted Shares Plan and Shares Award.

Option Plan

The options are classified as liability-classified award. Under the Option Award Agreement, options which granted to employees vest upon satisfaction of a service condition, which is generally satisfied over four years. The Company offers their employees broker-assisted cashless exercise programs to help the employees exercise their stock options without having to use their personal funds to pay for the exercise price through deducting the exercise price directly from the proceeds of issuing Class A common shares in the open market.

During the year

ended 2024 and 2025, 144,204,800 and 5,260,568 share options were granted, respectively.

The following table summarized the Company’s activities under the Option Plan for the year ended December 31, 2025:


	Number of options			Weighted average exercise price
				(US$)
Outstanding at January 1, 2025		205,384,609			0.0387
Granted		5,260,568			0.0024
Exercised		(1,750,000	)		0.0300
Forfeited		(10,256,083	)		0.0039

Outstanding at December 31, 2025		198,639,094			0.0024

Vested and exercisable at December 31, 2025		159,659,897			0.0024

The following table summarizes information regarding the share options outstanding as of December 31, 2025:


	As of December 31, 2025
	Options number		Weighted average exercise price per option		Weighted average remaining contractual life (years)		Aggregate intrinsic value
			US$				US$
Outstanding		198,639,094		0.0024		7.70		5,105
Exercisable		159,659,897		0.0024		7.51		4,103
Expected to vest		38,979,197		0.0024		8.48		1,002

The weighted average fair value of the options was US$0.0143 and US$0.0257 per option as of December 31, 2024 and 2025, respectively.

The aggregate intrinsic value is calculated as the difference between the exercise price of the options and the fair value of the underlying stock at December 31, 2025.

The fair value of the option plan was estimated on the date of each balance sheet date using the binomial option pricing model with the assumptions (or ranges thereof) in the following table:


	Weighted average
	2024			2025
Exercise price (US$)		0.0387			0.0024
Expected forfeiture rate (post-vesting)		4.99	%		12.66	%
Expected volatility		54.68	%		55.79	%
Excepted term (in years)		8.62			7.70
Expected dividend yield		0	%		0	%
Risk-free interest rate		4.5395	%		3.9934	%

Risk-free interest rate is estimated based on the yield curve of US Treasury BVAL Curve from Bloomberg as of the option valuation date. The expected volatility at the grant date and each option valuation date is estimated based on annualized standard deviation of daily stock price return of comparable companies with a time horizon close to the expected expiry of the term of the options. The Group does not anticipate any dividend payments in the foreseeable future. Expected term is the contract life of the options.

Restricted Net Asset

12 Months Ended

Dec. 31, 2025

Restricted Assets Net [Abstract]

Restricted Net Asset

21.	Restricted net asset

Relevant PRC laws and regulations permit payments of dividends by the Group’s entities incorporated in the PRC only out of their retained earnings, if any, as determined in accordance with PRC accounting standards

and

regulations. In addition, the Company’s entities in the PRC are required to annually appropriate 10% of their net

after-tax

income to the statutory general reserve fund prior to payment of any dividends, unless such reserve funds have reached

% of their respective registered capital. As a result of these and other restrictions under PRC laws and regulations, the Company’s entities incorporated in the PRC are restricted in their ability to transfer a portion of their net assets to the Company either in the form of dividends, loans or advances. Even though the Company currently does not require any such dividends, loans or advances from the PRC entities for working capital and other funding purposes, the Company may in the future require additional cash resources from them due to changes in business conditions, to fund future acquisitions and development, or merely to declare and pay dividends or distributions to its shareholders. In addition, restricted cash and insurance premium receivables of the VIE and its subsidiaries can only be used to settle relevant obligations of the VIE and its subsidiaries. Except for the above, there is no other restriction on use of proceeds generated by the Group’s subsidiaries and VIE to satisfy any obligations of the Company.

As of December 31, 2025, the restricted net assets of the Group’s relevant PRC entities amounted to RMB271,877.

Relevant PRC statutory laws and regulations permit payment of dividends by the Company’s PRC entities only out of their retained earnings, if any, as determined in accordance with PRC accounting standards and regulations. The Company’s PRC entities did not transfer any amount from current year’s net income to the general reserve during the years ended December 31, 2023, 2024 and 2025.

Furthermore, cash transfers from the Company’s PRC subsidiaries to their parent companies outside of China are subject to PRC government control of currency conversion. Shortages in the availability of foreign currency may restrict the ability of the PRC subsidiaries and consolidated affiliated entities to remit sufficient foreign currency to pay dividends or other payments to the Company, or otherwise satisfy their foreign currency denominated obligations.

Other Payables and Accrued Expenses (Tables)

12 Months Ended

Dec. 31, 2025

Payables and Accruals [Abstract]

Schedule of Accounts Payable and Accrued Liabilities

Other payable and accrued expenses consist of the following:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Other tax payables		9,403		12,998
Other payable to suppliers		16,048		11,317
Accrued marketing expense		4,373		3,226
Professional fees		2,348		4,982
Advances from the insured		2,503		3,032
Interest payable		180		166
Deposits		230		136
Payables for acquisition (1)		6,768		—
Withholding social security costs and housing benefits		305		5,673
Advances from share repurchase of an equity investee		1,500		—
Others		775		435

		44,434		41,965

(1)

The amount as of December 31, 2024 represented the unconditional payables to the existing shareholders of Global Care due within 1 year related to the acquisition disclosed in note 4.

Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2025

Summarized of Financial Information Group's Consolidated Financial Statements

The following table sets forth the assets, liabilities, results of operations and cash flows of Huiye Tianze and its subsidiaries, which are included in the Group’s consolidated financial statements. Transactions between the VIE and its subsidiaries are eliminated in the balances presented below:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Assets
Current assets
Cash and cash equivalent, net of allowance for doubtful accounts		182,503		170,565
Restricted cash		61,708		51,473
Short-term investments		5,000		2,936
Contract assets, net of allowance for doubtful accounts		71,085		74,944
Account receivable, net of allowance for doubtful accounts		113,433		132,458
Insurance premium receivables, net of allowance for doubtful accounts		1,763		1,141
Amounts due from related parties		229		635
Prepaid expense and other receivables, net of allowance for doubtful accounts		91,618		104,093

Total current assets		527,339		538,245

Non-current assets
Restricted cash		29,883		29,683
Contract assets, net of allowance for doubtful accounts		28,435		36,638
Property, Plant and Equipment, net		46,267		37,516
Intangible assets, net		45,483		44,080
Long-term investments		56,786		53,786
Operating lease right-of-use assets		19,039		14,509
Goodwill		461		—
Other non-current assets		120		1,133

Total non-current assets		226,474		217,345

Total assets		753,813		755,590


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Liabilities and Shareholders’ Equity
Short-term borrowings		50,000		53,000
Accounts payable		156,692		155,104
Insurance premium payables		56,042		41,295
Other payables and accrued expenses		169,647		175,450
Payroll and welfare payable		26,964		46,617
Income taxes payable		2,234		2,405
Operating lease liabilities		14,953		14,748
Amounts due to related parties		2,495		—

Total current liabilities		479,027		488,619

Non-current liabilities
Long-term borrowings		—		6,990
Deferred tax liabilities		10,971		10,100
Operating lease liabilities		24,082		12,577
Other non-current liability		—		4,746

Total non-current liabilities		35,053		34,413

Total liabilities		514,080		523,032

Total shareholders’ equity attributable to Huize Holding Limited shareholders		229,156		220,937

Non-controlling interests		10,577		11,621

Total shareholders’ equity		239,733		232,558


	For the Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Operating revenue		1,173,322			1,009,140			825,663

Gross profit		442,486			344,518			302,505

Net profit/(loss)		86,082			23,136			(25,332	)

Net cash provided by/(used in) operating activities		149,531			4,300			(26,597	)

Net cash used in investing activities		(59,022	)		(14,323	)		(6,676	)

Net cash provided by/(used in) financing activities		(120,119	)		24,002			10,607

Summary of Estimated Useful Life and Residual Value of Property Plant and Equipment

Property, plant and equipment are stated at cost less accumulated depreciation. Depreciation and amortization are calculated using the straight-line method over the following estimated useful lives, taking into account residual value, if any. The table below sets forth the estimated useful life and residual value:


Category	Estimated useful life	Residual value
Buildings	32 years	5%
Office furniture and equipment	5~10 years	0%~5%
Computer and electronic equipment	3~5 years	0%~5%
Motor vehicles	4~5 years	5%
Leasehold improvements	shorter of remaining lease period and estimated useful life	Nil

Summary of Estimated Useful Life and Residual Value of Intangible Assets

Intangible assets with finite lives represent domain name, purchased computer software and customer relationship acquired from business combination. These intangible assets are amortized on a straight-line basis over their estimated useful lives of the respective assets. The table below sets forth the estimated useful life and residual value:


Category	Estimated useful life		Residual value
Domain name		10 years		0	%
Software and system		3~10 years		0	%
Customer Relationship		17 years		0	%

Summary of Revenue by Major Customers by Reporting Segments

The following table sets forth the segment information for revenue, segment profit (loss), and significant expenses:


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Total operating revenue		1,195,552		1,248,914		1,582,240
Less:
Significant segment expenses
- Channel cost		647,354		796,879		1,097,838
- Advertising and marketing expense		31,148		36,566		47,716
- Payroll of insurance consultants		92,035		58,617		56,042
- Other segment items (1)		354,461		356,286		377,106

Segment net income		70,554		566		3,538

Note:

(1)

Other segment items included in consolidated net income mainly are general and administrative expenses, research and development expenses, selling expenses excluding advertising and marketing expense, interest expenses and others, net which are reflected in the consolidated statements of comprehensive income/(loss).

Summary of Operating Revenue and Long-lived Assets by Geographic location

The following table presents operating revenue and long-lived assets by geographic location:


	Operating revenue						Long-live assets
	For the Year Ended December 31,						As of December 31,
	2023		2024		2025		2023		2024		2025
	RMB		RMB		RMB		RMB		RMB		RMB
PRC Mainland		1,173,322		1,009,140		811,295		235,900		122,087		105,812
Hong Kong		20,587		235,191		755,200		1,646		2,749		7,226
Others		1,643		4,583		15,745		9,195		9,678		9,565

Total		1,195,552		1,248,914		1,582,240		246,741		134,514		122,603

Summary of Customer Concentration Risk

Details of the customers accounting for 10% or more of total operating revenue are as follows:


	For the Year Ended December 31,
	2023		2024		2025
	%		%		%
Customer A		24		*		*
Customer H		12		*		*

Details of the customers which accounted for 10% or more of accounts receivable are as follows:


	Year Ended December 31
	2024		2025
	%		%
Customer A		16		*

* Less than 10% of the Group total amount

Schedule of Concentration in Monetary as Well as Percentage of Cash and Cash Equivalents

Details of the banks which accounted for 10% or more of cash and cash equivalents and restricted cash are as follows:


	Year Ended December 31
	2024		2025
	%		%
Bank A		43		44
Bank C		17		15
Bank D		11		*
Bank E		*		21

* Less than 10% of the Group total amount

Summary of Disaggregation of revenues

Disaggregation of revenues


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Brokerage income
- Life and Health insurance business		1,043,497		1,056,981		1,377,768
- Property and Casualty insurance business		101,036		136,846		145,779

Brokerage income subtotal		1,144,533		1,193,827		1,523,547

Other income		51,019		55,087		58,693

Total operating revenue		1,195,552		1,248,914		1,582,240

Intangible Assets, Net (Tables)

12 Months Ended

Dec. 31, 2025

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Finite-Lived Intangible Assets

The intangible assets, net consisted of the following:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Insurance agency licenses (1) (2) (3)		40,902			37,939
Software and system (2)		11,768			14,447
Customer Relationship (2)		9,392			9,392
Insurance brokerage license (1) (3)		6,526			3,879
Brand (2)		4,845			4,845
Insurance adjusting license		3,067			3,067
Domain name		580			580

Total		77,080			74,149
Less: Accumulated amortization (4)		(6,290	)		(8,136	)
Impairment (1) (5)		(1,950	)		—

Intangible assets, net		68,840			66,013

(1)

RMB1,950

related to these intangible assets. In addition, the Group acquired of certain insurance agency licences in the amount of RMB520 from a third party.

(2)

During the year ended December 2024, the Company acquired intangible assets amounting to RMB18,174 in connection with a business combination disclosed in Note 4, which were measured at fair value upon acquisition.

(3)

During the year ended December 31, 2023, the Group’s disposal of a subsidiary resulted in a decrease of RMB4,333 in insurance agency license, and the Group’s acquisition of a subsidiary resulted in an increase of RMB3,879 in insurance brokerage license.

(4)

Amortization expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,227, RMB1,189 and RMB1,899 respectively.

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense

The amortization of the coming 5 years is:


	As of
	December 31, 2025
	RMB
2026		1,906
2027		1,854
2028		1,766
2029		1,578
2030		900

Related Party Balances and Transactions (Tables)

12 Months Ended

Dec. 31, 2025

Schedule of Service Provided by or to Related Parties

Details of related party transactions for the years ended December 31, 2023, 2024 and 2025 are as follows:

Service provided by related parties:


	For the year ended December 31
	2023		2024		2025
	RMB		RMB		RMB
Technology service fee to Xiaoke		1,887		3,234		—
Channel cost to Huibao Huipei		7,439		10,940		10,787
Channel cost to Baofu		—		—		1,143
Channel cost to Bay Union		—				25,174

Total		9,326		14,174		37,104

Service provided to related parties:


	For the year ended December 31
	2023		2024		2025
	RMB		RMB		RMB
Consulting service fee from Huibao Huipei		728		204		976
Channel Revenue from Bay Union		—		—		2,569

Total		728		204		3,545

Schedule of Related Party Transactions

Details of related party balances as of December 31, 2024 and 2025 are as follows:

Amounts due from related parties:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Minority shareholders of the Company		766		874
Huibao Huipei		157		635
Xiaoke		72		—
Bay Union		—		2,806

		995		4,315

Amounts due to related parties:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Huibao Huipei		2,495		—
Bay Union		—		20,415

		2,495		20,415

Accounts Receivable (Tables)

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Summary of Account Receivables, Net of Allowance for Doubtful Accounts

Accounts receivable, net of allowance for doubtful accounts by the Group consist of the following:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Accounts receivable		159,233			174,636
Less: allowance for doubtful accounts		(2,153	)		(2,097	)

Accounts receivable, net		157,080			172,539

Summary of Movement of Allowance for Doubtful Accounts

The movements in the allowance for doubtful accounts are as follows:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Balance at beginning of year		1,673		2,153
Provision		480		(56	)

Balance at end of year		2,153		2,097

Other Payables and Accrued Expenses (Detail) - CNY (¥) ¥ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Current portion:
Other tax payables	¥ 12,998	¥ 9,403
Other payable to suppliers	11,317	16,048
Accrued marketing expense	3,226	4,373
Professional fees	4,982	2,348
Advances from the insured	3,032	2,503
Interest payable	166	180
Deposits	136	230
Payables for acquisition	0	6,768
Withholding social security costs and housing benefits	5,673	305
Advances from share repurchase of an equity investee	0	1,500
Others	435	775
Total current portion	¥ 41,965	¥ 44,434

Organization and principal activities

12 Months Ended

Dec. 31, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Organization and principal activities

1.	Organization and principal activities

Huize Holding Limited (“Huize” or the “Company”) was incorporated on December 24, 2014 under the laws of the Cayman Islands. The Company, its subsidiaries and the consolidated variable interest entities (the “VIE”) are collectively referred to as the “Group”. In February 2020, the Company completed its initial public offering (“IPO”) in Nasdaq Global Market.

The Group is an independent online insurance product and service platform in the People’s Republic of China (the “PRC”). The Group commenced its operation in August 2006 by Mr. Cunjun Ma (“the founder”).

As of December 31, 2025 the Company’s principal subsidiaries, consolidated VIE and subsidiaries of VIE are as follows:


Principal Subsidiaries	Date of Incorporation/ Establishment	Place of Incorporation/ Establishment	Percentage of Direct Economic Interest	Principal Activities
Smart Choice Ventures Limited	January 14, 2015	British Virgin Islands	100%	Investment holding
Hong Kong Smart Choice Ventures Limited	February 18, 2015	Hong Kong	100%	Investment holding
Synergy Wealth Management Limited	August 31, 2023	Hong Kong	100%	Insurance brokerage service
Zhixuan International Management Consulting (Shenzhen) Co., Ltd (“Zhixuan”)	June 9, 2015	PRC	100%	Investment and investment consulting service
VIE
Shenzhen Huiye Tianze Investment Holding Co., Ltd (“Huiye Tianze”)	October 30, 2014	PRC	Not applicable	Investment and investment consulting service
VIE’s Principal Subsidiaries
Huize Insurance Brokerage Co., Ltd. (“Huize Insurance Brokerage”)	October 14, 2011	PRC	Not applicable	Insurance brokerage service
Shenzhen Detong Insurance Agency Co., Ltd. (formerly known as Shanghai Senhao Insurance Agency Co., Ltd)	March 12, 2022	PRC	Not applicable	Insurance agency service

Schedule I - Condensed Financial Information of the Company

12 Months Ended

Dec. 31, 2025

Condensed Financial Information Disclosure [Abstract]

Schedule I - Condensed Financial Information of the Company

HUIZE HOLDING LIMITED

SCHEDULE I—CONDENSED FINANCIAL INFORMATION OF THE COMPANY

The condensed financial information of the Company has been prepared in accordance with SEC Regulation

S-X

Rule

5-04

and Rule

12-04,

using the same accounting policies as set out in the Group’s consolidated financial statements, except that the Company uses the equity method to account for investments in its subsidiaries and VIE.

Certain information and footnote disclosures generally included in financial statements prepared in accordance with U.S. GAAP have been condensed and omitted. The footnote disclosures contain supplemental information relating to the operations of the Company, as such, these statements are not the general purpose financial statements of the reporting entity and should be read in conjunction with the notes to the consolidated financial statements of the Company.

The Company did not have significant capital and other commitments or guarantees as of December 31, 2025. The subsidiaries did not pay any dividend to the Company for the years presented.

Balance sheet


	As of December 31,
	2024			2025
	RMB			RMB			US$
							Note 2(f)
Assets
Cash and cash equivalent, net of allowance for doubtful accounts		1,564			580			83
Amount due from related parties		109			105			15
Prepaid expenses		980			305			43
Other receivables due from subsidiaries and affiliates, net of allowance for doubtful accounts		314,513			296,854			42,450
Investment in subsidiaries		124,272			164,605			23,538

Total assets		441,438			462,449			66,129

Liabilities and Shareholders ’ equity
Other payables and accrued expenses		17,893			17,897			2,559
Payroll and welfare payable		14,805			33,323			4,765

Total liabilities		32,698			51,220			7,324

Shareholders ’ equity
Class A common shares (US$ 0.00001 par value; 7,000,000,000 shares authorized as of December 31, 2024 and 2025, respectively; 912,301,216, and 1,062,301,216 shares issued as of December 31, 2024 and 2025, respectively; 858,266,416 shares and 860,016,416 shares outstanding as of December 31, 2024 and 2025, respectively)		63			63			9
Class B common shares (US$ 0.00001 par value; 800,000,000 shares authorized and 150,591,207 shares issued and 150,591,207 shares outstanding as of December 31, 2024 and 2025, respectively)		10			10			1
Treasury stock (50,414,900 and 50,414,900 shares as of December 31, 2024 and 2025, respectively)		(29,513	)		(29,513	)		(4,220	)
Additional paid-in capital		909,930			910,209			130,158
Accumulated other comprehensive loss		(12,864	)		(14,695	)		(2,101	)
Accumulated deficit		(458,886	)		(454,845	)		(65,042	)

Total shareholders ’ equity		408,740			411,229			58,805

Total liabilities and shareholders ’ equity		441,438			462,449			66,129

Statement of Comprehensive Income/(Loss)


	Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB			US$
										Note 2(f)
Operating revenue
Other income		1,643			1,808			—			—

Total operating revenue		1,643			1,808			—			—

Operating cost and expenses
General and administrative expenses		(5,996	)		(7,662	)		(7,041	)		(1,007	)

Operating loss		(4,353	)		(5,854	)		(7,041	)		(1,007	)

Other expense
Interest income		1			—			—			—
Unrealized exchange income		(1	)		—			—			—

Loss before income tax, and share of loss of subsidiaries and VIEs		(4,353	)		(5,854	)		(7,041	)		(1,007	)

Share of income of subsidiaries and VIEs		74,541			5,205			11,082			1,585

Net profit/(loss)		70,188			(649	)		4,041			578

Net profit/(loss) attributable to common shareholders		70,188			(649	)		4,041			578

Net profit/(loss)		70,188			(649	)		4,041			578
Foreign currency translation adjustment, net of tax		3,635			1,196			(1,831	)		(262	)

Total comprehensive income		73,823			547			2,210			316

Statement of cash flows


	Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB			US$
										Note 2(f)
Cash flows from operating activities:
Net profit/(loss)		70,188			(649	)		4,041			578
Adjustments to reconcile net profit/(loss) to net cash used in operating activities:
Unrealized exchange loss		1			—			—			—
Share of income of subsidiaries and VIEs		(74,541	)		(5,205	)		(11,082	)		(1,585	)
Expected credit loss expenses		3			(1	)		(622	)		(89	)

		(4,349	)		(5,855	)		(7,663	)		(1,096	)

Changes in operating assets and liabilities:
Increase/(decrease) in other payables and accrued expenses		4			(3	)		1,294			185
Decrease in contract liabilities		(1,549	)		(1,783	)		—			—
Decrease in prepaid expense and other receivables		8,754			7,817			183			26
(Increase)/decrease in amount due from related parties		43			(3	)		—			—

Net cash provided by/(used in) operating activities		2,903			173			(6,186	)		(885	)

Cash flows from investing activities:
Loans to subsidiaries		(6	)		(14,539	)		—			—
Repayment of loans to subsidiaries		—			—			5,033			720

Net cash provided by/(used in) investing activities		(6	)		(14,539	)		5,033			720

Cash flows from financing activities:
Proceeds from exercise of options		560			—			279			40
Repurchase of Class A common shares		(13,392	)		(77	)		—			—
Loans from subsidiaries		9,461			10,614			—			—

Net cash provided by/(used in) financing activities		(3,371	)		10,537			279			40

Effect of exchange rate changes on cash and cash equivalents		158			96			(110	)		(16	)

Net decrease in cash and cash equivalents and restricted cash		(316	)		(3,733	)		(984	)		(141	)
Total cash and cash equivalents and restricted cash at beginning of year		5,613			5,297			1,564			224

Total cash and cash equivalents and restricted cash at end of year		5,297			1,564			580			83

Long-term Investments (Tables)

12 Months Ended

Dec. 31, 2025

Investment Company [Abstract]

Summary of Long Term Investments


	Equity investments measured under measurement alternative			Equity Method			Investment accounted for at fair value			Equity investments measured under NAV practical expedient			Total
	RMB			RMB			RMB			RMB			RMB
Balances at January 1, 2023		33,695			41,749			808			1,053			77,305
Share of earnings/(loss) of an equity method investee		—			417			—			—			417
Fair value change		—			—			—			(257	)		(257	)
Realized gain/(loss)		—			—			78			—			78
Exchange adjustments		—			—			(12	)		31			19
Disposal		—			—			(874	)		—			(874	)

Balances at December 31, 2023		33,695			42,166			—			827			76,688

Balances at January 1, 2024		33,695			42,166			—			827			76,688
Share of earnings/(loss) of an equity method investee		—			1,535			—			—			1,535
Fair value change		—			—			—			62			62
Exchange adjustments		—			—			—			(153	)		(153	)
Distribution from and capital reduction of equity investees		—			(11,416	)		—			—			(11,416	)

Balances at December 31, 2024		33,695			32,285			—			736			66,716

Balances at January 1, 2025		33,695			32,285			—			736			66,716
Additions		—			16,713			—			—			16,713
Share of loss of equity method investees		—			(40	)		—			—			(40	)
Fair value change		—			—			—			(37	)		(37	)
Exchange adjustments		—			93			—			(108	)		(15	)
Distribution from equity investees		—			(1,408	)		—			—			(1,408	)
Capital reduction of equity investees		(12,500	)		(4,417	)		—			—			(16,917	)

Balances at December 31, 2025		21,195			43,226			—			591			65,012

Investment loss (Tables)

12 Months Ended

Dec. 31, 2025

Investments, Debt and Equity Securities [Abstract]

Summary of Investment Income


	For the Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Fair value change of equity investments measured under NAV practical expedient		(257	)		62			(37	)
Dividends received from equity investments		361			198			—
Realized gain related to the investments accounted for at fair value		78			—			—
Loss on disposal of subsidiaries		(749	)		(266	)		(378	)
Fair value change of short-term investments		(1,089	)		(505	)		87

Total		(1,656	)		(511	)		(328	)

Commitments and Contingencies

12 Months Ended

Dec. 31, 2025

Commitments and Contingencies Disclosure [Abstract]

Commitments and contingencies

20.	Commitments and contingencies

As of December 31, 2025, there was no pending legal proceeding to which the Group is a party that will have a material effect on the Group’s business, results of operations or cash flows.

Share-based Compensation - Share-based Payment Arrangement, Option, Activity (Detail) - Share-based Payment Arrangement, Option [Member] - $ / shares	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options, Outstanding	198,639,094
Weighted average exercise price, Outstanding	$ 0.0024
Global Share Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options, Outstanding	205,384,609
Number of options, Granted	5,260,568	144,204,800
Number of options, Exercised	(1,750,000)
Number of options, Forfeited	(10,256,083)
Number of options, Outstanding	198,639,094	205,384,609
Number of options, Vested and exercisable	159,659,897
Weighted average exercise price, Outstanding	$ 0.0387
Weighted average exercise price, Granted	0.0024
Weighted average exercise price, Exercised	0.03
Weighted average exercise price, Forfeited	0.0039
Weighted average exercise price, Outstanding	0.0024	$ 0.0387
Weighted average exercise price, Vested and exercisable	$ 0.0024

Accounts Receivable - Allowance for doubtful accounts (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Receivables [Abstract]
Balance at beginning of year	¥ 2,153	¥ 1,673
Provision	(56)	480
Balance at end of year	¥ 2,097	¥ 2,153

Prepaid Expenses and Other Receivables and Other assets - Summary of Prepaid Expenses and Receivables (Parenthetical) (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2024	Dec. 31, 2025 USD ($)
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Interest-bearing at a fixed interest rate	3.20%	3.20%
Loan receivable from third party	¥ 8,759		$ 1,200
Maturity period on interest bearing at a fixed interest rate	11.00%
Line of credit facility, expiration period	2026 years
Line of credit facility, description	As of December 31, 2025, RMB30,000 remained outstanding, of which RMB20,000 was subsequently repaid in March 2026, and the remaining principal of RMB10,000 has been extended to a new maturity date of December 25, 2026, under revised repayment terms.

Common Shares

12 Months Ended

Dec. 31, 2025

Equity [Abstract]

Common shares

15.	Common shares

The Group’s common shares are divided into Class A common shares and Class B common shares. Holders of Class A common shares will be entitled to one vote per share, while holders of Class B common shares will be entitled to 15 votes per share. Each Class B common share is convertible into one Class A common share at any time by the holder thereof, while Class A common shares are not convertible into Class B common shares under any circumstances. Upon any sale, transfer, assignment or disposition of Class B common shares by a holder thereof to any person or entity that is not an affiliate of such holder, such Class B common shares shall be automatically and immediately converted into an equal number of Class A common shares.

The holders of common shares are also entitled to receive dividends whenever funds are legally available and when declared by the Board of Directors, subject to prior rights of holders of all other classes of shares outstanding.

In March 2023 and March 2024, board of directors authorized a share repurchase program under which the Company may apply existing funds to purchase up to an aggregate of US$ 5 million worth of the Company’s ADSs over the next 12 months, depending on market conditions and in accordance with applicable laws and the Company’s securities trading policy.

During the years ended December 31, 2023, 2024 and 2025, the Company repurchased 30,333,340 shares, 3,546,960 shares and nil shares, respectively. The account balance of treasury stock were RMB29,513 and RMB29,513 as of December 31, 2024 and 2025, respectively.

The entire disclosure for equity.

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Property, Plant and Equipment [Abstract]

Investment loss - Summary of Investment Income (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Net Investment Income [Line Items]
Fair value change	¥ (37)		¥ 62	¥ (257)
Dividends received from equity investments	0		198	361
Realized gain related to the investments accounted for at fair value	0		0	78
Loss on disposal of subsidiaries	(378)		(266)	(749)
Total	(328)	$ (47)	(511)	(1,656)
Equity investments [Member]
Net Investment Income [Line Items]
Fair value change	(37)		62	(257)
Short-term investments [Member]
Net Investment Income [Line Items]
Fair value change	¥ 87		¥ (505)	¥ (1,089)

Property, Plant and Equipment, net (Tables)

12 Months Ended

Dec. 31, 2025

Summary of Property, Plant and Equipment, Net

Property, plant and equipment, net, consist of the following:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Computer and electronic equipment		31,013			30,007
Buildings		25,712			25,712
Leasehold improvements		29,156			31,730
Office furniture and equipment		7,645			5,823
Motor vehicles		2,248			1,784

Total		95,774			95,056
Less: Accumulated depreciation (1)		(48,691	)		(56,814	)

Property, equipment and equipment, net		47,083			38,242

(1)

Depreciation expenses for the years ended December 31, 2023, 2024 and 2025 were RMB12,413, RMB10,269 and RMB11,924, respectively.

Related Party Balances and Transactions - Schedule of Related Party Transactions (Detail) - Related Party [Member] - CNY (¥) ¥ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Related Party Transaction [Line Items]
Due from related parties	¥ 4,315	¥ 995
Due to related parties	20,415	2,495
Minority shareholders of the Company
Related Party Transaction [Line Items]
Due from related parties	874	766
Huibao Huipei [Member]
Related Party Transaction [Line Items]
Due from related parties	635	157
Due to related parties	0	2,495
Xiaoke [Member]
Related Party Transaction [Line Items]
Due from related parties	0	72
Bay Union [Member]
Related Party Transaction [Line Items]
Due from related parties	2,806	0
Due to related parties	¥ 20,415	¥ 0

Amount of liabilities classified as other.

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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Property, Plant and Equipment [Abstract]

Organization and principal activities - Summary of Principal Subsidaries, Consolidated VIE and Subsidiaries of VIE (Detail)	12 Months Ended
	Dec. 31, 2025
Subsidiaries [Member] \| Smart Choice Ventures Limited [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Jan. 14, 2015
Place of Incorporation/ Establishment	British Virgin Islands
Percentage of Direct or Indirect Economic Interest	100.00%
Principal Activities	Investment holding
Subsidiaries [Member] \| Hong Kong Smart Choice Ventures Limited [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Feb. 18, 2015
Place of Incorporation/ Establishment	Hong Kong
Percentage of Direct or Indirect Economic Interest	100.00%
Principal Activities	Investment holding
Subsidiaries [Member] \| Synergy Wealth Management Limited [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Aug. 31, 2023
Place of Incorporation/ Establishment	Hong Kong
Percentage of Direct or Indirect Economic Interest	100.00%
Principal Activities	Insurance brokerage service
Subsidiaries [Member] \| Zhixuan International Management Consulting (Shenzhen) Co., Ltd. [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Jun. 09, 2015
Place of Incorporation/ Establishment	PRC
Percentage of Direct or Indirect Economic Interest	100.00%
Principal Activities	Investment and investment consulting service
Variable Interest Entity, Primary Beneficiary [Member] \| Shenzhen Huiye Tianze Investment Holding Co., Ltd ("Huiye Tianze") [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Oct. 30, 2014
Place of Incorporation/ Establishment	PRC
Principal Activities	Investment and investment consulting service
Variable Interest Entity, Not Primary Beneficiary [Member] \| Huize Insurance Brokerage Co., Ltd. ("Huize Insurance Brokerage") [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Oct. 14, 2011
Place of Incorporation/ Establishment	PRC
Principal Activities	Insurance brokerage service
Variable Interest Entity, Not Primary Beneficiary [Member] \| Shenzhen Detong Insurance Agency Co., Ltd. (formerly known as Shanghai Senhao Insurance Agency Co., Ltd) [Member]
Subsidiary of Limited Liability Company or Limited Partnership [Line Items]
Date of Incorporation/ Establishment	Mar. 12, 2022
Place of Incorporation/ Establishment	PRC
Principal Activities	Insurance agency service

Property, Plant and Equipment, net

12 Months Ended

Dec. 31, 2025

Property, Plant and Equipment, net

8.	Property, Plant and Equipment, net

Property, plant and equipment, net, consist of the following:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Computer and electronic equipment		31,013			30,007
Buildings		25,712			25,712
Leasehold improvements		29,156			31,730
Office furniture and equipment		7,645			5,823
Motor vehicles		2,248			1,784

Total		95,774			95,056
Less: Accumulated depreciation (1)		(48,691	)		(56,814	)

Property, equipment and equipment, net		47,083			38,242

(1)

Depreciation expenses for the years ended December 31, 2023, 2024 and 2025 were RMB12,413, RMB10,269 and RMB11,924, respectively.

No impairment for property, plant and equipment was recorded for the years ended December 31, 2023, 2024 and 2025.

Income Taxes (Tables)

12 Months Ended

Dec. 31, 2025

Income Tax Disclosure [Abstract]

Schedule of Income before Income Tax, Domestic and Foreign

Our income/loss before provision for (benefit from) income taxes for the years ended December 31, 2024 and 2025 was as follows:


	For the Year Ended December 31,
	2024			2025
	RMB			RMB
PRC mainland		21,366			(25,489	)
Non-PRC mainland		(22,200	)		36,261

Profit/(Loss) before income taxes		(834	)		10,772

Schedule of Components of Income Tax Expense (Benefit)

The components of the provision for (benefit from) income taxes for the years ended December 31, 2024 and 2025 consisted of the following:


	For the Year Ended December 31,
	2024			2025
	RMB			RMB
Current income tax
PRC mainland		(206	)		172
Non-PRC mainland		341			6,210

Total current		135			6,382

Deferred income tax
PRC mainland		—			—
Non-PRC mainland		—			812

Total deferred		—			812

Total income tax expense		135			7,194

Summary of Reconciliation of Income Tax Expense


	For the year ended December 31,
	2025
	RMB			Percent
Profit before income tax		10,772
PRC mainland profit tax rate		2,693			25	%
Tax effects from other tax jurisdictions
Hong Kong
Statutory tax rate difference between Hongkong and PRC mainland		(5,267	)		(49	%)
Singapore
Statutory tax rate difference between Singapore and PRC mainland		550			5	%
Cayman Islands
Statutory tax rate difference between Cayman Islands and PRC mainland		1,760			17	%
Other foreign tax jurisdictions		247			2	%
Effect of preferential tax rates granted to PRC mainland entities		3,029			28	%
Effect of Super Deduction of research and development expenses in the PRC mainland		(6,203	)		(58	% )
Effect of share-based compensation expenses not deductible for tax purposes		4,569			43	%
Effect of other expenses not deductible for tax purposes		557			5	%
Non-taxable income		(684	)		(6	% )
Changes in valuation allowance		6,776			63	%
Other adjustments		(833	)		(8	% )

Total income tax expense		7,194			67	%

The aggregate amount and per share effect of the preferential tax rates are as follows:		3,029

Per share effect:
Ordinary shareholders – basic and diluted		0.00

The reconciliation of taxes at PRC income tax rate to our provision for (benefit from) income taxes for the years ended December 31, 2023 and 2024 in accordance with the guidance prior to the adoption of ASU

2023-09

was as follows:


	For the Year Ended December 31,
	2023			2024
	RMB			RMB
Profit/(Loss) before income tax		70,554			(834	)
Tax expense/(benefit) at EIT tax rate of 25%		17,639			(209	)
Tax effect of preferential tax rates granted to PRC entities		(1,881	)		(953	)
Effect of different tax rates applicable to different subsidiaries of the Group		6,666			(2,379	)
Changes in valuation allowance		(7,578	)		3,142
Income not subject to tax		(895	)		(54	)
Expenses not deductible for tax purposes		1,955			8,209
Research and development tax credit		(15,906	)		(7,415	)
Others		—			(206	)

Income tax expense		—			135

The aggregate amount and per share effect of the preferential tax rates are as follows:		(1,881	)		(953	)
Per share effect:
Ordinary shareholders – basic and diluted		—			—

Schedule of Income Tax Paid By Individual Jurisdiction

Upon adoption of ASU

2023-09

described in note 2(ff), cash paid for income taxes, net of refunds, during the year ended December 31, 2025 was as follows:


	For the year ended December 31,
	2025
	RMB
PRC mainland		—
Non-PRC mainland		950

Total cash paid for income taxes		950

Significant Components of Deferred Tax Assets and Deferred Tax Liabilities

The following tables sets forth the significant components of the deferred tax assets and deferred tax liabilities:


	December 31, 2024			December 31, 2025
	RMB			RMB
Deferred tax assets
Advertising expenses		1,677			—
Net accumulated losses carry forward		93,632			97,535
Depreciation and amortization		335			—
Allowance for doubtful accounts		1,997			242
Impairment of intangible assets		383			—
Accrued expenses		9,824			32,281
Operating lease liabilities		9,711			7,442

Gross deferred tax assets		117,559			137,500
Less: valuation allowance		(82,426	)		(102,536	)

Net deferred tax assets		35,133			34,964

Deferred tax liabilities
Intangible assets		14,875			13,457
Operating lease right-of-use assets		9,710			4,327
Gain on equity method investee		989			325
Variable consideration of renewal income		24,434			31,235

Gross deferred tax liabilities		50,008			49,344

Fair Value measurement - Additional Information (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Abstract]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net	¥ 0	¥ 0
Gain Loss On Fair Value Assets Measured On Recurring Basis Change Gain Loss	¥ 87	¥ 505	¥ 1,011

Summary of Significant Accounting Policies - Summary of Revenue by Major Customers by Reporting Segments (Detail)
¥ in Thousands, $ in Thousands

12 Months Ended

Dec. 31, 2025

CNY (¥)

Dec. 31, 2025

USD ($)

Dec. 31, 2024

CNY (¥)

Dec. 31, 2023

CNY (¥)

Advertising and marketing expense

Total operating revenue

¥ 1,582,240

$ 226,257

¥ 1,248,914

¥ 1,195,552

Channel cost

1,097,838

796,879

647,354

47,716

36,566

31,148

Payroll of insurance consultants

56,042

58,617

92,035

Other segment items

^[1]

377,106

356,286

354,461

Segment net income

¥ 3,538

$ 505

¥ 566

¥ 70,554

[1]

The aggregate cost of goods produced and sold and services rendered during the reporting period.

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The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.

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Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).

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Restricted Net Asset - Additional Information (Detail) - CHINA ¥ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)
Restricted Assets Net [Line Items]
Percentage of statutory general reserve after tax income	10.00%
Percentage of general reserve threshold to equity	50.00%
Restricted net assets	¥ 271,877

Summary of Significant Accounting Policies - Schedule of Concentration in Monetary as Well as Percentage of Cash and Cash Equivalents (Detail) - Cash and Cash Equivalents and Restricted Cash and Cash Equivalents [Member] - Concentration Risk by Bank [Member]	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Bank A [Member]
Disclosure in Tabular of Concentration in Monetary as Well as Percentage of Cash and Cash Equivalents [Line Items]
Concentration Risk, Percentage	44.00%	43.00%
Bank C [Member]
Disclosure in Tabular of Concentration in Monetary as Well as Percentage of Cash and Cash Equivalents [Line Items]
Concentration Risk, Percentage	15.00%	17.00%
Bank D [Member]
Disclosure in Tabular of Concentration in Monetary as Well as Percentage of Cash and Cash Equivalents [Line Items]
Concentration Risk, Percentage		11.00%
Bank E [Member]
Disclosure in Tabular of Concentration in Monetary as Well as Percentage of Cash and Cash Equivalents [Line Items]
Concentration Risk, Percentage	21.00%

For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.

Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]

Summary of Significant Accounting Policies - Summary of Estimated Useful Life and Residual Value of Property Plant and Equipment (Detail)	12 Months Ended
	Dec. 31, 2025
Building [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	32 years
Residual value	5.00%
Office furniture and equipment [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years
Residual value	0.00%
Office furniture and equipment [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Residual value	5.00%
Computer and electronic equipment [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	3 years
Residual value	0.00%
Computer and electronic equipment [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years
Residual value	5.00%
Motor vehicles [Member]
Property, Plant and Equipment [Line Items]
Residual value	5.00%
Motor vehicles [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	4 years
Motor vehicles [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years
Leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	shorter of remaining lease period and estimated useful life
Residual value	0.00%

Prepaid expense and other receivables and other non-current assets

12 Months Ended

Dec. 31, 2025

Prepaid expense and other receivables and other non-current assets

7.	Prepaid expense and other receivables and other non-current assets

Prepaid expenses and other receivables and other assets consist of the following, with current portion presented as prepaid expense and other receivables and

non-current

portion presented as other assets:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Prepaid expense and other receivables:
VAT refund receivable		19,648			19,057
Rental and other deposits		7,076			8,039
Advances to suppliers		8,696			11,158
Interest receivables (a)		2,514			4,495
Advances to staff		809			728
Prepayment for share repurchase		160			—
Loans to third parties (b)		30,005			38,392
Refundable deposits paid to insurance companies (d)		—			8,608
Others		173			321

		69,081			90,798
Less: Allowance for doubtful accounts		(910	)		(1,294	)

		68,171			89,504


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Other non-current assets:
Loans to a third party (c)		8,759		—
Advances for procuring long-term assets		222		106
Rental deposits		—		1,130

		8,981		1,236

(a)

This represented accrued interest income on bank deposits.

(b)

The amounts represent loans to a third party, interest-bearing at a fixed rate of 3.2% per annum for the years ended December 31, 2024 and 2025.

As of December 31, 2025, RMB30,000 remained outstanding, of which RMB20,000 was subsequently repaid in March 2026, and the remaining principal of RMB10,000 has been extended to a new maturity date of December 25, 2026, under revised repayment terms.

In addition, the amounts as of December 31, 2025 also include the loans of US$1,200 as disclosed in the following note (c).

(c)

The amount represents loans of US$1,200 (equivalent to RMB8,759) to a third party which are unsecured and interest-bearing at a fixed interest rate o

f 11%

per annum and maturing in 2026. This arrangement is unsecured and does not require any collateral or guarantees. As of December 31, 2025, the outstanding principal and accrued interest have been presented as current asset and included in prepaid expense and other receivables as the maturity dates of the loans are less than one year.

(d)

In relation to certain designated insurance products, the Company has placed security deposits with the insurance companies using its own funds for compliance purpose. Such deposits are refundable according to the respective cooperation agreements with the insurance companies.

Share-based Compensation - Summary of Share Based Compensation Stock Options Activity Outstanding (Detail) - Share-based Payment Arrangement, Option [Member] $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2025 USD ($) $ / shares shares
Schedule Of Share Based Compensation Stock Options Activity Outstanding [Line Items]
Options number, Outstanding \| shares	198,639,094
Options number, Exercisable \| shares	159,659,897
Options number, Expected to vest \| shares	38,979,197
Weighted average exercise price, Outstanding \| $ / shares	$ 0.0024
Weighted average exercise price, Exercisable \| $ / shares	0.0024
Weighted average exercise price, Expected to vest \| $ / shares	$ 0.0024
Weighted average remaining contractual life, Outstanding	7 years 8 months 12 days
Weighted average remaining contractual life, Exercisable	7 years 6 months 3 days
Weighted average remaining contractual life, Expected to vest	8 years 5 months 23 days
Aggregate intrinsic value, Outstanding \| $	$ 5,105
Aggregate intrinsic value, Exercisable \| $	4,103
Aggregate intrinsic value, Expected to vest \| $	$ 1,002

Cover Page	12 Months Ended
Cover Page	Dec. 31, 2025 shares
Document Information [Line Items]
Document Type	20-F
Amendment Flag	false
Document Period End Date	Dec. 31, 2025
Document Fiscal Year Focus	2025
Document Fiscal Period Focus	FY
Current Fiscal Year End Date	--12-31
Document Registration Statement	false
Document Annual Report	true
Document Transition Report	false
Document Shell Company Report	false
Entity File Number	001-39216
Entity Registrant Name	Huize Holding Limited
Entity Central Index Key	0001778982
Entity Incorporation, State or Country Code	E9
Entity Address, Address Line One	49/F, Building T1
Entity Address, Address Line Two	Qianhai Financial Centre, Linhai Avenue
Entity Address, Postal Zip Code	518000
Entity Address, Country	CN
Entity Address, City or Town	Shenzhen
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Emerging Growth Company	false
Entity Shell Company	false
Document Accounting Standard	U.S. GAAP
ICFR Auditor Attestation Flag	false
Auditor Name	Deloitte Touche Tohmatsu Certified Public Accountants LLP
Auditor Firm ID	1113
Auditor Location	Shenzhen, the People’s Republic of China
Document Financial Statement Error Correction [Flag]	false
Business Contact [Member]
Document Information [Line Items]
Contact Personnel Name	Ronald Tam
Entity Address, Address Line One	49/F, Building T1
Entity Address, Address Line Two	Qianhai Financial Centre, Linhai Avenue
Entity Address, Postal Zip Code	518000
Entity Address, Country	CN
Entity Address, City or Town	Shenzhen
City Area Code	755
Local Phone Number	3689 9088
Contact Personnel Email Address	tanguohao@huize.com
Country Region	86
ADR [Member]
Document Information [Line Items]
Title of 12(b) Security	American depositary shares (each representing 100 Class A common shares, par value US$0.00001 per share)
Trading Symbol	HUIZ
Security Exchange Name	NASDAQ
Common Class A [Member]
Document Information [Line Items]
Title of 12(b) Security	Class A common shares, par value US$0.00001 per share
No Trading Symbol Flag	true
Security Exchange Name	NASDAQ
Entity Common Stock, Shares Outstanding	860,016,416
Common Class B [Member]
Document Information [Line Items]
Entity Common Stock, Shares Outstanding	150,591,207

Lease - Summary of Supplemental Cash Flow Information Related to the Operating Leases (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Schedule Of Supplemental Cash Flow Information Related To Leases [Abstract]
Cash paid for amounts included in operating lease liabilities	¥ 17,826	¥ 28,910

Schedule I - Condensed Financial Information of the Company (Tables)

12 Months Ended

Dec. 31, 2025

Condensed Financial Information Disclosure [Abstract]

Condensed Balance Sheet

Balance sheet


	As of December 31,
	2024			2025
	RMB			RMB			US$
							Note 2(f)
Assets
Cash and cash equivalent, net of allowance for doubtful accounts		1,564			580			83
Amount due from related parties		109			105			15
Prepaid expenses		980			305			43
Other receivables due from subsidiaries and affiliates, net of allowance for doubtful accounts		314,513			296,854			42,450
Investment in subsidiaries		124,272			164,605			23,538

Total assets		441,438			462,449			66,129

Liabilities and Shareholders ’ equity
Other payables and accrued expenses		17,893			17,897			2,559
Payroll and welfare payable		14,805			33,323			4,765

Total liabilities		32,698			51,220			7,324

Shareholders ’ equity
Class A common shares (US$ 0.00001 par value; 7,000,000,000 shares authorized as of December 31, 2024 and 2025, respectively; 912,301,216, and 1,062,301,216 shares issued as of December 31, 2024 and 2025, respectively; 858,266,416 shares and 860,016,416 shares outstanding as of December 31, 2024 and 2025, respectively)		63			63			9
Class B common shares (US$ 0.00001 par value; 800,000,000 shares authorized and 150,591,207 shares issued and 150,591,207 shares outstanding as of December 31, 2024 and 2025, respectively)		10			10			1
Treasury stock (50,414,900 and 50,414,900 shares as of December 31, 2024 and 2025, respectively)		(29,513	)		(29,513	)		(4,220	)
Additional paid-in capital		909,930			910,209			130,158
Accumulated other comprehensive loss		(12,864	)		(14,695	)		(2,101	)
Accumulated deficit		(458,886	)		(454,845	)		(65,042	)

Total shareholders ’ equity		408,740			411,229			58,805

Total liabilities and shareholders ’ equity		441,438			462,449			66,129

Condensed Statement of Comprehensive Income

Statement of Comprehensive Income/(Loss)


	Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB			US$
										Note 2(f)
Operating revenue
Other income		1,643			1,808			—			—

Total operating revenue		1,643			1,808			—			—

Operating cost and expenses
General and administrative expenses		(5,996	)		(7,662	)		(7,041	)		(1,007	)

Operating loss		(4,353	)		(5,854	)		(7,041	)		(1,007	)

Other expense
Interest income		1			—			—			—
Unrealized exchange income		(1	)		—			—			—

Loss before income tax, and share of loss of subsidiaries and VIEs		(4,353	)		(5,854	)		(7,041	)		(1,007	)

Share of income of subsidiaries and VIEs		74,541			5,205			11,082			1,585

Net profit/(loss)		70,188			(649	)		4,041			578

Net profit/(loss) attributable to common shareholders		70,188			(649	)		4,041			578

Net profit/(loss)		70,188			(649	)		4,041			578
Foreign currency translation adjustment, net of tax		3,635			1,196			(1,831	)		(262	)

Total comprehensive income		73,823			547			2,210			316

Condensed Cash Flow Statement

Statement of cash flows


	Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB			US$
										Note 2(f)
Cash flows from operating activities:
Net profit/(loss)		70,188			(649	)		4,041			578
Adjustments to reconcile net profit/(loss) to net cash used in operating activities:
Unrealized exchange loss		1			—			—			—
Share of income of subsidiaries and VIEs		(74,541	)		(5,205	)		(11,082	)		(1,585	)
Expected credit loss expenses		3			(1	)		(622	)		(89	)

		(4,349	)		(5,855	)		(7,663	)		(1,096	)

Changes in operating assets and liabilities:
Increase/(decrease) in other payables and accrued expenses		4			(3	)		1,294			185
Decrease in contract liabilities		(1,549	)		(1,783	)		—			—
Decrease in prepaid expense and other receivables		8,754			7,817			183			26
(Increase)/decrease in amount due from related parties		43			(3	)		—			—

Net cash provided by/(used in) operating activities		2,903			173			(6,186	)		(885	)

Cash flows from investing activities:
Loans to subsidiaries		(6	)		(14,539	)		—			—
Repayment of loans to subsidiaries		—			—			5,033			720

Net cash provided by/(used in) investing activities		(6	)		(14,539	)		5,033			720

Cash flows from financing activities:
Proceeds from exercise of options		560			—			279			40
Repurchase of Class A common shares		(13,392	)		(77	)		—			—
Loans from subsidiaries		9,461			10,614			—			—

Net cash provided by/(used in) financing activities		(3,371	)		10,537			279			40

Effect of exchange rate changes on cash and cash equivalents		158			96			(110	)		(16	)

Net decrease in cash and cash equivalents and restricted cash		(316	)		(3,733	)		(984	)		(141	)
Total cash and cash equivalents and restricted cash at beginning of year		5,613			5,297			1,564			224

Total cash and cash equivalents and restricted cash at end of year		5,297			1,564			580			83

Long-term Investments

12 Months Ended

Dec. 31, 2025

Investment Company [Abstract]

Long-term Investments

10.	Long-term investments


	Equity investments measured under measurement alternative			Equity Method			Investment accounted for at fair value			Equity investments measured under NAV practical expedient			Total
	RMB			RMB			RMB			RMB			RMB
Balances at January 1, 2023		33,695			41,749			808			1,053			77,305
Share of earnings/(loss) of an equity method investee		—			417			—			—			417
Fair value change		—			—			—			(257	)		(257	)
Realized gain/(loss)		—			—			78			—			78
Exchange adjustments		—			—			(12	)		31			19
Disposal		—			—			(874	)		—			(874	)

Balances at December 31, 2023		33,695			42,166			—			827			76,688

Balances at January 1, 2024		33,695			42,166			—			827			76,688
Share of earnings/(loss) of an equity method investee		—			1,535			—			—			1,535
Fair value change		—			—			—			62			62
Exchange adjustments		—			—			—			(153	)		(153	)
Distribution from and capital reduction of equity investees		—			(11,416	)		—			—			(11,416	)

Balances at December 31, 2024		33,695			32,285			—			736			66,716

Balances at January 1, 2025		33,695			32,285			—			736			66,716
Additions		—			16,713			—			—			16,713
Share of loss of equity method investees		—			(40	)		—			—			(40	)
Fair value change		—			—			—			(37	)		(37	)
Exchange adjustments		—			93			—			(108	)		(15	)
Distribution from equity investees		—			(1,408	)		—			—			(1,408	)
Capital reduction of equity investees		(12,500	)		(4,417	)		—			—			(16,917	)

Balances at December 31, 2025		21,195			43,226			—			591			65,012

Equity method

As of December 31, 2023, 2024 and 2025, the Group’s investments accounted for under the equity method were RMB42,166, RMB32,285 and RMB43,226, respectively. The Group applies the equity method of accounting to account for its equity investments over which it has significant influence but does not own a majority equity interests or otherwise control.

The amount represented the 29.45% (49.26% in 2024) equity interest in a private equity fund, Nanjing Qiqian Alpha Equity Investment LLP (“Qiqian”), 49% equity interest in a technology service company, Huibao Huipei, 49% equity interest in a technology service company, Xiaoke, 47.62% equity interest in a private equity fund, Shanghai Dewu Chuxing Investment Management Partnership (Limited Partnership), 37.88% equity interest in a security service company,

Baofu, and

20%

(0% in 2024) equity interest in a financial management service company, Bay

Union

which was originally a wholly-owned subsidiary of the Group. In October 2025, the Group disposed 80% equity interest in Bay

Union

and recognized a gain on disposal of such subsidiary in the amount of RMB1,392, which was recorded in the Investment Income of the consolidated statements of comprehensive income/(loss)

Distribution from and capital reduction of equity investees represented the capital repayment and dividend distribution amounting to RMB4,417 and RMB595 from Qiqian respectively, and dividend distribution amounting to RMB813 from Huibao Huipei during the year ended December 31, 2025.

Investment accounted for at fair value

The amount represented investment in Nayuki Holdings Ltd (“Nayuki”) , which was accounted for at fair value and recognized the fair value change in its consolidated statements of comprehensive income/(loss). In March 2023, the Group sold the stock of Nayuki and recognized investment gain of

RMB

Equity investments measured under measurement alternative and NAV practical expedient

Equity investments without readily determinable fair values include investments in a private equity fund accounted for under NAV practical expedient, and investments in private companies accounted for under measurement alternative.

Investment in private equity funds over which the Group does not have the ability to exercise significant influence are accounted for under the NAV practical expedient. The amount represented the investment in private investment fund of Right Time SPC. The Group does not have the ability to exercise significant influence and elect to account for the investment under the NAV practical expedient. During the years ended December 31, 2023, 2024 and 2025, the Group recognized a fair value loss of RMB257, a fair value gain of RMB62, and a fair value loss of RMB37, respectively.

As of December 31, 2024 and 2025, the Group held investment in certain equity investments measured under measurement alternative. During the year ended December 31, 2025, the Group disposed one of such equity investments with a carrying amount

of RMB12,500 without any gain or loss recognized upon derecognition. There were no impairment charges for the investments recorded for the years ended December 31, 2023, 2024 and 2025.

The entire disclosure for investments owned by investment company.

Income taxes - Schedule of Components of Income Tax Expense (Benefit) (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Current income tax
PRC mainland	¥ 172		¥ (206)
Non-PRC mainland	6,210		341
Total current	6,382		135
Deferred income tax
PRC mainland	0		0
Non-PRC mainland	812		0
Total deferred	812	$ 116	0	¥ 0
Total Income tax expense	¥ 7,194	$ 1,029	¥ 135	¥ 0

Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.

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Summary of Significant Accounting Policies - Summarized of Financial Information Group's Consolidated Financial Statements (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2022 CNY (¥)
Current assets
Cash and cash equivalent, net of allowance for doubtful accounts	¥ 250,826		¥ 233,207		$ 35,868
Restricted cash	51,473		61,708		7,361
Short-term investments	2,936		5,000		420
Contract assets, net of allowance for doubtful accounts	86,249		71,085		12,333
Account receivable, net of allowance for doubtful accounts	172,539		157,080		24,673
Insurance premium receivables, net of allowance for doubtful accounts	1,141		1,763		163
Amounts due from related parties	4,315		995		617
Prepaid expense and other receivables, net of allowance for doubtful accounts	89,504		68,171		12,799
Total current assets	658,983		599,009		94,234
Non-current assets
Restricted cash	29,683		29,883		4,245
Contract assets, net of allowance for doubtful accounts	45,574		28,435		6,517
Property, Plant and Equipment, net	38,242		47,083		5,469
Intangible assets, net	66,013		68,840		9,440
Long-term investments	65,012		66,716	¥ 76,688	9,297	¥ 77,305
Operating lease right-of-use assets	19,349		20,715		2,767
Goodwill	14,075		14,536		2,013
Total non-current assets	279,184		285,189		39,925
Total assets	938,167		884,198		134,159
Current liabilities
Short-term borrowings	53,000		50,000		7,579
Accounts payable	194,951		202,054		27,878
Insurance premium payables	41,295		56,042		5,906
Other payables and accrued expenses	41,965		44,434		6,001
Payroll and welfare payable	81,813		41,005		11,699
Income taxes payable	7,953		2,575		1,139
Operating lease liabilities	17,275		16,743		2,470
Amounts due to related parties	20,415		2,495		2,920
Total current liabilities	458,667		415,348		65,592
Non-current liabilities
Long-term borrowings	6,990		0		1,000
Deferred tax liabilities	14,380		14,875		2,056
Operating lease liabilities	14,966		24,082		2,140
Other non-current liability	11,269		0		1,611
Total non-current liabilities	47,653		39,606		6,814
Total liabilities	506,320		454,954		72,406
Shareholders' equity
Total shareholders' equity attributable to Huize Holding Limited shareholders	411,229		408,740		58,805
Non-controlling interests	20,618		20,504		2,948
Total shareholders' equity	431,847		429,244	410,415	$ 61,753	¥ 342,025
Operating revenue
Operating revenue	1,523,547	$ 217,864	1,193,827	1,144,533
Net profit/(loss)	58,693	8,393	55,087	51,019
Total operating revenue	1,582,240	226,257	1,248,914	1,195,552
Operating costs and expenses
Cost of revenue	(1,153,880)	$ (165,003)	(855,496)	(729,068)
Related Party [Member]
Current assets
Amounts due from related parties	728		809
Operating revenue
Total operating revenue	3,545		204	728
Huiye Tianze and Its Subsidiaries [Member]
Current assets
Cash and cash equivalent, net of allowance for doubtful accounts	170,565		182,503
Restricted cash	51,473		61,708
Short-term investments	2,936		5,000
Contract assets, net of allowance for doubtful accounts	74,944		71,085
Account receivable, net of allowance for doubtful accounts	132,458		113,433
Insurance premium receivables, net of allowance for doubtful accounts	1,141		1,763
Prepaid expense and other receivables, net of allowance for doubtful accounts	104,093		91,618
Total current assets	538,245		527,339
Non-current assets
Restricted cash	29,683		29,883
Contract assets, net of allowance for doubtful accounts	36,638		28,435
Property, Plant and Equipment, net	37,516		46,267
Intangible assets, net	44,080		45,483
Long-term investments	53,786		56,786
Operating lease right-of-use assets	14,509		19,039
Goodwill	0		461
Other non-current assets	1,133		120
Total non-current assets	217,345		226,474
Total assets	755,590		753,813
Current liabilities
Short-term borrowings	53,000		50,000
Accounts payable	155,104		156,692
Insurance premium payables	41,295		56,042
Other payables and accrued expenses	175,450		169,647
Payroll and welfare payable	46,617		26,964
Income taxes payable	2,405		2,234
Operating lease liabilities	14,748		14,953
Total current liabilities	488,619		479,027
Non-current liabilities
Long-term borrowings	6,990		0
Deferred tax liabilities	10,100		10,971
Operating lease liabilities	12,577		24,082
Other non-current liability	4,746		0
Total non-current liabilities	34,413		35,053
Total liabilities	523,032		514,080
Shareholders' equity
Total shareholders' equity attributable to Huize Holding Limited shareholders	220,937		229,156
Non-controlling interests	11,621		10,577
Total shareholders' equity	232,558		239,733
Operating revenue
Operating revenue	825,663		1,009,140	1,173,322
Gross profit	302,505		344,518	442,486
Net profit/(loss)	(25,332)		23,136	86,082
Total operating revenue	(26,597)		4,300	149,531
Operating costs and expenses
Cost of revenue	(6,676)		(14,323)	(59,022)
Net cash provided by/(used in) financing activities	10,607		24,002	¥ (120,119)
Huiye Tianze and Its Subsidiaries [Member] \| Related Party [Member]
Current assets
Amounts due from related parties	635		229
Current liabilities
Amounts due to related parties	¥ 0		¥ 2,495

Income Taxes

12 Months Ended

Dec. 31, 2025

Income Tax Disclosure [Abstract]

Income taxes

14.	Income taxes

Cayman Islands

The Company was incorporated in the Cayman Islands. Under the current laws of the Cayman Islands, the Company is not subject to tax on income or capital gain. Additionally, upon payments of dividends to the shareholders, no Cayman Islands withholding tax will be imposed.

Hong Kong

Under the current Hong Kong Inland Revenue Ordinance, the subsidiaries established in Hong Kong Special Administrative Region is subject to

16.5% income tax rate on its taxable income generated from operations in Hong Kong. Additionally, payments of dividends by the subsidiaries incorporated in Hong Kong to the Company are not subject to any Hong Kong withholding tax.

PRC mainland

The Company’s subsidiaries, consolidated VIE and subsidiaries of the VIE established in the PRC mainland are mainly subject to statutory

income tax at a rate of

On April 14, 2008, relevant governmental regulatory authorities released qualification criteria, application procedures and assessment processes for “high and new technology enterprises” (“HNTE”). The HNTE will be entitled to a favorable statutory tax rate of 15%.

An enterprise’s qualification as a HNTE is reassessed by the relevant PRC governmental authorities every three years. On December 26, 2024, the local governments announced that Huize Shidai was qualified as HNTE and was subject to a preferential statutory tax

rate of

% since then. On

December 6, 2024

, Chengdu Huize was also qualified as HNTE and was subject to a preferential statutory tax rate of

since then. Accordingly, Huize Shidai and Chengdu Huize are taxed at a rate of 15%, subject to reassessment.

The Enterprise Income Tax (“EIT”) Law includes a provision specifying that legal entities organized outside of the PRC will be considered resident enterprises for the PRC income tax purposes if the place of effective management or control is within the PRC. The implementation rules to the EIT Law provide that

non-resident

legal entities will be considered as PRC resident enterprises if substantial and overall management and control over the manufacturing and business operations, personnel, accounting, properties, etc., occurs within the PRC. Despite the present uncertainties resulting from the limited PRC tax guidance on the issue, the Group does not believe that the Group’s entities organized outside of the PRC should be treated as resident enterprises for the PRC income tax purposes. If the PRC tax authorities subsequently determine that the Company and its subsidiary registered outside the PRC should be deemed resident enterprises, the Company and its subsidiary registered outside the PRC will be subject to the PRC income tax, at a rate of 25%.

The EIT Law also imposes a withholding income tax of 10% on dividends distributed by a FIE to its immediate holding company outside of China, if such immediate holding company is considered as a

non-resident

enterprise without any establishment or place within China or if the received dividends have no connection with the establishment or place of such immediate holding company within China, unless such immediate holding company’s jurisdiction of incorporation has a tax treaty with China that provides for a different withholding arrangement. The Cayman Islands, where the Company incorporated, does not have such tax treaty with China. According to the arrangement between the mainland China and Hong Kong Special Administrative Region on the Avoidance of Double Taxation and Prevention of Fiscal Evasion in August 2006, dividends paid by an FIE in China to its immediate holding company in Hong Kong will be subject to withholding tax at a rate of no more than 5% (if the foreign investor owns directly at least 25% of the shares of the FIE). In accordance with accounting guidance, all undistributed earnings are presumed to be transferred to the parent company and are subject to the withholding taxes. All FIEs are subject to the withholding tax from January 1, 2008. Under U.S. GAAP, undistributed earnings are presumed to be transferred to the parent company and are subject to the withholding taxes. The presumption may be overcome if the Group has sufficient evidence to demonstrate that the undistributed dividends will be

re-invested

and the remittance of the dividends will be postponed indefinitely. The Group does not intend to have any of its PRC subsidiaries or VIEs distribute any undistributed profits of such subsidiaries or VIEs to their direct overseas parent companies, but rather intends that such profits will be permanently reinvested by such subsidiaries and VIEs for their PRC operations. As of December 31, 2025, the VIEs are in accumulative loss situation, no withholding tax needs to be accrued and no unrecognized tax liabilities exist.

Our income/loss before provision for (benefit from) income taxes for the years ended December 31, 2024 and 2025 was as follows:


	For the Year Ended December 31,
	2024			2025
	RMB			RMB
PRC mainland		21,366			(25,489	)
Non-PRC mainland		(22,200	)		36,261

Profit/(Loss) before income taxes		(834	)		10,772

Composition of income tax expense

A provision for income taxes of RMB135 and RMB7,194 has been recognized for the years ended December 31, 2024 and 2025 respectively. The components of the provision for (benefit from) income taxes for the years ended December 31, 2024 and 2025 consisted of the following:


	For the Year Ended December 31,
	2024			2025
	RMB			RMB
Current income tax
PRC mainland		(206	)		172
Non-PRC mainland		341			6,210

Total current		135			6,382

Deferred income tax
PRC mainland		—			—
Non-PRC mainland		—			812

Total deferred		—			812

Total income tax expense		135			7,194

Tax reconciliation

Upon adoption of ASU

2023-09,

Improvements to Income Tax Disclosures, as described in note 2(ff), Summary of Significant Accounting Policies, the reconciliation of taxes at statutory corporate income tax rate in PRC to our provision for (benefit from) income taxes for the year ended December 31, 2025 was as follows (in thousands, except for percentages):


	For the year ended December 31,
	2025
	RMB			Percent
Profit before income tax		10,772
PRC mainland profit tax rate		2,693			25	%
Tax effects from other tax jurisdictions
Hong Kong
Statutory tax rate difference between Hongkong and PRC mainland		(5,267	)		(49	%)
Singapore
Statutory tax rate difference between Singapore and PRC mainland		550			5	%
Cayman Islands
Statutory tax rate difference between Cayman Islands and PRC mainland		1,760			17	%
Other foreign tax jurisdictions		247			2	%
Effect of preferential tax rates granted to PRC mainland entities		3,029			28	%
Effect of Super Deduction of research and development expenses in the PRC mainland		(6,203	)		(58	% )
Effect of share-based compensation expenses not deductible for tax purposes		4,569			43	%
Effect of other expenses not deductible for tax purposes		557			5	%
Non-taxable income		(684	)		(6	% )
Changes in valuation allowance		6,776			63	%
Other adjustments		(833	)		(8	% )

Total income tax expense		7,194			67	%

The aggregate amount and per share effect of the preferential tax rates are as follows:		3,029

Per share effect:
Ordinary shareholders – basic and diluted		0.00

2023-09

was as follows:


	For the Year Ended December 31,
	2023			2024
	RMB			RMB
Profit/(Loss) before income tax		70,554			(834	)
Tax expense/(benefit) at EIT tax rate of 25%		17,639			(209	)
Tax effect of preferential tax rates granted to PRC entities		(1,881	)		(953	)
Effect of different tax rates applicable to different subsidiaries of the Group		6,666			(2,379	)
Changes in valuation allowance		(7,578	)		3,142
Income not subject to tax		(895	)		(54	)
Expenses not deductible for tax purposes		1,955			8,209
Research and development tax credit		(15,906	)		(7,415	)
Others		—			(206	)

Income tax expense		—			135

The aggregate amount and per share effect of the preferential tax rates are as follows:		(1,881	)		(953	)
Per share effect:
Ordinary shareholders – basic and diluted		—			—

Upon adoption of ASU

2023-09

described in note 2(ff), cash paid for income taxes, net of refunds, during the year ended December 31, 2025 was as follows:


	For the year ended December 31,
	2025
	RMB
PRC mainland		—
Non-PRC mainland		950

Total cash paid for income taxes		950

Deferred tax assets and deferred tax liabilities

The following tables sets forth the significant components of the deferred tax assets and deferred tax liabilities:


	December 31, 2024			December 31, 2025
	RMB			RMB
Deferred tax assets
Advertising expenses		1,677			—
Net accumulated losses carry forward		93,632			97,535
Depreciation and amortization		335			—
Allowance for doubtful accounts		1,997			242
Impairment of intangible assets		383			—
Accrued expenses		9,824			32,281
Operating lease liabilities		9,711			7,442

Gross deferred tax assets		117,559			137,500
Less: valuation allowance		(82,426	)		(102,536	)

Net deferred tax assets		35,133			34,964

Deferred tax liabilities
Intangible assets		14,875			13,457
Operating lease right-of-use assets		9,710			4,327
Gain on equity method investee		989			325
Variable consideration of renewal income		24,434			31,235

Gross deferred tax liabilities		50,008			49,344

Valuation allowance is provided against deferred tax assets when the Group determines that it is

more-likely-than-not

that the deferred tax assets will not be utilized in the future. The Group considers positive and negative evidence to determine whether some portion or all of the deferred tax assets will be

more-likely-than-not

realized. This assessment considers, among other matters, the nature, frequency and severity of recent losses and forecasts of future profitability. These assumptions require significant judgment, and the forecasts of future taxable income are consistent with the plans and estimates the Group is using to manage the underlying businesses. The statutory rate of 25%, 15% or 16.5%, depending on which entity, was applied when calculating deferred tax assets. The Group has provided RMB82,426 and RMB102,536 valuation allowance for the years ended December 31, 2024 and 2025, respectively.

As of December 31, 2023, 2024 and 2025, the Group had tax on net operating loss carry forwards of approximately RMB80,592, RMB93,632 and RMB97,535, respectively, which arose from the subsidiaries, VIE and the VIE’s subsidiary established in PRC. As of December 31, 2025, the net operating loss carry forwards will expire during the period from 2026 to 2035, if unused.

The liabilities associated with uncertain tax position are RMB2,234 and RMB2,234 as of December 31, 2024 and 2025. The Group did not accrue any potential penalties and interest related to these uncertain tax positions for all years presented on the basis that the likelihood of penalties and interest being charged is not considered to be probable.

The entire disclosure for income tax.

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Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Borrowings (Tables)

12 Months Ended

Dec. 31, 2025

Debt Disclosure [Abstract]

Summary of borrowings


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Short term bank borrowing (1)		50,000		53,000
Long term bank borrowing (2)		—		6,990

Share-based Compensation (Tables)

12 Months Ended

Dec. 31, 2025

Share-based Payment Arrangement, Expensed and Capitalized, Amount

Share-based compensation was recognized in operating expenses for the years ended December 31, 2023, 2024 and 2025 as follows:


	For the year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Cost of revenue		(7	)		(9	)		30
Selling expenses		286			565			270
General and administrative expenses		1,997			8,437			18,143
Research and development expenses		(167	)		28			74

	2,109			9,021			18,517

Share-based Payment Arrangement, Option, Activity

The following table summarized the Company’s activities under the Option Plan for the year ended December 31, 2025:


	Number of options			Weighted average exercise price
				(US$)
Outstanding at January 1, 2025		205,384,609			0.0387
Granted		5,260,568			0.0024
Exercised		(1,750,000	)		0.0300
Forfeited		(10,256,083	)		0.0039

Outstanding at December 31, 2025		198,639,094			0.0024

Vested and exercisable at December 31, 2025		159,659,897			0.0024

Summary of Share Based Compensation Stock Options Activity Outstanding

The following table summarizes information regarding the share options outstanding as of December 31, 2025:


	As of December 31, 2025
	Options number		Weighted average exercise price per option		Weighted average remaining contractual life (years)		Aggregate intrinsic value
			US$				US$
Outstanding		198,639,094		0.0024		7.70		5,105
Exercisable		159,659,897		0.0024		7.51		4,103
Expected to vest		38,979,197		0.0024		8.48		1,002

Summary of Assumptions Used to Determine Fair Value of Share Options Granted

The fair value of the option plan was estimated on the date of each balance sheet date using the binomial option pricing model with the assumptions (or ranges thereof) in the following table:


	Weighted average
	2024			2025
Exercise price (US$)		0.0387			0.0024
Expected forfeiture rate (post-vesting)		4.99	%		12.66	%
Expected volatility		54.68	%		55.79	%
Excepted term (in years)		8.62			7.70
Expected dividend yield		0	%		0	%
Risk-free interest rate		4.5395	%		3.9934	%

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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-URI https://asc.fasb.org/1943274/2147480429/718-10-50-2

Share-based Compensation - Summary of Assumptions Used to Determine Fair Value of Share Options Granted (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions and Methodology [Abstract]
Exercise price (US$)	$ 0.0024	$ 0.0387
Expected forfeiture rate (post-vesting)	12.66%	4.99%
Expected volatility	55.79%	54.68%
Excepted term (in years)	7 years 8 months 12 days	8 years 7 months 13 days
Expected dividend yield	0.00%	0.00%
Risk-free interest rate	3.9934%	4.5395%

Borrowings

12 Months Ended

Dec. 31, 2025

Debt Disclosure [Abstract]

Borrowings

11.	Borrowings


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Short term bank borrowing (1)		50,000		53,000
Long term bank borrowing (2)		—		6,990

(1)

On March 31, 2022, the Group entered into an eighteen-month facility agreement with a bank with a maximum borrowing credit of RMB50,000 and renewed to March 20, 2026 on September 20, 2024. The Group pledged the accounts receivables to guarantee their performance of the obligation under the facility agreement, besides, the Company and Huiye Tianze act as the guarantors, bearing joint and several guaranty liability of the facility. The Group obtained short-term borrowings to support its operation. The borrowings bear interest rate of 3.10% per annum for the years ended December 31, 2025 and mature in March 2026.

(2)

On January 2, 2025, the Group entered into a two-year facility agreement with a bank which provides the Group a maximum borrowing credit

of RMB9,990

at floating interest rates based on 1-Year Loan Prime Rate (LPR) published by the National Interbank Funding Center, and among which

RMB3,000 is

due for repayment in 2026 and the remaining RMB6,990 is due for repayment in 2027.

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(c))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
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-Section 50
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-Subparagraph (b)
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-URI https://asc.fasb.org/1943274/2147481544/470-10-50-6

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
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-Subparagraph (a)
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-URI https://asc.fasb.org/1943274/2147481544/470-10-50-6

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
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-Paragraph 1
-Subparagraph (d)
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Reference 7: http://www.xbrl.org/2003/role/disclosureRef
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Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Section 50
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-URI https://asc.fasb.org/470/tableOfContent

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
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-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482925/835-30-45-2

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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Reference 15: http://www.xbrl.org/2003/role/disclosureRef
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-Subparagraph (g)
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-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1C
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1C
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1C
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1E
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
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-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
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-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I

Subsequent Events

12 Months Ended

Dec. 31, 2025

Subsequent Events [Abstract]

Subsequent Events

22.	Subsequent events

The Company evaluated its subsequent events through the date on which these financial statements were issued. There are no material events or transactions needing recognition or disclosure found.

Net profit/(loss) per share - Additional Information (Detail) - shares	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidiluted securities	0	0	1,347,076

Fair Value Measurement

12 Months Ended

Dec. 31, 2025

Fair Value Disclosures [Abstract]

Fair Value Measurement

3.	Fair Value measurement

The carrying amount of cash and cash equivalents, restricted cash-current portion, accounts receivable, insurance premium receivables, amounts due from related parties, amounts due from shareholders, other receivables, accounts payable, insurance premium payables, other payables and amount due to related parties approximate their net carrying values reported in the consolidated balance sheets due to the short-term maturities of these instruments. Restricted

cash-non-current

portion is measured at amortized cost using discounted rates reflected time value of money. As the market interest rate is relatively stable during the reporting period, the carrying value of restricted

cash-non-current

portion approximated its fair value reported in the consolidated balance sheets.

Recurring

The Group measures listed equity securities recorded in short-term investments and long-term investments at fair value on a recurring basis. The fair value of listed equity securities is determined based on the quoted market price (Level 1). The Group recognized fair value change losses of RMB1,011, RMB505 for the year ended December 31, 2023 and 2024 respectively, and fair value change income of RMB87 for the year ended December 2025.

For the years ended December 31, 2024 and 2025, there were no transfers between level 1, 2 and 3 of fair value hierarchy classifications.

Non-recurring

The Group measures certain financial assets, including equity securities measured at measurement alternative and investments under equity method, at fair value on a

non-recurring

basis only if an impairment charge were to be recognized. The Group’s

non-financial

assets such as property, plant and equipment, and software and licenses, would be measured at fair value only if they were determined to be impaired. The fair values were measured under income approach, based on the Group’s best estimation. Significant inputs (level 3) used in the income approach primarily included future estimated cashflows and discount rate.

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 107
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-107

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 100
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-100

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (c)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2E
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
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-Section 50
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-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
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Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 940
-SubTopic 820
-Name Accounting Standards Codification
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478119/940-820-50-1

Prepaid expense and other receivables:

Prepaid Expense and Other Receivables and Other Assets - Summary of Prepaid Expenses and Receivables (Detail)
¥ in Thousands, $ in Thousands

Dec. 31, 2025

CNY (¥)

Dec. 31, 2025

USD ($)

Dec. 31, 2024

CNY (¥)

VAT refund receivable

¥ 19,057

¥ 19,648

Rental and other deposits

8,039

7,076

Advances to suppliers

11,158

8,696

Interest receivables

^[1]

4,495

2,514

Advances to staff

4,315

$ 617

995

Prepayment for share repurchase

160

Loans to third parties

^[2]

38,392

30,005

Refundable deposits paid to insurance companies

^[3]

8,608

Others

321

173

Prepaid expense and other assets before impairment

90,798

69,081

Less: Allowance for doubtful accounts

(1,294)

(910)

Total prepaid expenses and other receivables

89,504

68,171

Other non-current assets:

Loans to a third party

^[4]

8,759

Advances for procuring long-term assets

106

222

Rental deposits

1,130

Total

1,236

8,981

Related Party [Member]

Prepaid expense and other receivables:

Advances to staff

¥ 728

¥ 809

[1]	This represented accrued interest income on bank deposits.
[2]	The amounts represent loans to a third party, interest-bearing at a fixed rate of 3.2% per annum for the years ended December 31, 2024 and 2025. As of December 31, 2025, RMB30,000 remained outstanding, of which RMB20,000 was subsequently repaid in March 2026, and the remaining principal of RMB10,000 has been extended to a new maturity date of December 25, 2026, under revised repayment terms. In addition, the amounts as of December 31, 2025 also include the loans of US$1,200 as disclosed in the following note (c).
[3]	In relation to certain designated insurance products, the Company has placed security deposits with the insurance companies using its own funds for compliance purpose. Such deposits are refundable according to the respective cooperation agreements with the insurance companies.
[4]	The amount represents loans of US$1,200 (equivalent to RMB8,759) to a third party which are unsecured and interest-bearing at a fixed interest rate of 11% per annum and maturing in 2026. This arrangement is unsecured and does not require any collateral or guarantees. As of December 31, 2025, the outstanding principal and accrued interest have been presented as current asset and included in prepaid expense and other receivables as the maturity dates of the loans are less than one year.

Income Taxes - Summary of Reconciliation of Income Tax Expense (Detail) ¥ / shares in Units, ¥ in Thousands, $ in Thousands		12 Months Ended
	Dec. 26, 2024	Dec. 31, 2025 CNY (¥) ¥ / shares	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥) ¥ / shares	Dec. 31, 2023 CNY (¥) ¥ / shares
Profit/(Loss) before income tax		¥ 10,772		¥ (834)	¥ 70,554
PRC profit tax rate		2,693		209	(17,639)
Tax effects from other tax jurisdictions				2,379	(6,666)
Other foreign tax jurisdictions		(833)		(206)	0
Effect of preferential tax rates granted to PRC mainland entities		3,029		(953)	(1,881)
Effect of Super Deduction of research and development expenses in the PRC mainland		(6,203)
Effect of share-based compensation expenses not deductible for tax purposes		4,569
Effect of other expenses not deductible for tax purposes		557
Non-taxable income		(684)		(54)	(895)
Tax expense/(benefit) at EIT tax rate of 25%		(2,693)		(209)	17,639
Tax effect of preferential tax rates granted to PRC entities		3,029		(953)	(1,881)
Effect of different tax rates applicable to different subsidiaries of the Group				(2,379)	6,666
Changes in valuation allowance		6,776		3,142	(7,578)
Income not subject to tax		(684)		(54)	(895)
Expenses not deductible for tax purposes				8,209	1,955
Research and development tax credit				(7,415)	(15,906)
Other adjustments		(833)		(206)	0
Total Income tax expense		7,194	$ 1,029	135	0
The aggregate amount and per share effect of the preferential tax rates are as follows:		¥ 3,029		¥ (953)	¥ (1,881)
Ordinary shareholders – basic \| ¥ / shares		¥ 0		¥ 0	¥ 0
Ordinary shareholders – diluted \| ¥ / shares		¥ 0		¥ 0	¥ 0
Total income tax expense		¥ 7,194	$ 1,029	¥ 135	¥ 0
PRC mainland profit tax rate, Percent	15.00%	25.00%	25.00%
Other foreign tax jurisdictions, Percent		(8.00%)	(8.00%)
Effect of preferential tax rates granted to PRC mainland entities, Percent		28.00%	28.00%
Effect of Super Deduction of research and development expenses in the PRC mainland, Percent		(58.00%)	(58.00%)
Effect of share-based compensation expenses not deductible for tax purposes, Percent		43.00%	43.00%
Effect of other expenses not deductible for tax purposes, Percent		5.00%	5.00%
Non-taxable income, Percent		(6.00%)	(6.00%)
Changes in valuation allowance, Percent		63.00%	63.00%
Other adjustments, Percent		(8.00%)	(8.00%)
Total Income tax expense, Percent		67.00%	67.00%
Hong Kong
Tax effects from other tax jurisdictions		¥ (5,267)
Effect of different tax rates applicable to different subsidiaries of the Group		¥ 5,267
Tax effects from other tax jurisdictions, Percent		(49.00%)	(49.00%)
Singapore
Tax effects from other tax jurisdictions		¥ 550
Effect of different tax rates applicable to different subsidiaries of the Group		¥ (550)
Tax effects from other tax jurisdictions, Percent		5.00%	5.00%
Cayman Islands
Tax effects from other tax jurisdictions		¥ 1,760
Effect of different tax rates applicable to different subsidiaries of the Group		¥ (1,760)
Tax effects from other tax jurisdictions, Percent		17.00%	17.00%
Other Foreign Jurisdictions
Other foreign tax jurisdictions		¥ 247
Other adjustments		¥ 247
Other foreign tax jurisdictions, Percent		2.00%	2.00%
Other adjustments, Percent		2.00%	2.00%

Income Taxes - Additional Information (Detail) ¥ in Thousands, $ in Thousands				12 Months Ended
	Dec. 26, 2024	Dec. 06, 2024	Nov. 02, 2015	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)	Dec. 31, 2019	Dec. 31, 2018
Effective Income Tax Rate Reconciliation [Line Items]
Tax rate on taxable income	15.00%			25.00%	25.00%
HNTE, reduced tax rate			15.00%
Withholding income tax rate									10.00%
Withholding income tax rate, Foreign invested enterprise								5.00%
Withholding income tax rate, ownership threshold				25.00%	25.00%
Net operating loss carryforwards				¥ 97,535		¥ 93,632	¥ 80,592
Net operating loss carryforwards, valuation allowance				¥ 102,536		82,426
Net operating loss carryforwards, expiration term				2026 to 2035	2026 to 2035
Accrued withholding tax on undistributed earnings of domestic subsidiaries				¥ 0
Unrecognized tax liabilities				0
Increase in unrecognized tax benefits is reasonably possible				2,234		2,234
Income tax expenses				¥ 7,194	$ 1,029	¥ 135	¥ 0
Chengdu Huize [Member]
Effective Income Tax Rate Reconciliation [Line Items]
Tax rate on taxable income		15.00%
Inland Revenue, Hong Kong [Member]
Effective Income Tax Rate Reconciliation [Line Items]
Tax rate on taxable income				16.50%	16.50%
State Administration of Taxation, China [Member]
Effective Income Tax Rate Reconciliation [Line Items]
Tax rate on taxable income				25.00%	25.00%
Peoples Replublic Of China Tax Authority [Member]
Effective Income Tax Rate Reconciliation [Line Items]
Tax rate on taxable income				15.00%	15.00%

Summary of Significant Accounting Policies - Summary of Estimated Useful Life and Residual Value of Intangible Assets (Detail)	12 Months Ended
	Dec. 31, 2025
Domain name [Member]
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	10 years
Residual value	0.00%
Software [Member]
Finite-Lived Intangible Assets [Line Items]
Residual value	0.00%
Software [Member] \| Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	3 years
Software [Member] \| Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	10 years
Customer Relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	17 years
Residual value	0.00%

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Property, Plant and Equipment, net - Summary of Property, Plant and Equipment, Net (Detail)
¥ in Thousands, $ in Thousands

Dec. 31, 2025

CNY (¥)

Dec. 31, 2025

USD ($)

Dec. 31, 2024

CNY (¥)

Less: Accumulated depreciation

¥ 95,056

¥ 95,774

^[1]

(56,814)

(48,691)

Property, equipment and equipment, net

38,242

$ 5,469

47,083

Computer and electronic equipment [Member]

30,007

31,013

Building [Member]

Leaseholds improvements [Member]

25,712

Office furniture and equipment [Member]

31,730

29,156

5,823

7,645

Motor vehicles [Member]

¥ 1,784

¥ 2,248

[1]	Depreciation expenses for the years ended December 31, 2023, 2024 and 2025 were RMB12,413, RMB10,269 and RMB11,924, respectively.

Summary of Significant Accounting Policies - Summary of Operating Revenue and Long-lived Assets by Geographic location (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Revenues from External Customers and Long-Lived Assets [Line Items]
Operating revenues	¥ 1,582,240	$ 226,257	¥ 1,248,914	¥ 1,195,552
Long-live assets	122,603		134,514	246,741
PRC Mainland [Member]
Revenues from External Customers and Long-Lived Assets [Line Items]
Operating revenues	811,295		1,009,140	1,173,322
Long-live assets	105,812		122,087	235,900
Hong Kong [Member]
Revenues from External Customers and Long-Lived Assets [Line Items]
Operating revenues	755,200		235,191	20,587
Long-live assets	7,226		2,749	1,646
Others [Member]
Revenues from External Customers and Long-Lived Assets [Line Items]
Operating revenues	15,745		4,583	1,643
Long-live assets	¥ 9,565		¥ 9,678	¥ 9,195

Summary of Significant Accounting Policies - Summary of disaggregation of revenues (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Brokerage income [Abstract]
Brokerage income	¥ 1,523,547	$ 217,864	¥ 1,193,827	¥ 1,144,533
Other income	58,693	8,393	55,087	51,019
Total operating revenue	1,582,240	$ 226,257	1,248,914	1,195,552
Life and Health insurance business [member]
Brokerage income [Abstract]
Brokerage income	1,377,768		1,056,981	1,043,497
Property and Casualty insurance business [member]
Brokerage income [Abstract]
Brokerage income	¥ 145,779		¥ 136,846	¥ 101,036

Related Party Balances and Transactions

Consolidated Balance Sheets ¥ in Thousands, $ in Thousands	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)
Current assets
Cash and cash equivalents, net of allowances of RMB170 and nil as of December 31, 2024 and 2025, respectively	¥ 250,826	$ 35,868	¥ 233,207
Restricted cash (including amounts of the consolidated VIE of RMB61,708 and RMB51,473 as of December 31, 2024 and 2025, respectively)	51,473	7,361	61,708
Short-term investments	2,936	420	5,000
Contract assets, net of allowances of RMB1,332 and RMB1,252 as of December 31, 2024 and 2025, respectively	86,249	12,333	71,085
Accounts receivable, net of allowances of RMB2,153 and RMB2,097 as of December 31, 2024 and 2025, respectively	172,539	24,673	157,080
Insurance premium receivables, net of allowances of RMB33 and RMB21 as of December 31, 2024 and 2025, respectively	1,141	163	1,763
Amounts due from related parties	¥ 4,315	$ 617	¥ 995
Other Receivable, after Allowance for Credit Loss, Current, Related Party, Type [Extensible Enumeration]	Related Party [Member]	Related Party [Member]	Related Party [Member]
Prepaid expense and other receivables, net of allowances of RMB910 and RMB1,294 as of December 31, 2024 and 2025, respectively	¥ 89,504	$ 12,799	¥ 68,171
Total current assets	658,983	94,234	599,009
Non-current assets
Restricted cash	29,683	4,245	29,883
Contract assets, net of allowances of RMB533 and RMB616 as of December 31, 2024 and 2025, respectively	45,574	6,517	28,435
Property, plant and equipment, net	38,242	5,469	47,083
Intangible assets, net	66,013	9,440	68,840
Long-term investments	65,012	9,297	66,716
Operating lease right-of-use assets	19,349	2,767	20,715
Goodwill	14,075	2,013	14,536
Other non-current assets	1,236	177	8,981
Total non-current assets	279,184	39,925	285,189
Total assets	938,167	134,159	884,198
Current liabilities
Short-term borrowings (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB50,000 and RMB53,000 as of December 31, 2024 and 2025, respectively)	53,000	7,579	50,000
Accounts payable (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB156,692 and RMB155,104 as of December 31, 2024 and 2025, respectively)	194,951	27,878	202,054
Insurance premium payables (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB56,042 and RMB41,295 as of December 31, 2024 and 2025, respectively)	41,295	5,906	56,042
Other payables and accrued expenses (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB31,351 and RMB37,092 as of December 31, 2024 and 2025, respectively)	41,965	6,001	44,434
Payroll and welfare payable (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB26,964 and RMB46,617 as of December 31, 2024 and 2025, respectively)	81,813	11,699	41,005
Income taxes payable (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB2,234 and RMB2,405 as of December 31, 2024 and 2025, respectively)	7,953	1,139	2,575
Operating lease liabilities (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB14,953 and RMB14,748 as of December 31, 2024 and 2025, respectively)	17,275	2,470	16,743
Amounts due to related parties (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB2,495 and RMB nil as of December 31, 2024 and 2025, respectively)	¥ 20,415	$ 2,920	¥ 2,495
Other Liability, Current, Related Party, Type [Extensible Enumeration]	Related Party [Member]	Related Party [Member]	Related Party [Member]
Total current liabilities	¥ 458,667	$ 65,592	¥ 415,348
Non-current liabilities
Long-term borrowings (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB nil and RMB6,990 as of December 31, 2024 and 2025, respectively)	6,990	1,000	0
Deferred tax liabilities (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB10,971 and RMB10,100 as of December 31, 2024 and 2025, respectively)	14,380	2,056	14,875
Operating lease liabilities (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB24,082 and RMB12,577 as of December 31, 2024 and 2025, respectively)	14,966	2,140	24,082
Payroll and welfare payable	48	7	649
Other non-current liability (including amounts of the consolidated VIE and its subsidiaries without recourse to the Company of RMB nil and RMB4,746 as of December 31, 2024 and 2025, respectively)	11,269	1,611	0
Total non-current liabilities	47,653	6,814	39,606
Total liabilities	506,320	72,406	454,954
Commitments and contingencies
Shareholders' equity
Treasury stock (50,414,900 and 50,414,900 shares as of December 31, 2024 and 2025, respectively)	(29,513)	(4,220)	(29,513)
Additional paid-in capital	910,209	130,158	909,930
Accumulated other comprehensive loss	(14,695)	(2,101)	(12,864)
Accumulated deficit	(454,845)	(65,042)	(458,886)
Total shareholders' equity attributable to Huize Holding Limited shareholders	411,229	58,805	408,740
Non-controlling interests	20,618	2,948	20,504
Total shareholders' equity	431,847	61,753	429,244
Total liabilities and shareholders' equity	938,167	134,159	884,198
Common Class A [Member]
Shareholders' equity
Common shares	63	9	63
Common Class B [Member]
Shareholders' equity
Common shares	¥ 10	$ 1	¥ 10

Summary of Significant Accounting Policies - Additional Information (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 USD ($)	Dec. 31, 2022 CNY (¥)
Accounting policies [line items]
Foreign exchange convenience rate	6.9931			6.9931
Unremitted insurance premiums	¥ 51,123	¥ 61,708		$ (7,311)
Restricted cash balance	29,683	29,883		4,245
Impairment loss	¥ 0	0	¥ 0
Valued added tax percentage	6.00%
Cash and cash equivalents and restricted cash	¥ 331,982	324,968	321,772	$ 47,474	$ 46,470	¥ 376,085
Cash equivalents due within three months	three months
Gain on government subsidies	¥ 2,974	8,155	11,945
Allowance for CECL of bank deposits	0	170	520
Advertising and marketing expenses	47,716	36,566	31,148
Impairment Of Intangible Assets Indefinite Lived	¥ 0	0	1,950
Maximum [Member] \| Office Building [Member]
Accounting policies [line items]
Lessee operating lease term of contract	7 years			7 years
Minimum [Member] \| Office Building [Member]
Accounting policies [line items]
Lessee operating lease term of contract	12 months			12 months
Board of Directors Chairman [Member] \| Huiye Tianze and Its Subsidiaries [Member]
Accounting policies [line items]
Voting rights percentage	50.00%			50.00%
Currency risk [Member]
Accounting policies [line items]
Cash and cash equivalents and restricted cash	¥ 252,239	¥ 271,354	¥ 231,626

Property, Plant and Equipment, net - Additional Information (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Impairment for property, plant and equipment	¥ 0	¥ 0	¥ 0

Consolidated Statements of Income and Comprehensive Income ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥) ¥ / shares shares	Dec. 31, 2025 USD ($) $ / shares shares	Dec. 31, 2024 CNY (¥) ¥ / shares shares	Dec. 31, 2023 CNY (¥) ¥ / shares shares
Operating revenue
Brokerage income	¥ 1,523,547	$ 217,864	¥ 1,193,827	¥ 1,144,533
Other income	58,693	8,393	55,087	51,019
Total operating revenue	1,582,240	226,257	1,248,914	1,195,552
Operating costs and expenses
Cost of revenue	(1,153,880)	(165,003)	(855,496)	(729,068)
Cost of other income	(6,387)	(913)	(12,790)	(19,938)
Selling expenses	(220,285)	(31,500)	(192,425)	(204,261)
General and administrative expenses	(136,346)	(19,497)	(146,769)	(119,404)
Research and development expenses	(58,688)	(8,392)	(62,391)	(71,842)
Total operating costs and expenses	(1,575,586)	(225,305)	(1,269,871)	(1,144,513)
Operating income/(loss)	6,654	952	(20,957)	51,039
Other income/(expenses)
Interest income	4,047	579	4,139	2,789
Unrealized exchange loss	(927)	(133)	(684)	(436)
Investment loss	(328)	(47)	(511)	(1,656)
Others, net	1,326	189	17,179	18,401
Profit/(Loss) before income tax, and share of income/(loss) of equity method investee	10,772	1,540	(834)	70,137
Income tax expense	(7,194)	(1,029)	(135)	0
Share of income/(loss) of equity method investee	(40)	(6)	1,535	417
Net profit	3,538	505	566	70,554
Net profit/(loss) attributable to non-controlling interests	(503)	(73)	1,215	366
Net profit/(loss) attributable to Huize Holding Limited's shareholders	¥ 4,041	$ 578	¥ (649)	¥ 70,188
Weighted average number of common shares used in computing net profit/(loss) per share
Basic	1,009,159,442	1,009,159,442	997,172,042	1,000,940,698
Diluted	1,009,159,442	1,009,159,442	997,172,042	1,000,940,698
Net profit/(loss) per share attributable to common shareholders
Basic \| (per share)	¥ 0	$ 0	¥ 0	¥ 0.07
Diluted \| (per share)	¥ 0	$ 0	¥ 0	¥ 0.07
Net profit/(loss)	¥ 3,538	$ 505	¥ 566	¥ 70,554
Foreign currency translation adjustment, net of tax	(1,831)	(262)	1,196	3,635
Comprehensive income	1,707	243	1,762	74,189
Comprehensive income/(loss) attributable to non-controlling interests	(503)	(73)	1,215	366
Comprehensive income attributable to Huize Holding Limited's shareholders	¥ 2,210	$ 316	¥ 547	¥ 73,823

Related Party Balances and Transactions

12 Months Ended

Dec. 31, 2025

6.	Related party balances and transactions

The table below sets major related parties of the Group and their relationships with the Group:


Entity or individual name		Relationship with the Group
Minority shareholders of the Company		Minority shareholders
Xiaoke Huixuan (Shenzhen) Technology Co., Ltd. (“Xiaoke”)		Company that the Group has significant influence over
Huibao Huipei (Shenzhen) Technology Co., Ltd (“Huibao Huipei”)		Company that the Group has significant influence over
Shenzhen Baofu Culture Co., Ltd. (“Baofu”)		Company that the Group has significant influence over
Bay Union Insurance Brokers Limited (“Bay Union”)		Company that the Group has significant influence over

Details of related party transactions for the years ended December 31, 2023, 2024 and 2025 are as follows:

Service provided by related parties:


	For the year ended December 31
	2023		2024		2025
	RMB		RMB		RMB
Technology service fee to Xiaoke		1,887		3,234		—
Channel cost to Huibao Huipei		7,439		10,940		10,787
Channel cost to Baofu		—		—		1,143
Channel cost to Bay Union		—				25,174

Total		9,326		14,174		37,104

According to the cooperation agreements, Xiaoke provides technology service to the Company, and Huibao Huipei, Baofu and Bay Union serve as the Company’s traffic channels.

Service provided to related parties:


	For the year ended December 31
	2023		2024		2025
	RMB		RMB		RMB
Consulting service fee from Huibao Huipei		728		204		976
Channel Revenue from Bay Union		—		—		2,569

Total		728		204		3,545

According to the cooperation agreements, the Company provides consulting service to Huibao Huipei and channel service to Bay Union.

Details of related party balances as of December 31, 2024 and 2025 are as follows:

Amounts due from related parties:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Minority shareholders of the Company		766		874
Huibao Huipei		157		635
Xiaoke		72		—
Bay Union		—		2,806

		995		4,315

Amounts due from related parties represent the advance to the minority shareholders, the receivable for consulting service provided to Huibao Huipei, the prepayment for service provided by Xiaoke, and the receivable for channel service provided to Bay Union.

Amounts due to related parties:


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Huibao Huipei		2,495		—
Bay Union		—		20,415

		2,495		20,415

The amount due to Huibao Huipei and Bay Union represent the payable for channel promotion service.

The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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Reference 2: http://www.xbrl.org/2003/role/disclosureRef
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Reference 10: http://www.xbrl.org/2003/role/disclosureRef
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Reference 11: http://www.xbrl.org/2003/role/disclosureRef
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-URI https://asc.fasb.org/1943274/2147483326/850-10-50-1

Schedule I - Condensed Financial Information of the Company - Summary of Comprehensive Income/(Loss) (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Condensed Statement Of Comprehensive Income [Line Items]
Other income	¥ 58,693	$ 8,393	¥ 55,087	¥ 51,019
Total operating revenue	1,582,240	226,257	1,248,914	1,195,552
General and administrative expenses	136,346	19,497	146,769	119,404
Operating Loss	6,654	952	(20,957)	51,039
Other expense
Unrealized exchange income	(927)	(133)	(684)	(436)
Loss before income tax, and share of loss of subsidiaries and VIEs	10,772	1,540	(834)	70,137
Share of income of subsidiaries and VIEs	(40)	(6)	1,535	417
Net profit/(loss)	4,041	578	(649)	70,188
Net profit/(loss) attributable to common shareholders	4,041		(649)	70,188
Net profit/(loss)	4,041	578	(649)	70,188
Foreign currency translation adjustment, net of tax	(1,831)	(262)	1,196	3,635
Total comprehensive income/(loss)	2,210	316	547	73,823
Parent Company [Member]
Condensed Statement Of Comprehensive Income [Line Items]
Other income	0	0	1,808	1,643
Total operating revenue	0	0	1,808	1,643
General and administrative expenses	(7,041)	(1,007)	(7,662)	(5,996)
Operating Loss	(7,041)	(1,007)	(5,854)	(4,353)
Other expense
Interest income	0	0	0	1
Unrealized exchange income	0	0	0	(1)
Loss before income tax, and share of loss of subsidiaries and VIEs	(7,041)	(1,007)	(5,854)	(4,353)
Share of income of subsidiaries and VIEs	11,082	1,585	5,205	74,541
Net profit/(loss)	4,041	578	(649)	70,188
Net profit/(loss) attributable to common shareholders	4,041	578	(649)	70,188
Net profit/(loss)	4,041	578	(649)	70,188
Foreign currency translation adjustment, net of tax	(1,831)	(262)	1,196	3,635
Total comprehensive income/(loss)	¥ 2,210	$ 316	¥ 547	¥ 73,823

Long-term Investments - Summary of Long Term Investments (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Summary of Investment Holdings [Line Items]
Beginning balance	¥ 66,716		¥ 76,688	¥ 77,305
Additions	16,713
Share of earnings/(loss) of an equity method investee	(40)	$ (6)	1,535	417
Fair value change	(37)		62	(257)
Realized gain/(loss)	0		0	78
Exchange adjustments	(15)		(153)	19
Disposal				(874)
Distribution from and capital reduction of equity investees			(11,416)
Distribution from equity investees	(1,408)
Capital reduction of equity investees	(16,917)
Ending balance	65,012	$ 9,297	66,716	76,688
Equity investments measured under measurement alternative [Member]
Summary of Investment Holdings [Line Items]
Beginning balance	33,695		33,695	33,695
Capital reduction of equity investees	(12,500)
Ending balance	21,195		33,695	33,695
Equity Method [Member]
Summary of Investment Holdings [Line Items]
Beginning balance	32,285		42,166	41,749
Additions	16,713
Share of earnings/(loss) of an equity method investee	(40)		1,535	417
Exchange adjustments	93
Distribution from and capital reduction of equity investees			(11,416)
Distribution from equity investees	(1,408)
Capital reduction of equity investees	(4,417)
Ending balance	43,226		32,285	42,166
Investment accounted for at fair value [Member]
Summary of Investment Holdings [Line Items]
Beginning balance				808
Fair value change				0
Realized gain/(loss)				78
Exchange adjustments				(12)
Disposal				(874)
Equity investments measured under NAV practical expedient [Member]
Summary of Investment Holdings [Line Items]
Beginning balance	736		827	1,053
Share of earnings/(loss) of an equity method investee
Fair value change	(37)		62	(257)
Exchange adjustments	(108)		(153)	31
Ending balance	¥ 591		¥ 736	¥ 827

Employee Benefits - Additional Information (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Defined Benefit Plan Disclosure [Line Items]
Employee benefits, total contributions	¥ 41,886	¥ 47,026	¥ 51,426

Amount of contribution received by defined benefit plan from employer which increases plan assets.

Reference 1: http://www.xbrl.org/2003/role/exampleRef
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Reference 4: http://www.xbrl.org/2003/role/disclosureRef
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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Acquisition

12 Months Ended

Dec. 31, 2025

Business Combinations [Abstract]

Acquisition

4.	Acquisition

On June 20, 2024, the Group entered into several share purchase agreements with the shareholders of Global Care Consulting Joint Stock Company (“Global Care”), a leading Vietnam-based insurtech company specializing in digital transformation solutions for the insurance industry, to acquire, in aggregate, 67.67% of the existing equity interests of Global Care from its existing shareholders (“Acquisition”) and to subscribe 138,827 shares newly issued by Global Care (“Share Subscription”). The 138,827 newly issued shares represents 12.56% of the equity interests of Global Care after the new share issuance. After the Acquisition and Share Subscription, the Group holds total 71.73% of equity interests of Global Care.

The consideration of the Acquisition and the Share Subscription consisted of a cash consideration of RMB19,362 and a stock consideration of 17,845,170 shares of the Company’s ordinary shares, fair valued at RMB5,062 as of the date of completion of the Acquisition and Share Subscription, i.e. September 5, 2024.

The Acquisition was accounted for using the acquisition method of accounting, and the purchase price allocation was based on the fair value of the tangible and intangible assets acquired and liabilities assumed at the date of acquisition. The fair values of the assets acquired were determined using various valuation techniques, including cost approach and income approach. The fair value measurements were primarily based on significant inputs that are not directly observable in the market and are considered Level 3 under the fair value measurements and disclosure framework. Key assumptions include cash flow projections of Global Care and the discount rate applied to those cash flows. The excess of the consideration transferred and the fair value of any

non-controlling

interests over the estimated fair values of the identifiable net assets acquired was recorded as goodwill. The fair value of the

non-controlling

interest was estimated with reference to the purchase price per share as of the acquisition date.

The fair value of the consideration transferred included RMB19,331 cash and stock consideration and RMB9,236

non-controlling

interest as of the Acquisition date which has been allocated based on the fair value of the assets acquired and liabilities assumed. RMB14,075 and RMB18,174 were allocated to goodwill and identified intangible assets, respectively. The result of operation of Global Care has been consolidated by the Group from September 5, 2024 which is not material to the Group’s consolidated financial statements as a whole.

Goodwill arising from the Acquisition was attributable to the benefit of the assembled workforce and future market development as of the date of Acquisition. Goodwill arising from the acquisition is not expected to be deductible for tax purposes.

The following is a summary of the fair value of the purchase price and the final allocation of the purchase price to the assets acquired and liabilities assumed:

The result of operation of Global Care has been consolidated by the Group from September 5, 2024 which is not material to the Group’s consolidated financial statements as a whole.

Pro forma financial information is not presented for the acquisition of Global Care as it is immaterial to the reported results.

The entire disclosure for business combination.

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Net profit/(loss) per share (Detail) ¥ / shares in Units, $ / shares in Units, ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥) ¥ / shares shares	Dec. 31, 2025 USD ($) $ / shares shares	Dec. 31, 2024 CNY (¥) ¥ / shares shares	Dec. 31, 2023 CNY (¥) ¥ / shares shares
Numerator:
Net profit	¥ 3,538	$ 505	¥ 566	¥ 70,554
Less: Net profit/(loss) attributable to non-controlling interests	(503)	$ (73)	1,215	366
Net profit/(loss) attributable to common shareholders-Basic \| ¥	4,041		(649)	70,188
Net profit/(loss) attributable to common shareholders- diluted \| ¥	¥ 4,041		¥ (649)	¥ 70,188
Denominator:
Denominator for basic profit/(loss) per share weighted-average common shares outstanding \| shares	1,009,159,442	1,009,159,442	997,172,042	1,000,940,698
Denominator for diluted profit/(loss) per share weighted-average common shares outstanding \| shares	1,009,159,442	1,009,159,442	997,172,042	1,000,940,698
Basic profit/(loss) per share \| (per share)	¥ 0	$ 0	¥ 0	¥ 0.07
Diluted profit/(loss) per share \| (per share)	¥ 0	$ 0	¥ 0	¥ 0.07

Employee Benefits

12 Months Ended

Dec. 31, 2025

Retirement Benefits [Abstract]

Employee benefits

13.	Employee benefits

Full-time employees of the Group in the PRC are entitled to welfare benefits including pension insurance, medical insurance unemployment insurance, maternity insurance,

on-the-job

injury insurance, and housing fund plans through a PRC government-mandated defined contribution plan. Chinese labor regulations require that the Group makes contributions to the government for these benefits based on certain percentages of the employees’ salaries, up to a maximum amount specified by the local government. The Group has no legal obligation for the benefits beyond the contributions. Total contributions by the Group for such employee benefits were RMB51,426, RMB47,026 and RMB41,886 for the years ended December 31, 2023, 2024 and 2025, respectively.

The entire disclosure for retirement benefits.

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Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]

Accounts Receivable - Summary of Account Receivables, Net of Allowance for Doubtful Accounts (Detail) ¥ in Thousands, $ in Thousands	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)
Receivables [Abstract]
Accounts receivable	¥ 174,636		¥ 159,233
Less: allowance for doubtful accounts	(2,097)		(2,153)
Accounts receivable, net	¥ 172,539	$ 24,673	¥ 157,080

Prepaid expense and other receivables and other non-current assets (Tables)

12 Months Ended

Dec. 31, 2025

Summary of Prepaid Expenses and Receivables

Prepaid expenses and other receivables and other assets consist of the following, with current portion presented as prepaid expense and other receivables and

non-current

portion presented as other assets:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Prepaid expense and other receivables:
VAT refund receivable		19,648			19,057
Rental and other deposits		7,076			8,039
Advances to suppliers		8,696			11,158
Interest receivables (a)		2,514			4,495
Advances to staff		809			728
Prepayment for share repurchase		160			—
Loans to third parties (b)		30,005			38,392
Refundable deposits paid to insurance companies (d)		—			8,608
Others		173			321

		69,081			90,798
Less: Allowance for doubtful accounts		(910	)		(1,294	)

		68,171			89,504


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Other non-current assets:
Loans to a third party (c)		8,759		—
Advances for procuring long-term assets		222		106
Rental deposits		—		1,130

		8,981		1,236

(a)

This represented accrued interest income on bank deposits.

(b)

The amounts represent loans to a third party, interest-bearing at a fixed rate of 3.2% per annum for the years ended December 31, 2024 and 2025.

In addition, the amounts as of December 31, 2025 also include the loans of US$1,200 as disclosed in the following note (c).

(c)

The amount represents loans of US$1,200 (equivalent to RMB8,759) to a third party which are unsecured and interest-bearing at a fixed interest rate o

f 11%

(d)

Organization and principal activities (Tables)

12 Months Ended

Dec. 31, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Summary of Principal Subsidaries, Consolidated VIE and Subsidiaries of VIE


Principal Subsidiaries	Date of Incorporation/ Establishment	Place of Incorporation/ Establishment	Percentage of Direct Economic Interest	Principal Activities
Smart Choice Ventures Limited	January 14, 2015	British Virgin Islands	100%	Investment holding
Hong Kong Smart Choice Ventures Limited	February 18, 2015	Hong Kong	100%	Investment holding
Synergy Wealth Management Limited	August 31, 2023	Hong Kong	100%	Insurance brokerage service
Zhixuan International Management Consulting (Shenzhen) Co., Ltd (“Zhixuan”)	June 9, 2015	PRC	100%	Investment and investment consulting service
VIE
Shenzhen Huiye Tianze Investment Holding Co., Ltd (“Huiye Tianze”)	October 30, 2014	PRC	Not applicable	Investment and investment consulting service
VIE’s Principal Subsidiaries
Huize Insurance Brokerage Co., Ltd. (“Huize Insurance Brokerage”)	October 14, 2011	PRC	Not applicable	Insurance brokerage service
Shenzhen Detong Insurance Agency Co., Ltd. (formerly known as Shanghai Senhao Insurance Agency Co., Ltd)	March 12, 2022	PRC	Not applicable	Insurance agency service

Long-term Investments - Additional Information (Detail) ¥ in Thousands, $ in Thousands	1 Months Ended		12 Months Ended
	Oct. 31, 2025 CNY (¥)	Mar. 31, 2023 CNY (¥)	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Summary of Investment Holdings [Line Items]
Investments accounted for under equity method			¥ 43,226		¥ 32,285	¥ 42,166
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount			0		0	0
Distribution from capital reduction of equity investees			0		198	361
Gain on disposal of subsidiary			(378)	$ (54)	¥ 266	749
Discontinued Operations, Disposed of by Means Other than Sale [Member]
Summary of Investment Holdings [Line Items]
Equity securities without readily determinable fair value, amount			12,500
Equity Method Investee [Member]
Summary of Investment Holdings [Line Items]
Distribution from capital reduction of equity investees			¥ 4,417
Nanjing Qiqian Alpha Equity Investment LLP [Member]
Summary of Investment Holdings [Line Items]
Equity interest in a private entity			29.45%		49.26%
Shanghai Dewu Chuxing Investment Management Partnership [Member]
Summary of Investment Holdings [Line Items]
Equity interest in a private entity			47.62%
Huibao Huipei [Member]
Summary of Investment Holdings [Line Items]
Equity interest in a private entity			49.00%
Xiaoke [Member]
Summary of Investment Holdings [Line Items]
Equity interest in a private entity			49.00%
Baofu [Member]
Summary of Investment Holdings [Line Items]
Equity interest in a private entity			37.88%
Bay Union [Member]
Summary of Investment Holdings [Line Items]
Equity interest in a private entity	80.00%		20.00%		0.00%
Gain on disposal of subsidiary	¥ 1,392
Qiqian [Member] \| Equity Method Investee [Member]
Summary of Investment Holdings [Line Items]
Distribution from capital reduction of equity investees			¥ 595
Huibao Huipei [Member] \| Equity Method Investee [Member]
Summary of Investment Holdings [Line Items]
Distribution from capital reduction of equity investees			813
Common Stock [Member] \| Nayuki [Member]
Summary of Investment Holdings [Line Items]
Gain on sale of investments		¥ 78
Private Equity Funds [Member] \| Right Time SPC [Member]
Summary of Investment Holdings [Line Items]
Fair Value Of Investment Income (Loss)			¥ 37		¥ 62	¥ 257

Acquisition - Additional Information (Detail) - Global Care [Member] - CNY (¥) ¥ in Thousands	Sep. 05, 2024	Jun. 20, 2024
Business Acquisition [Line Items]
Percentage of voting interest acquired		67.67%
Business acquisition share subscribe to new company		138,827
Shares issued (Shares)		138,827
Percentage of equity interest of global care		12.56
Percentage of equity nterest hold by the group		71.73
Business combination, consideration transferred	¥ 19,331
Business combination stock consideration	17,845,170
Equity interest in acquiree, fair value	¥ 5,062
Payments to Acquire Businesses, Gross	19,362
Business combination, acquisition of less than 100 percent, non controlling interest, fair value	9,236
Business combination, assets arising from contingencies, amount recognized	14,075
Business combination, liabilities arising from contingencies, amount recognized	¥ 18,174

Income taxes - Schedule of Income before Income Tax, Domestic and Foreign (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Income Tax Disclosure [Abstract]
PRC mainland	¥ (25,489)		¥ 21,366
Non-PRC mainland	36,261		(22,200)
Profit/(Loss) before income taxes	¥ 10,772	$ 1,540	¥ (834)	¥ 70,137

Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.

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Summary of Significant Accounting Policies

12 Months Ended

Dec. 31, 2025

Summary of Significant Accounting Policies

2.	Summary of significant accounting policies

(a)

Basis of presentation

The Group’s consolidated financial statements for the years ended December 31, 2023, 2024 and 2025 are prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”). The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the amounts reported in the accompanying consolidated financial statements and related disclosures. Actual results may differ from those estimates. Significant accounting policies followed by the Group in the preparation of the accompanying consolidated financial statements are summarized below.

(b)

Basis of consolidation

Under the Jumpstart Our Business Startups Act of 2012, as amended, the Company meets the definition of an emerging growth company and has elected the extended transition period for

complying with new or revised accounting standards, which delays the adoption of these accounting standards until they would apply to private companies.

The consolidated financial statements include the financial statements of the Company, its subsidiaries and a consolidated VIE, including the VIE’s subsidiaries, for which the Company is the ultimate primary beneficiary.

A subsidiary is an entity in which the Company, directly or indirectly, controls more than one half of the voting power; or has the power to govern the financial and operating policies, to appoint or remove the majority of the members of the board of directors, or to cast a majority of votes at the meeting of directors.

A consolidated VIE is an entity in which the Company, or its subsidiaries, through contractual arrangements, has the power to direct the activities that most significantly impact the entity’s economic performance, bears the risks of and enjoys the rewards normally associated with ownership of the entity, and therefore the Company or one of its subsidiaries is the primary beneficiary of the entity.

All transactions and balances among the Company

, its subsidiaries

the VIE and the VIE’s subsidiaries have been eliminated upon consolidation.

The following is a summary of the contractual agreements (collectively, “Contractual Agreements”) between the Company’s PRC subsidiary, Zhixuan and the VIE, Huiye Tianze. Through the Contractual Agreements, the Group consolidates the VIE of which the Group is the ultimate primary beneficiary.

Exclusive Business Cooperation Agreement

: Under the exclusive business cooperation agreement, Zhixuan has the exclusive right to provide Huiye Tianze and its subsidiaries with technical support

consulting services and other services. Reciprocally, Huiye Tianze and its subsidiaries shall not accept any technical support, consulting services and other services from any third parties. In exchange, Zhixuan is entitled to receive a service fee from Huiye Tianze on a monthly basis and in an amount equal to all of its net income. Zhixuan owns the intellectual property rights arising out of the performance of the exclusive business cooperation agreement. Unless otherwise agreed by the parties, this agreement will remain effective for a maximum term allowed under PRC law and may be extended from time to time by Zhixuan at its determination.

Exclusive Option Agreement

: Pursuant to the exclusive option agreement, Huiye Tianze, each of it shareholder and each of its subsidiaries have irrevocably granted Zhixuan an exclusive option to purchase, or have its designated person or persons to purchase, at its discretion at any time, to the extent permitted under PRC law, all or part of their assets and business in the applicable entities. As for the consideration, the purchase price should be equal to the minimum price as permitted by PRC law.

Pursuant to the exclusive option agreements, each shareholder of Huiye Tianze has irrevocably granted Zhixuan an exclusive option to purchase, or have its designated person or persons to purchase, at its discretion at any time, to the extent permitted under PRC law, all or part of their current and future shares in Huiye Tianze. As for the consideration, the purchase price should be equal to the minimum price as permitted by PRC law.

Share Pledge Agreements

: Concurrent with the exclusive option agreements and pursuant to the share pledge agreements, the shareholders of Huiye Tianze have pledged all of their equity interest in Huiye Tianze as a continuing first priority security interest, as applicable, to respectively guarantee the VIE’s performance of their obligations under the exclusive business cooperation agreement between Huiye Tianze and Zhixuan. If Huiye Tianze or any of its shareholders breach their contractual obligations under these agreements, Zhixuan, as pledgee, will be entitled to certain rights regarding the pledged equity interests. In the event of such breaches, Zhixuan’s rights include forcing the disposition or sale of all or part of the pledged equity interests of the applicable VIE, i.e. Huiye Tianze, and receiving proceeds from such auction or sale in accordance with PRC law. Each of the shareholders of Huiye Tianze agrees that, during the term of the applicable share pledge agreement, such shareholder will not dispose of the pledged equity interests or create or allow creation of any encumbrance on the pledged equity interests without the prior written consent of Zhixuan. Zhixuan is entitled to all dividends declared by Huiye Tianze. Each share pledge agreement will remain effective until the applicable VIE discharges all its obligations under the exclusive business cooperation agreement.

Power of Attorney

: Pursuant to each power of attorney, each shareholder of Huiye Tianze has irrevocably appointed Zhixuan to act as such shareholder’s exclusive

attorney-in-fact

to exercise all shareholder rights, including the right to attend and vote on shareholder’s meetings, appoint directors and executive officers and sell or dispose all or part of the equity interests owned by such shareholder in Huiye Tianze. Each power of attorney will remain in force for so long as the shareholder remains a shareholder of the applicable VIE.


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Assets
Current assets
Cash and cash equivalent, net of allowance for doubtful accounts		182,503		170,565
Restricted cash		61,708		51,473
Short-term investments		5,000		2,936
Contract assets, net of allowance for doubtful accounts		71,085		74,944
Account receivable, net of allowance for doubtful accounts		113,433		132,458
Insurance premium receivables, net of allowance for doubtful accounts		1,763		1,141
Amounts due from related parties		229		635
Prepaid expense and other receivables, net of allowance for doubtful accounts		91,618		104,093

Total current assets		527,339		538,245

Non-current assets
Restricted cash		29,883		29,683
Contract assets, net of allowance for doubtful accounts		28,435		36,638
Property, Plant and Equipment, net		46,267		37,516
Intangible assets, net		45,483		44,080
Long-term investments		56,786		53,786
Operating lease right-of-use assets		19,039		14,509
Goodwill		461		—
Other non-current assets		120		1,133

Total non-current assets		226,474		217,345

Total assets		753,813		755,590


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Liabilities and Shareholders’ Equity
Short-term borrowings		50,000		53,000
Accounts payable		156,692		155,104
Insurance premium payables		56,042		41,295
Other payables and accrued expenses		169,647		175,450
Payroll and welfare payable		26,964		46,617
Income taxes payable		2,234		2,405
Operating lease liabilities		14,953		14,748
Amounts due to related parties		2,495		—

Total current liabilities		479,027		488,619

Non-current liabilities
Long-term borrowings		—		6,990
Deferred tax liabilities		10,971		10,100
Operating lease liabilities		24,082		12,577
Other non-current liability		—		4,746

Total non-current liabilities		35,053		34,413

Total liabilities		514,080		523,032

Total shareholders’ equity attributable to Huize Holding Limited shareholders		229,156		220,937

Non-controlling interests		10,577		11,621

Total shareholders’ equity		239,733		232,558


	For the Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Operating revenue		1,173,322			1,009,140			825,663

Gross profit		442,486			344,518			302,505

Net profit/(loss)		86,082			23,136			(25,332	)

Net cash provided by/(used in) operating activities		149,531			4,300			(26,597	)

Net cash used in investing activities		(59,022	)		(14,323	)		(6,676	)

Net cash provided by/(used in) financing activities		(120,119	)		24,002			10,607

The significant portion of the total assets and total liabilities of Huiye Tianze and its subsidiaries approximate the amounts in the Group’s consolidated financial statements.

Under the contractual arrangements with the VIE, the Company can have the assets transferred out of the VIE and VIE’s subsidiaries, except for restricted cash as disclosed on the balance sheet. Except for such amount, there is no other asset of the VIE that can only be used to settle obligations of the VIE and VIE’s subsidiaries. Since the VIE are incorporated as limited liability companies under the PRC Company Law, creditors of the VIE do not have recourse to the general credit of the Company. There is currently no contractual arrangement that would require the Company to provide additional financial support to the VIE. However, as the Company is conducting certain businesses through its VIE and VIE’s subsidiaries, the Company may provide such support on a discretionary basis in the future, which could expose the Company to a loss.

In the opinion of the Company’s management, the contractual arrangements among its subsidiary, the VIE and their respective Nominee Shareholders are in compliance with current PRC laws and are legally binding and enforceable. However, uncertainties in the interpretation and enforcement of the PRC laws, regulations and policies could limit the Company’s ability to enforce these contractual arrangements. In addition, shareholders of the VIE are PRC holding entities controlled by certain

pre-IPO

shareholders of the Company, including entities beneficially owned by Mr. Cunjun Ma, the chairman of the board of directors and the chief executive officer, who controls more than 50% of the Company’s total voting power. Therefore, the enforceability of the contractual agreements between us, the VIE and its shareholders depends on whether the Company’s shareholders or their PRC holding entities will fulfill these contractual agreements. There is a risk that the benefits of ownership between the Company and the VIE may not be aligned in the future. Given the significance and importance of the VIEs, there would be a significant negative impact to the Company if these contracts were not enforced.

In March 2019, the National People’s Congress approved the Foreign Investment Law, which came into effect on January 1, 2020 and replaced the trio of existing laws regulating foreign investment in China together with their implementation rules and ancillary regulations. However, since it is relatively new, uncertainties still exist in relation to its interpretation and implementation. For instance, under the Foreign Investment Law, “foreign investment” refers to the investment activities directly or indirectly conducted by foreign individuals, enterprises or other entities in China but it does not explicitly stipulate the contractual arrangements as a form of foreign investment. On December 26, 2019, the State Council promulgated the Implementation Regulations on the Foreign Investment Law, which came into effect on January 1, 2020. Though these regulations do not explicitly classify contractual arrangements as a form of foreign investment, there is no assurance that foreign investment via contractual arrangements would not be interpreted as a type of foreign investment activities under the definition in the future. In addition, the definition contains a

catch-all

provision which includes investments made by foreign investors through means stipulated in laws or administrative regulations or other methods prescribed by the State Council. Therefore, the Foreign Investment Law still leaves leeway for future laws, administrative regulations or provisions promulgated by the State Council to provide for contractual arrangements as a form of foreign investment. In any of these cases, it will be uncertain whether the Group’s contractual arrangements will be deemed to be in violation of the market access requirements for foreign investment under the PRC laws and regulations. If VIE fall within the definition of foreign investment entities, the Group’s ability to use the contractual arrangements with the VIE and the Group’s ability to conduct business through the VIE could be severely limited.

The Company’s ability to control the VIE also depends on the power of attorney Zhixuan has to vote on all matters requiring shareholders’ approvals in the VIE. As noted above, the Company believes these powers of attorney are legally binding and enforceable but may not be as effective as direct equity ownership. In addition, if the Group’s corporate structure or the contractual arrangements with the VIE were found to be in violation of any existing PRC laws and regulations, the PRC regulatory authorities could, within their respective jurisdictions:

•

revoke the Group’s business and operating licenses;

•

require the Group to discontinue or restrict its operations;

•

restrict the Group’s right to collect revenues;

•

block the Group’s websites;

•

require the Group to restructure its operations,

re-apply

for the necessary licenses or relocate the Group’s businesses, staff and assets;

•

impose additional conditions or requirements with which the Group may not be able to comply; or

•

take other regulatory or enforcement actions against the Group that could be harmful to the Group’s business.

The imposition of any of these restrictions or actions may result in a material adverse effect on the Group’s ability to conduct its business. In addition, if the imposition of any of these restrictions causes the Group to lose the right to direct the activities of the VIE or the right to receive their economic benefits, the Group would no longer be able to consolidate the financial statements of the VIE. In the opinion of management, the likelihood of losing the benefits in respect of the Group’s current ownership structure or the contractual arrangements with its VIE is remote.

(c)

Business combinations and

non-controlling

interests

The Company accounts for its business combinations using the acquisition method of accounting in accordance with ASC 805—“Business Combinations”. The cost of an acquisition is measured as the aggregate of the acquisition date fair value of the assets transferred to the sellers, liabilities incurred by the Company and equity instruments issued by the Company. Transaction costs directly attributable to the acquisition are expensed as incurred. Identifiable assets acquired and liabilities assumed are measured separately at their fair values as of the acquisition date, irrespective of the extent of any

non-controlling

interests. The excess of (i) the consideration transferred, fair value of the

non-controlling

interests and acquisition date fair value of any previously held equity interest in the acquiree over (ii) the fair value of the identifiable net assets of the acquiree is recorded as goodwill.

For the Company’s majority-owned subsidiaries and VIE, a

non-controlling

interest is recognized to reflect the portion of their equity which is not attributable, directly or indirectly, to the Group. Consolidated net profit/(loss) in the consolidated statements of comprehensive income/(loss) includes the net (profit)/loss attributable to

non-controlling

interests. The cumulative results of operations attributable to

non-controlling

interests are recorded as

non-controlling

interests in the Company’s consolidated balance sheets. Cash flows related to transactions with

non-controlling

interests are presented under financing activities in the consolidated statements of cashflows.

When the Company acquires other entities, if the assets acquired and liabilities assumed do not constitute a business, the transaction is accounted for as an asset acquisition. Assets are recognized based on the cost, which generally includes the transaction costs of the asset acquisition, and no gain or loss is recognized unless the fair value of noncash assets given as consideration differs from the assets’ carrying amounts on the Company’s financial statements. The cost of a group of assets acquired in an asset acquisition is allocated to the individual assets acquired or liabilities assumed based on their relative fair value and does not give rise to goodwill.

(d)

Use of estimates

Financial statements amounts that reflect significant accounting estimates and assumptions mainly include, but are not limited to (i) allowance for credit losses of accounts receivable, insurance premium receivables, other receivables, contract assets, and other assets, (ii) variable considerations of revenue contracts with respect to long-term insurance product, (iii) valuation of long-term investments, (iv) useful life of property, plant and equipment and intangible assets, (v) fair values of identifiable assets acquired and liabilities assumed in business combination, (vi) impairment of goodwill and long-lived assets, (vii) realizability of deferred tax assets, and (viii) uncertainty tax position. Actual results could differ from these estimates.

(e)

Comprehensive income and foreign currency translation

The Group’s operating results are reported in the consolidated statements of comprehensive income/(loss) pursuant to FASB ASC Topic 220, “Comprehensive Income”. Comprehensive income consists of two components: net income and other comprehensive income (“OCI”). The Group’s OCI is comprised of gains and losses resulting from translating foreign currency financial statements of entities, of which functional currency is other than Renminbi (“RMB”) which is the reporting currency of the Group, net of related income taxes, where applicable. Such subsidiaries’ assets and liabilities are translated into RMB at

period-end

exchange rates, and revenues and expenses are translated at average exchange rates prevailing during the year. Adjustments that result from translating amounts from a subsidiary’s functional currency to the RMB (as described above) are reported net of tax, where applicable, in accumulated OCI in the consolidated balance sheets.

(f)

Convenience translation

Translations of balances in the Group’s consolidated balance sheets, consolidated statements of comprehensive income/(loss) and consolidated statements of cash flows from RMB into US$ as of and for year ended December 31, 2025 are solely for the convenience of the readers and were calculated at the rate of US$1.00=RMB6.9931, representing the noon buying rate set forth in the H.10 statistical release of the U.S. Federal Reserve Board on the last trading day of 2025 (December 31, 2025). No representation is made that the RMB amounts could have been, or could be, converted, realized or settled into US$ at that rate on December 31, 2025 or at any other rate.

(g)

Cash and cash equivalents

Cash and cash equivalents consist of (1) cash on hand; (2) bank deposits and short-term, highly liquid investments, with original maturities of less than three months that are readily convertible to known amounts of cash, and have insignificant risk of changes in value related to changes in interest rates.

(h)

Restricted cash

In its capacity as an insurance broker, the Group collects “premiums” (unremitted insurance premiums) from certain insureds and remits the “premiums” to the appropriate insurance companies. Unremitted insurance premiums are held in custody until disbursed by the Group. Unremitted insurance premiums were RMB61,708 and RMB51,123 (US$7,311) as of December 31, 2024 and December 31, 2025, respectively. Also, restricted cash balance includes guarantee deposits required by China Banking and Insurance Regulatory Commission in order to protect insurance premium appropriation by insurance broker which is restricted as to withdrawal for other than current operations. The restricted cash balance related to this requirement were RMB29,883 and RMB29,683 (US$4,245) as of December 31, 2024 and 2025. Thus the Group classified the balances as a

non-current

asset included in restricted cash in the consolidated balance sheets, as the balance is restricted from being withdrawn for purposes other than current operations.

(i)

Short-term investments

Short-term investments consist primarily of certain investments in marketable equity securities, which are publicly traded stock. The Company determines the short-term investments’ fair value using the publicly traded stock’s aggregate market value as of balance sheet dates. The Company has the intention to redeem these investments within one year.

(j)

Accounts receivable and contract assets

The Group classifies its right to consideration in exchange for products or services transferred to a customer as either a receivable or a contract asset. Accounts receivable represent the considerations for which the Group has satisfied its performance obligations and has the unconditional right to consideration from insurance companies and is recorded at the invoiced amount and do not bear interest. Contract assets are arising from estimated renewal commissions and will be reclassified to accounts receivable once the initial policy has been renewed.

The allowance for doubtful accounts is the Group’s best estimate of the amount of probable credit losses in the Group’s existing accounts receivable and contract asset balance. On January 1, 2023, the Group adopted ASC Topic 326 which replaces the incurred loss methodology with the current expected credit loss (“CECL”) methodology.

Starting from January 1, 2023, the Group adopted ASC Topic 326 and assess the related accounts receivable and contract assets quarterly through CECL model and methodologies and establish a reserve to reflect the net amount expected to be collected. The allowance is management’s estimate of expected credit losses after considering the likelihood of customers defaulting (i.e., Probability of Default, or PD), the resulting losses of customers’ defaults (i.e., Loss Given Default, or LGD), industry delinquency rate and a range of forecasts of macroeconomic conditions over the expected life. The Group estimated the allowance based on certain credit risk characteristics and adjusting for judgments about the effects of relevant observable data including current and future economic conditions. This is assessed at each quarter based on the Group’s specific facts and circumstances. No significant impact of changes in the assumptions since adoption.

(k)

Insurance premium receivables

Insurance premium receivables consist of insurance premiums to be collected from the insured and are recorded at the invoiced amount and do not bear interest. The insurance premium received are included in net cash provided by operating activities in the consolidated statements of cash flows.

(l)

Fair value measurement

Fair value is the price that would be received from selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at fair value, the Group considers the principal or most advantageous market in which it would transact and it considers assumptions that market participants would use when pricing the asset or liability.

The established fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. A financial instrument’s categorization within the fair value hierarchy is based upon the lowest level of input that is significant to the fair value measurement.

The three levels of inputs that may be used to measure fair value include:

Level 1:

Quoted prices (unadjusted) in active markets for identical assets or liabilities.

Level 2:

Observable, market-based inputs, other than quoted prices, in active markets for identical assets or liabilities.

Level 3:

Unobservable inputs to the valuation methodology that are significant to the measurement of the fair value of the assets or liabilities.

Accounting guidance also describes three main approaches to measuring the fair value of assets and liabilities: (1) market approach; (2) income approach and (3) cost approach. The market approach uses prices and other relevant information generated from market transactions involving identical or comparable assets or liabilities. The income approach uses valuation techniques to convert future amounts to a single present value amount. The measurement is based on the value indicated by current market expectations about those future amounts. The cost approach is based on the amount that would currently be required to replace an asset.

(m)

Property, plant and equipment, net


Category	Estimated useful life	Residual value
Buildings	32 years	5%
Office furniture and equipment	5~10 years	0%~5%
Computer and electronic equipment	3~5 years	0%~5%
Motor vehicles	4~5 years	5%
Leasehold improvements	shorter of remaining lease period and estimated useful life	Nil

Expenditures for maintenance and repairs are expensed as incurred. Gains or losses on dispositions of property, plant and equipment are included in others, net in the consolidated statements of comprehensive income/(loss).

(n)

Intangible assets, net

Intangible assets acquired in business combination should be recognized as assets separate from goodwill if they satisfy either the “contractual-legal” or “separability” criterion. The useful lives of intangible assets are assessed to be either finite or indefinite.

Intangible assets with an indefinite useful life represent the insurance brokerage license, insurance agency license and insurance adjusting license and brand acquired from business combinations. Intangible assets acquired with indefinite lives are carried at cost less subsequent accumulated impairment loss. Impairment losses of intangible assets not subject to amortization for the years ended December 31, 2023, 2024 and 2025 were RMB1,950, nil and nil, respectively.


Category	Estimated useful life		Residual value
Domain name		10 years		0	%
Software and system		3~10 years		0	%
Customer Relationship		17 years		0	%

(o)

Impairment of long-lived assets

Long-lived assets including property, plant and equipment and intangible assets subject to amortization, are assessed for impairment, whenever events or changes in circumstances indicate the carrying value of an asset may not be recoverable. The Group assesses the recoverability of these long-lived assets by comparing the carrying amount of long-lived assets against the estimated undiscounted future cash flows associated with it. Impairment exists when the estimated undiscounted future cashflows are less than the carrying value of the asset being evaluated. Impairment loss is calculated as the amount by which the carrying value of the asset exceeds its fair value. No impairment loss was recognized for the years ended December 31, 2023, 2024 and 2025.

Intangible assets with an indefinite useful life are not amortized and are tested for impairment annually or more frequently if events or changes in circumstances indicate that they might be impaired.

(p)

Goodwill

Goodwill represents the excess of the purchase price over the fair value of the identifiable assets and liabilities acquired in a business combination. Goodwill is not amortized but is tested for impairment on an annual basis on December 31 or whenever events or changes in circumstances indicate that the carrying value of the asset may not be recoverable. According to ASC

350-20-35,

an entity may assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount, including goodwill. If the fair value of the reporting unit exceeds its carrying amount, goodwill is not impaired and no further testing is required. If the fair value of the reporting unit is less than the carrying value, an impairment charge is recognized for the amount by which the carrying amount exceeds the reporting unit’s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit.

Application of a goodwill impairment test requires significant management judgment, including determining the fair value of each reporting unit. The judgment in estimating the fair value of each reporting unit includes estimating future cash flows, determining appropriate discount rates, and making other assumptions. Changes in these estimates and assumptions could materially affect the determination of fair value for each reporting unit.

(q)

Long-term investments

(i)

Equity investments accounted for using the equity method

In accordance with ASC 323 - “Investment - Equity Method and Joint Ventures”, the Group applies the equity method of accounting to equity investments, in common stock or

in-substance

common stock, over which it has significant influence but does not own a majority equity interests or otherwise control.

Under the equity method, the Group initially records its investment at cost. The difference between the cost of the equity investment and the amount of the underlying equity in the net assets of the equity investee is recognized as equity method goodwill or as an intangible asset as appropriate. The Group subsequently adjusts the carrying amount of the investment to recognize the Group’s proportionate share of each equity investee’s net income or loss into the consolidated statements of comprehensive income/(loss) after the date of acquisition.

The Group continually reviews its investment in equity investees under the equity method to determine whether a decline in fair value to below the carrying value is other-than-temporary. The primary factors the Group considers in its determination are the duration and severity of the decline in fair value, the financial condition, operating performance and the prospects of the equity investee, and other company specific information such as recent financing rounds.

If any impairment is considered other-than-temporary, the Group writes down the asset to its fair value and takes the corresponding charge to the consolidated statements of comprehensive income/(loss).

(ii)

Investments accounted for at fair value

Equity securities accounted for at fair value were investments in marketable equity securities, which are publicly traded stock. Equity securities with readily determinable fair values are measured at fair value. Pursuant to ASC 321, for equity investments measured at fair value with changes in fair value recorded in earnings, the Company does not assess whether those securities are impaired.

(iii)

Equity investments measured at measurement alternative and NAV practical expedient

Investments in private equity funds generally are not redeemable due to the closed-ended nature of these funds. The private equity fund, over which the Group does not have the ability to exercise significant influence, is accounted for under the practical expedient in ASC Topic 820, Fair Value Measurements and Disclosures (“ASC 820”) to estimate fair value using the net asset value per share (or its equivalent) of the investment (“NAV practical expedient”).

For investments in an investee over which the Group does not have significant influence and which do not have readily determinable fair value and do not qualify for NAV practical expedient, the Company applied the measurement alternatives to measure these investments at cost, less impairment, and plus or minus subsequent adjustments for observable price changes. Under this measurement alternative, changes in the carrying value of the equity investment will be required to be made whenever there are observable price changes in orderly transactions for the identical or similar investment of the same issuer. For those equity investments that the Company elects to use the measurement alternative, the Company makes a qualitative assessment of whether the investment is impaired at each reporting date. If a qualitative assessment indicates that the investment is impaired, the Company has to estimate the investment’s fair value in accordance with the principles of ASC 820. If the fair value is less than the investment’s carrying value, the Company recognizes an impairment loss in net income/(loss) equal to the difference between the carrying value and fair value.

(r)

Insurance premium payables

Insurance premium payables are insurance premiums collected on behalf of insurance companies but not yet remitted as of the balance sheet dates.

(s)

Lease

The Group leases office space under operating leases for terms ranging from short term (under 12 months) to 7 years. As a lessee, the Group does not have any financing leases and none of the leases contain material residual value guarantees or material restrictive covenants. The Group’s office space leases include fixed rental payments. The lease payments for the Group’s office space leases do not consist of variable lease payments that depend on an index or a rate.

The Group determines if an arrangement is a lease or contains a lease at lease inception. For operating leases, the Group recognizes a right of use (“ROU”) asset and a lease liability based on the present value of the lease payments over the lease term on the consolidated balance sheets at commencement date. As most of the Company’s leases do not provide an implicit rate, the Company estimates its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The incremental borrowing rate is estimated to approximate the interest rate on a collateralized basis with similar terms and payments, and in economic environments where the leased asset is located. Lease terms are determined after taking into account of rental escalation clauses, renewal options and/or termination options, if any. Lease expense is recorded in the consolidated statements of comprehensive income/(loss) on a straight-line basis over the lease term.

As a lessee, the Group remeasures the lease payments when the lease is modified, and that modification is not accounted for as a separate contract, or there is a change of the lease term, under which a lessee shall determine the revised lease payments on the basis of the revised lease term.

The Group has made an accounting policy election to exempt leases for short-term leases with lease term less than one year, the Group records operating lease expenses in its consolidated statements of comprehensive income/(loss) on a straight-line basis over the lease term.

(t)

Share-based compensation

Employee share-based compensation

All forms of share-based payments to employees, including employee stock options, employee stock purchase plans restricted shares and shares award, are treated the same as any other form of compensation by recognizing the related cost in the consolidated statements of comprehensive income/(loss) in accordance with ASC 718, “Stock Compensation”. In accordance with the guidance, the Company determines whether a share option should be classified and accounted for as a liability award or an equity award. Compensation cost related to employee stock options or similar equity instruments is measured at the grant date based on the fair value of the award. The fair value of a liability-classified award will be

re-measured

to an updated fair value at each reporting period until the award is settled. The compensation cost is recognized over the requisite service period, which is usually the vesting period. If an award requires satisfaction of performance and service conditions, compensation cost is recognized using graded vesting method. If an award requires only service condition, the Group will use straight line method. For liability-classified award, the Group will true up compensation cost at each reporting period for changes in fair value

pro-rated

for the portion of the requisite service period rendered.

For restricted shares granted with service conditions and performance conditions and graded vesting features, share-based compensation expenses are recorded net of estimated forfeitures using graded vesting method during the requisite service period, such that expenses are recorded only for those share-based awards that are expected to ultimately vest.

The Group utilizes the binomial option pricing model to determine the fair value of share options, and determines the fair value of restricted share based on the fair value of the underlying common shares at the grant date considering the dilutive effect of restricted share.

(u)

Employee benefit plans

As stipulated by the regulations of the PRC, the Group’s subsidiaries and consolidated VIE and its subsidiaries in the PRC participate in various defined contribution plans organized by municipal and provincial governments for its employees. The Group is required to make contributions to these plans at a percentage of the salaries, bonuses and certain allowances of the employees. Under these plans, certain pension, medical and other welfare benefits are provided to employees. The Group has no other material obligation for the payment of employee benefits associated with these plans other than the annual contributions described above. The contributions are charged to the consolidated statements of income and comprehensive income/(loss) as they become payable in accordance with the rules of the above mentioned defined contribution plans.

(v)

Revenue recognition

Revenue is the transaction price the Group expects to be entitled to in exchange for the promised services in a contract in the common course of the Group’s activities and is recorded net of value-added tax (“VAT”). The services to be accounted for mainly include insurance brokerage and consulting services.

The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, the Group applies the following steps:

•

Step 1: Identify the contract (s) with a customer

•

Step 2: Identify the performance obligations in the contract

•

Step 3: Determine the transaction price

•

Step 4: Allocate the transaction price to the performance obligations in the contract

•

Step 5: Recognize revenue when (or as) the entity satisfies a performance obligation

According to Topic 606, the Group’s right to consideration in exchange for goods or services that the Group has transferred to a customer is recognized as a contract asset. The Group recognize a contract liability if the customer’s payment of consideration precedes the Group’s performance.

Insurance brokerage services

The primary source of revenues is commissions from insurance brokerage services, determined based on a percentage of total premiums paid by insured over the term of the insurance policy. The brokerage fee rate, which is paid by the insurance companies, shall be based on the terms specified in the annual service contract with the insurance company for each product sold through the Group. The transaction price includes variable service fees which is estimated using the expected value method and is limited to the amount of variable consideration such that a significant reversal of revenue is not probable. The Group assesses whether the estimate of variable consideration is constrained. The Group determines that the insurance company, or the insurer, is its customer in this agreement. Insurance brokerage services revenue is recognized when the signed insurance policy is in place and the premium is collected from the insured since the Company has fulfilled its performance obligation to sell an insurance policy on behalf of the insurance company.

The Group is also entitled to a performance bonus from insurance companies if the cumulative average monthly sales volume exceeds a predetermined level. Such bonus is determined and recognized as revenue at the end of each month.

Other services

The Group provides digital and technology development services to certain insurance companies. Upon the delivery of programs developed, the Group’s performance obligation related to the technology service has been fully fulfilled. However, the timing of revenue recognition may differ from contract to contract based on whether performance obligations satisfy the criteria of recognizing revenue over time, in accordance with ASC 606. Since the deliverables usually do not have alternative use to the Group, revenue is recognized over time once there is an indicator that the Group has an enforceable right to payment for performance completed to date. Otherwise, the revenue is recognized at a point in time.

For cargo insurance products, in addition to the commission from brokerage service paid by the insurance companies, the Group also generates service fees from rendering consulting service to assist the insured to obtain such a cargo insurance policy. The Group determines that the insured is its customer in this consulting service arrangement. Upon successful purchase of cargo insurance products by the insured, the Group’s performance obligation related to consulting service to the insured has been fully fulfilled, as such, revenue for those services is recognized when the insurance product has been purchased. While the insurance premium is set by the respective insurance companies, the consulting service fee is determined by the Group based on a percentage of insurance premium. Of the total contract price received from the insured, the amount equal to the premium of the cargo insurance product as agreed with insurance company is recorded as insurance premium payable while the remaining is recorded as revenue for the consulting service.

Value added tax

The Group is subject to VAT on the revenues earned for services provided in the PRC. The applicable rate of VAT is 6%. In the accompanying consolidated statements of comprehensive income/(loss), such VAT is excluded from net revenues.

Disaggregation of revenues


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Brokerage income
- Life and Health insurance business		1,043,497		1,056,981		1,377,768
- Property and Casualty insurance business		101,036		136,846		145,779

Brokerage income subtotal		1,144,533		1,193,827		1,523,547

Other income		51,019		55,087		58,693

Total operating revenue		1,195,552		1,248,914		1,582,240

(w)

Cost of revenue and cost of other income

A large component of the Group’s cost of brokerage income is channel cost, which is service fee paid to user traffic channels for successful sales, including social media influencers, emerging media channels and financial institutions. These user traffic channels have influences over their followers and users, who are potential insurance policyholders. Determination of channel cost is based on the service fee rate multiplied by the insurance premium sold. Channel cost is recognized in the year it incurred. The accounts payable represent channel cost payable to user traffic channels.

Another component of cost of brokerage income is payroll of insurance consultants, who are in charge of identifying and acquiring potential customers through providing advices related to insurance product.

Cost of other income primarily consists of project expenses of our technology service, which include payroll for employees involved in providing the technology services and other related services.

(x)

Selling expenses

The Group records its marketing campaign expenses and other expenses related to the sales activities as selling expenses.

Marketing campaign expenses consist primarily of advertising and marketing expenses. Advertising and marketing expense are charged to the consolidated statements of comprehensive income/(loss) as incurred, which amounted to RMB31,148, RMB36,566, and RMB47,716 for the years ended December 31, 2023, 2024 and 2025, respectively.

Besides marketing campaign expenses, selling expenses consist of salaries and employment benefits for employees who work in brokerage service line, office rental, telecommunications and office supply expenses incurred in connection with sales activities.

(y)

General and administrative expenses

General and administrative expenses consist of payroll, rental, and related expenses for employees involved in general corporate functions, including finance, legal and human resources, as well as costs associated with use of facilities and equipment, such as depreciation expenses and other general corporate related expenses.

General and administrative expenses also include surcharges on VAT payments according to PRC tax.

(z)

Research and development expenses

Research and development expenses consist primarily of payroll for research and development employees involved in designing and testing of new products and service and outsourcing labor costs. All research and development costs have been expensed as incurred as the costs qualifying for capitalization have been insignificant.

(aa)

Others, net

Others, net, mainly consist of

non-operating

income and expenses. During the years ended December 31, 2023, 2024 and 2025, it was composed primarily of government subsidies of RMB11,945, RMB8,155 and RMB2,974, respectively.

(bb)

Taxation

Current income taxes are provided on the basis of net income for financial reporting purposes, adjusted for income and expense items which are not assessable or deductible for income tax purposes, in accordance with the regulations of the relevant tax jurisdictions.

Deferred income taxes are recognized for temporary differences between the tax bases of assets and liabilities and their reported amounts in the consolidated financial statements, net operating loss carry forwards and credits. Deferred tax assets are reduced by a valuation allowance when, based upon the weight of available evidence, it is more likely than not that some portion or all of the deferred tax assets will not be realized.

For a particular

tax-paying

component of the Group and within a particular tax jurisdiction, all deferred tax liabilities, and assets, as well as any related valuation allowance, are offset and presented as a single noncurrent amount.

The Group recognizes a tax benefit associated with an uncertain tax position when, in its judgment, it is more likely than not that the position will be sustained upon examination by a taxing authority. For a tax position that meets the

more-likely-than-not

recognition threshold, the Group initially and subsequently measures the tax benefit as the largest amount that the Group judges to have a greater than 50% likelihood of being realized upon ultimate settlement with a taxing authority. The Group’s liability associated with unrecognized tax benefits is adjusted periodically due to changing circumstances, such as the progress of tax audits, case law developments and new or emerging legislation. Such adjustments are recognized entirely in the period in which they are identified. The Group’s effective tax rate includes the net impact of changes in the liability for unrecognized tax benefits and subsequent adjustments as considered appropriate by management. The Group classifies interest and penalties recognized on the liability for unrecognized tax benefits as income tax expense.

(cc)

Net profit/(loss) per share

Basic profit/(loss) per share is computed by dividing net profit/(loss) attributable to common shareholders by the weighted average number of common shares outstanding during the year. Diluted profit/(loss) per share is calculated by dividing net profit/(loss) attributable to common shareholders by the weighted average number of common and dilutive common equivalents shares outstanding during the year. Common equivalents shares are not included in the denominator of the diluted profit/(loss) per share calculation when inclusion of such shares would be anti-dilutive.

(dd)

Segment reporting and geographical information

Operating segments are reported in a manner consistent with the internal reporting provided to the chief operating decision-maker. The Group determines that their chief executive officer (“CEO”) is the chief operating decision-maker (“CODM”), who manages the business and evaluates operating performance based on consolidated net income. The CODM uses consolidated net income to monitor budget versus actual results. The CEO concluded that the Group has only one operating and reportable segment - insurance brokerage services.

The following table sets forth the segment information for revenue, segment profit (loss), and significant expenses:


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Total operating revenue		1,195,552		1,248,914		1,582,240
Less:
Significant segment expenses
- Channel cost		647,354		796,879		1,097,838
- Advertising and marketing expense		31,148		36,566		47,716
- Payroll of insurance consultants		92,035		58,617		56,042
- Other segment items (1)		354,461		356,286		377,106

Segment net income		70,554		566		3,538

Note:

(1)

The following table presents operating revenue and long-lived assets by geographic location:


	Operating revenue						Long-live assets
	For the Year Ended December 31,						As of December 31,
	2023		2024		2025		2023		2024		2025
	RMB		RMB		RMB		RMB		RMB		RMB
PRC Mainland		1,173,322		1,009,140		811,295		235,900		122,087		105,812
Hong Kong		20,587		235,191		755,200		1,646		2,749		7,226
Others		1,643		4,583		15,745		9,195		9,678		9,565

Total		1,195,552		1,248,914		1,582,240		246,741		134,514		122,603

(ee)

Significant risk and uncertainties

Currency risk

The RMB is not a freely convertible currency. The State Administration for Foreign Exchange, under the authority of the People’s Bank of China, controls the conversion of RMB into foreign currencies. The value of RMB is subject to changes in central government policies and international economic and political developments that affect supply and demand in the China Foreign Exchange Trading System market of cash and cash equivalents and restricted cash. The Group had aggregate amounts of RMB231,626 and RMB271,354 and RMB252,239 of cash and cash equivalents and restricted cash

denominated in RMB as of December

2023

2024

and December

2025

, respectively.

Concentration of Credit Risk

Details of the customers accounting for 10% or more of total operating revenue are as follows:


	For the Year Ended December 31,
	2023		2024		2025
	%		%		%
Customer A		24		*		*
Customer H		12		*		*

Details of the customers which accounted for 10% or more of accounts receivable are as follows:


	Year Ended December 31
	2024		2025
	%		%
Customer A		16		*

The Group performs ongoing credit evaluations of its customers and generally does not require collateral on accounts receivable.

Details of the banks which accounted for 10% or more of cash and cash equivalents and restricted cash are as follows:


	Year Ended December 31
	2024		2025
	%		%
Bank A		43		44
Bank C		17		15
Bank D		11		*
Bank E		*		21

* Less than 10% of the Group total amount

The Group places its cash and cash equivalents and restricted cash in financial institutions located in the PRC which the management believes are of high credit quality. Pursuant to China’s Deposit Insurance Regulation, banking financial institutions, such as commercial banks, established in China are required to purchase deposit insurance for deposits in RMB and in foreign currency placed with them. Such Deposit Insurance Regulation would not be effective in providing complete protection for the Group’s accounts, as its aggregate deposits are much higher than the compensation limit. As of December 31, 2023, 2024 and 2025, the Group has recognized allowance for CECL of bank deposits of RMB520, RMB170, and RMB nil, respectively.

Interest rate risk

Fluctuations in market interest rates may negatively affect the Group’s financial condition and results of operations. The Group have not been exposed to material risks due to changes in market interest rates as the borrowings held by the Group all bear interest at a fixed interest rate.

(ff)

Recent accounting pronouncements

Recently issued accounting pronouncements not yet adopted

In November 2024, the FASB issued ASU

No. 2024-03,

Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic

220-40):

Disaggregation of Income Statement Expenses (“ASU

2024-03”),

and in January 2025, the FASB issued

ASU No. 2025-01,

Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic

220-40):

Clarifying the Effective Date (“ASU

2025-01”).

ASU

2024-03

requires additional disclosure of the nature of expenses included in the income statement as well as disclosures about specific types of expenses included in the expense captions presented in the income statement. ASU

2024-03,

as clarified by ASU

2025-01,

is effective for annual periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027, with early adoption permitted. This guidance will be applied either prospectively or retrospectively. The Group is currently evaluating the impact from the adoption of this ASU on its consolidated financial statements.

In July 2025, the FASB issued ASU

2025-05,

Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets, which provides a practical expedient and accounting policy election to allow entities to measure expected credit losses on certain trade receivables and contract assets using a provision matrix approach. ASU

2025-05

is effective for annual periods beginning after December 15, 2025, and interim periods within those fiscal years, with early adoption permitted. The Group is currently evaluating the impact of this guidance on our consolidated financial statements and related disclosures.

In December 2025, the FASB issued ASU

2025-10,

Government Grants (Topic 832): Accounting for Government Grants Received by Business Entities, which provides updated guidance on how to recognize, measure, and present government grants. The ASU will be effective for annual reporting periods beginning after December 15, 2028, including interim periods within those fiscal years. with early adoption permitted. The Group is currently evaluating the impact of this guidance on our consolidated financial statements and related disclosures.

Recently issued accounting pronouncements adopted

In December 2023, the FASB issued ASU

No. 2023-09,

Income Taxes (Topic 740): Improvements to Income Tax Disclosures, which aims to improve the transparency of income tax disclosures by requiring consistent categories and greater disaggregation of information in the rate reconciliation and income taxes paid disaggregated by jurisdiction. ASU

2023-09

is effective for fiscal years beginning after December 15, 2024 and early adoption is permitted. The Company adopted ASU

2023-09

on January 1, 2025, on a prospective basis (see note 14). The adoption did not have a material impact on the consolidated financial statements and related disclosures.

Pay vs Performance Disclosure ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Pay vs Performance Disclosure
Net Income (Loss)	¥ 4,041	$ 578	¥ (649)	¥ 70,188

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 946
-SubTopic 830
-Name Accounting Standards Codification
-Section 55
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479168/946-830-55-10

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-4

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 21
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-21

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-14

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(g)(1)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(k)(2))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 28
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-28

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-4

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 480
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479857/480-10-S50-3

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 480
-SubTopic 10
-Name Accounting Standards Codification
-Section S45
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479887/480-10-S45-3

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 480
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 3A
-Subparagraph (24)(d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480244/480-10-S99-3A

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 105
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 9
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479343/105-10-65-9

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 718
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 17
-Subparagraph (d)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480336/718-10-65-17

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-6

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
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-Name Accounting Standards Codification
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-9

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 805
-SubTopic 60
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476176/805-60-65-1

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 740
-SubTopic 323
-Name Accounting Standards Codification
-Section 65
-Paragraph 2
-Subparagraph (g)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478666/740-323-65-2

Reference 19: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(20))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 323
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481687/323-10-50-3

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482765/220-10-50-6

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-3

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
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-Name Accounting Standards Codification
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-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480175/815-40-65-1

Reference 26: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-8

Reference 27: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 28: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 29: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section 45
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479105/946-220-45-7

Reference 30: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(18))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1

Reference 31: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-07(9))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1

Reference 32: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.6-09(1)(d))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3

Reference 33: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 34: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(ii))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 35: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(iii)(A))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 36: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(iv))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 37: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(5))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 38: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(4)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 39: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Name Accounting Standards Codification
-Section S99
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-Subparagraph (SX 210.13-02(a)(4)(iii)(A))
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-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 40: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Name Accounting Standards Codification
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-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 41: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
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-Name Accounting Standards Codification
-Section S99
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-Subparagraph (SX 210.13-02(a)(4)(iv))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 42: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
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-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(5))
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-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 43: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 60B
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B

Reference 44: http://www.xbrl.org/2003/role/disclosureRef
-Topic 205
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483499/205-20-50-7

Reference 45: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 230
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 28
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482740/230-10-45-28

Reference 46: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A

Reference 47: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1B
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B

Reference 48: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 65
-Paragraph 4
-Subparagraph (f)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481538/470-20-65-4

Reference 49: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04(22))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1

Share-based Compensation - Additional Information (Detail) - Share-based Payment Arrangement, Option [Member] - Global Share Incentive Plan [Member] - $ / shares	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options, Granted	5,260,568	144,204,800
Weighted average fair value of the options	$ 0.0257	$ 0.0143

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Consolidated Statements of Cash Flows ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)	Dec. 31, 2023 CNY (¥)
Cash flows from operating activities:
Net profit	¥ 3,538	$ 505	¥ 566	¥ 70,554
Adjustments to reconcile net profit to net cash provided by/ (used in) operating activities:
Allowance for doubtful account	5,089	728	682	1,567
Impairment of intangible assets	0	0	0	1,950
Depreciation and amortization	13,823	1,977	11,458	13,640
Unrealized exchange loss	927	133	684	436
Share-based compensation expense	18,517	2,648	9,021	463
Interest income	(4,047)	(579)	(4,139)	(2,789)
Investment loss/(income)	(50)	(7)	777	2,405
Net (gain)/loss on disposal of subsidiaries	378	54	(266)	(749)
Share of (income)/loss of equity method investee	40	6	(1,535)	(417)
Deferred income taxes	812	116	0	0
Amortization of right-of-use assets	9,207	1,316	24,811	25,680
Amortization of directors and officers liability insurance premium	0	0	79	3,125
Loss on disposal of property, plant and equipment	5,915	846	0	217
Gain on termination of right-of-use assets	(16)	(2)	(12,155)	(5,923)
Adjustments to reconcile net profit/(loss) to net cash provided by operating activities	54,133	7,741	29,983	110,159
Changes in operating assets and liabilities:
Decrease/(increase) in accounts receivable	(17,556)	(2,510)	20,734	75,466
(Increase)/decrease in insurance premium receivables	622	89	119	(123)
Decrease/(increase) in prepaid expense and other receivables	(10,002)	(1,430)	13,070	21,815
(Increase)/decrease in deferred costs	0	0	6,147	(6,147)
Decrease in amounts due from related parties	0	0	45	106
Increase in amounts due to related parties	18,689	2,672	44	1,956
Increase in other non-current assets	(1,130)	(162)	(102)	0
Decrease/(increase) in contract assets	(34,171)	(4,886)	(46,838)	1,975
(Decrease)/increase in accounts payable	(7,103)	(1,016)	(10,047)	(50,661)
Increase in other non-current liabilities	11,269	1,611	0	0
Increase/(decrease) in insurance premium payables	(14,747)	(2,109)	18,528	9,947
Increase/(decrease) in payroll and welfare payable	21,690	3,102	(24,183)	12,469
Increase in income taxes payable	5,378	769	135	0
(Decrease)/increase in other payables and accrued expenses	5,799	829	(2,457)	(24,899)
Increase in right-of-use assets due to prepaid rent	0	0	0	(825)
Decrease in operating lease liabilities	(16,404)	(2,346)	(22,867)	(12,581)
Decrease in contract liabilities	0	0	(2,728)	(1,306)
Dividend received from equity method investees	1,408	201	1,491	0
Net cash provided by/(used in) operating activities	17,875	2,555	(18,926)	137,351
Cash flows from investing activities:
Purchase of long-term investment	(16,713)	(2,390)	0	0
Purchase of short-term investment	0	0	(73,327)	(9,968)
Purchase of property, equipment and intangible assets	(8,246)	(1,179)	(4,284)	(30,524)
Proceeds from disposal of property, equipment and intangible assets	0	0	426	955
Proceeds from disposal of investments	0	0	76,701	874
Proceeds from capital reduction of equity investees	16,917	2,419	9,925	0
Advances from disposal of an investment	0	0	1,500	0
Advance to a related party	(3,320)	(475)	(657)	0
Acquisition of subsidiary, net of cash acquired	(560)	(80)	(8,046)	(2,441)
Disposal of subsidiaries, net of cash disposed of	0	0	0	1,645
Loans to third parties	0	0	(25,382)	(23,000)
Repayment from third parties	0	0	19,704	0
Interests received	0	0	0	1,075
Others	0	0	198	361
Net cash used in investing activities	(11,922)	(1,705)	(3,242)	(61,023)
Cash flows from financing activities:
Proceeds from borrowings	119,990	17,158	50,000	37,000
Repayments of borrowings	(110,000)	(15,730)	(30,411)	(161,473)
Repurchase of Class A common shares	0	0	(77)	(13,392)
Deferred consideration paid for acquisition of a subsidiary	(6,768)	(968)	0	0
Proceeds upon exercise of share options	279	40	0	560
Cash received by subsidiaries from minority shareholders	617	88	3,700	3,750
Net cash (used in)/ provided by financing activities	4,118	588	23,212	(133,555)
Effect of exchange rate changes on cash and cash equivalents	(3,057)	(434)	2,152	2,914
Net (decrease)/increase in cash and cash equivalents and restricted cash	7,014	1,004	3,196	(54,313)
Total cash and cash equivalents and restricted cash at beginning of year	324,968	46,470	321,772	376,085
Total cash and cash equivalents and restricted cash at end of year	331,982	47,474	324,968	321,772
Supplemental disclosure of cash flow information
Cash paid for interest	(2,000)	(286)	(1,868)	(4,473)
Cash paid for income tax	(950)	(136)	0	0
Supplemental disclosure of non-cash investing and financing activities
Increase in lease liabilities arising from obtaining operating lease right-of-use assets	12,065	1,725	18,367	5,113
Decrease in lease liabilities due to termination of lease contacts	(2,750)	(393)	(101,027)	(35,788)
Acquisition of subsidiaries through issuing ordinary shares	¥ 0	$ 0	¥ 5,062	¥ 0

Repayment from a third party.

Income Loss From Investments Net [Abstract]

Intangible Assets, Net - Schedule of Finite-Lived Intangible Assets, Future Amortization Expense (Detail) ¥ in Thousands	Dec. 31, 2025 CNY (¥)
Goodwill and Intangible Assets Disclosure [Abstract]
2026	¥ 1,906
2027	1,854
2028	1,766
2029	1,578
2030	¥ 900

Consolidated Balance Sheets (Parenthetical) ¥ in Thousands, $ in Thousands	Dec. 31, 2025 CNY (¥) ¥ / shares shares	Dec. 31, 2024 CNY (¥) ¥ / shares shares
Short-term borrowings	¥ 53,000	¥ 50,000
Accounts payable	194,951	202,054
Insurance premium payables	41,295	56,042
Other payables and accrued expenses	41,965	44,434
Payroll and welfare payable	81,813	41,005
Income taxes payable	7,953	2,575
Amounts due to related parties	20,415	2,495
Long-term borrowings	6,990	0
Deferred tax liabilities	14,380	14,875
Operating lease liabilities	14,966	24,082
Other non-current liability	¥ 11,269	¥ 0
Treasury Stock, Shares \| shares	50,414,900	50,414,900
Allowances of Cash And Cash Equivalents	¥ 0	¥ 170
Contract with Customer, Asset, Allowance for Credit Loss, Current	1,252	1,332
Accounts Receivable, Allowance for Credit Loss, Current	2,097	2,153
Premium Receivable, Allowance for Credit Loss	21	33
Allowance For Doubtful Accounts Prepaid Expense And Other Receivable Current	1,294	910
Contract with Customer, Asset, Allowance for Credit Loss, Noncurrent	¥ 616	¥ 533
Common Class A [Member]
Common shares per share \| ¥ / shares	¥ 0.00001	¥ 0.00001
Common shares authorized \| shares	7,000,000,000	7,000,000,000
Common shares issued \| shares	1,062,301,216	912,301,216
Common shares outstanding \| shares	860,016,416	858,266,416
Common Class B [Member]
Common shares per share \| ¥ / shares	¥ 0.00001	¥ 0.00001
Common shares authorized \| shares	800,000,000	800,000,000
Common shares issued \| shares	150,591,207	150,591,207
Common shares outstanding \| shares	150,591,207	150,591,207
Variable Interest Entity [Member]
Restricted cash, Current	¥ 51,473	¥ 61,708
Short-term borrowings	53,000	50,000
Accounts payable	155,104	156,692
Insurance premium payables	41,295	56,042
Other payables and accrued expenses	37,092	31,351
Payroll and welfare payable	46,617	26,964
Income taxes payable	2,405	2,234
Amounts due to related parties	0	2,495
Long-term borrowings	6,990	0
Deferred tax liabilities	10,100	10,971
Operating lease liabilities	12,577	24,082
Other non-current liability	4,746	0
Variable Interest Entity [Member] \| Nonrecourse [Member]
Operating lease liabilities	¥ 14,748	¥ 14,953

Lease

12 Months Ended

Dec. 31, 2025

Leases [Abstract]

Lease

19.

Lease

The following table presents balances reported in the consolidated balance sheets related to the Group’s leases:


	As of December 31, 2024		As of December 31, 2025
	RMB		RMB
Operating lease right-of-use assets		20,715		19,349
Operating lease liabilities		40,825		32,241

Lease expenses for these leases are recognized on a straight-line basis over the lease term. For the years ended December 31, 2023, 2024 and 2025, total lease cost comprised of the following:


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Operating lease cost		34,142		33,393		10,629
Short term lease cost		3,639		1,109		7,557

Total lease cost		37,781		34,502		18,186

The following table presents the maturity of the Group’s operating lease liabilities as of December 31, 2025:


	As of December 31 2025,
	RMB
2026		18,532
2027		14,474
2028		1,077

Total operating lease payments (undiscounted)		34,083
Less: Imputed interest		(1,842	)

Total operating lease liabilities (discounted)		32,241

As of December 31, 2024 and 2025, the Group’s operating leases had a weighted average remaining lease term of 2.74 years and 1.84 years, respectively. As of the same dates, the Group’s operating leases had a weighted average discount rate of 6.59% and 5.40%, respectively.

As of December 31, 2025, the Group has no significant lease contract that has been entered into but not yet commenced.

Supplemental cash flow information related to the operating leases was as follow:


	For the Year Ended December 31,
	2024		2025
	RMB		RMB
Cash paid for amounts included in operating lease liabilities		28,910		17,826

Investment loss

12 Months Ended

Dec. 31, 2025

Investment loss

17.	Investment loss


	For the Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Fair value change of equity investments measured under NAV practical expedient		(257	)		62			(37	)
Dividends received from equity investments		361			198			—
Realized gain related to the investments accounted for at fair value		78			—			—
Loss on disposal of subsidiaries		(749	)		(266	)		(378	)
Fair value change of short-term investments		(1,089	)		(505	)		87

Total		(1,656	)		(511	)		(328	)

Intangible Assets, Net

12 Months Ended

Dec. 31, 2025

Goodwill and Intangible Assets Disclosure [Abstract]

Intangible Assets, Net

9.	Intangible assets, net

The intangible assets, net consisted of the following:


	As of
	December 31, 2024			December 31, 2025
	RMB			RMB
Insurance agency licenses (1) (2) (3)		40,902			37,939
Software and system (2)		11,768			14,447
Customer Relationship (2)		9,392			9,392
Insurance brokerage license (1) (3)		6,526			3,879
Brand (2)		4,845			4,845
Insurance adjusting license		3,067			3,067
Domain name		580			580

Total		77,080			74,149
Less: Accumulated amortization (4)		(6,290	)		(8,136	)
Impairment (1) (5)		(1,950	)		—

Intangible assets, net		68,840			66,013

(1)

RMB1,950

related to these intangible assets. In addition, the Group acquired of certain insurance agency licences in the amount of RMB520 from a third party.

(2)

(3)

(4)

Amortization expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,227, RMB1,189 and RMB1,899 respectively.

The amortization of the coming 5 years is:


	As of
	December 31, 2025
	RMB
2026		1,906
2027		1,854
2028		1,766
2029		1,578
2030		900

(5)

Impairment loss recorded in general and administrative expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,950, nil

and

nil, respectively.

Net profit/(loss) per share

12 Months Ended

Dec. 31, 2025

Earnings Per Share [Abstract]

Net profit/(loss) per share

18.	Net profit/(loss) per share


	For the Year Ended December 31,
	2023		2024			2025
	RMB		RMB			RMB
Numerator:
Net profit		70,554		566			3,538
Less: Net profit/(loss) attributable to non-controlling interests		366		1,215			(503	)

Net profit/(loss) attributable to common Shareholders - Basic and diluted		70,188		(649	)		4,041

Denominator :
Denominator for basic profit/(loss) per share weighted-average common shares outstanding		1,000,940,698		997,172,042			1,009,159,442
Dilutive effect of restricted shares		—		—			—
Dilutive effect of share options		—		—			—
Denominator for diluted profit/(loss) per share weighted-average common shares outstanding		1,000,940,698		997,172,042			1,009,159,442
Basic and diluted profit/(loss) per share		0.07		(0.00	)		0.00

The potentially dilutive securities that were not included in the calculation of above dilutive net profit/(loss) per share in the years presented where their inclusion would be anti-diluted include restricted shares of 1,347,076 shares, nil shares and nil shares for the years ended December 31, 2023, 2024 and 2025, respectively.

Lease - Summary of Supplemental Balance Sheet Information Related to Leases (Detail) ¥ in Thousands, $ in Thousands	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)
Leases [Abstract]
Operating lease right-of-use assets	¥ 19,349	$ 2,767	¥ 20,715
Operating lease liabilities	¥ 32,241		¥ 40,825

Consolidated Statements of Shareholders' Equity ¥ in Thousands, $ in Thousands	CNY (¥) shares	USD ($) shares	Cumulative Effect, Period of Adoption, Adjustment [Member] CNY (¥)	Common shares [Member] shares	Treasury Stock [Member] CNY (¥) shares	Additional paid-in capital [Member] CNY (¥)	Accumulated other comprehensive income)/ loss [Member] CNY (¥)	Accumulated deficit [Member] CNY (¥)	Accumulated deficit [Member] Cumulative Effect, Period of Adoption, Adjustment [Member] CNY (¥)	Total Huize Holding Limited shareholders' equity [Member] CNY (¥)	Total Huize Holding Limited shareholders' equity [Member] Cumulative Effect, Period of Adoption, Adjustment [Member] CNY (¥)	Non-Controlling interest [Member] CNY (¥)	Common Class A [Member] Common shares [Member] CNY (¥) shares	Common Class B [Member] Common shares [Member] CNY (¥) shares
Balance Beginning at Dec. 31, 2022	¥ 342,025				¥ (15,306)	¥ 904,935	¥ (17,695)	¥ (531,127)		¥ 340,879		¥ 1,146	¥ 62	¥ 10
Balance Beginning (Accounting Standards Update 2019-11 [Member]) at Dec. 31, 2022			¥ 2,702						¥ 2,702		¥ 2,702
Balance Beginning (Shares) at Dec. 31, 2022 \| shares													889,603,586	150,591,207
Balance Beginning (Shares) at Dec. 31, 2022 \| shares					16,534,600
Net profit/(loss) for the year	70,554							70,188		70,188		366
Repurchase of Class A common shares	(13,274)				¥ (13,274)					(13,274)
Repurchase of Class A common shares (Shares) \| shares				30,333,340	30,333,340
Shares issued upon exercise of option	560					560				560
Shares issued upon exercise of option (Shares) \| shares													1,232,560
Share-based payment compensation	463					463				463
Capital injection from non-controlling interests	3,750											3,750
Foreign currency translation	3,635						3,635			3,635
Balance Ending at Dec. 31, 2023	410,415				¥ (28,580)	905,958	(14,060)	(458,237)		405,153		5,262	¥ 62	¥ 10
Balance Ending (Shares) at Dec. 31, 2023 \| shares													890,836,146	150,591,207
Balance Ending (Shares) at Dec. 31, 2023 \| shares					46,867,940
Net profit/(loss) for the year	566							(649)		(649)		1,215
Change of the capital from non-controlling interest shareholders						(1,089)				(1,089)		1,089
Repurchase of Class A common shares	(933)				¥ (933)					(933)
Repurchase of Class A common shares (Shares) \| shares				3,546,960	3,546,960
Capital injection from non-controlling interests	3,700											3,700
Foreign currency translation	1,196						1,196			1,196
Issuance of Class A common shares for acquisition of a subsidiary	14,300					5,061				5,062		9,238	¥ 1
Issuance of Class A common shares for acquisition of a subsidiary (Shares) \| shares													17,845,170
Balance Ending at Dec. 31, 2024	¥ 429,244				¥ (29,513)	909,930	(12,864)	(458,886)		408,740		20,504	¥ 63	¥ 10
Balance Ending (Shares) at Dec. 31, 2024 \| shares													908,681,316	150,591,207
Balance Ending (Shares) at Dec. 31, 2024 \| shares	50,414,900	50,414,900			50,414,900
Net profit/(loss) for the year	¥ 3,538	$ 505						4,041		4,041		(503)
Change of the capital from non-controlling interest shareholders	617					0				0		617
Repurchase of Class A common shares (Shares) \| shares				0
Shares issued upon exercise of option	279					279				279
Shares issued upon exercise of option (Shares) \| shares													1,750,000
Foreign currency translation	(1,831)	(262)					(1,831)			(1,831)
Balance Ending at Dec. 31, 2025	¥ 431,847	$ 61,753			¥ (29,513)	¥ 910,209	¥ (14,695)	¥ (454,845)		¥ 411,229		¥ 20,618	¥ 63	¥ 10
Balance Ending (Shares) at Dec. 31, 2025 \| shares													910,431,316	150,591,207
Balance Ending (Shares) at Dec. 31, 2025 \| shares	50,414,900	50,414,900			50,414,900

Borrowings - Summary of Borrowings (Detail) ¥ in Thousands, $ in Thousands	Dec. 31, 2025 CNY (¥)	Dec. 31, 2025 USD ($)	Dec. 31, 2024 CNY (¥)
Debt Disclosure [Abstract]
Short term bank borrowing	¥ 53,000		¥ 50,000
Long term bank borrowing	¥ 6,990	$ 1,000	¥ 0

Income Taxes - Significant Components of Deferred Tax Assets and Deferred Tax Liabilities (Detail) - CNY (¥) ¥ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Deferred tax assets
Advertising expenses	¥ 0	¥ 1,677
Net accumulated losses carry forward	97,535	93,632
Depreciation and amortization	0	335
Allowance for doubtful accounts	242	1,997
Impairment of intangible assets	0	383
Accrued expenses	32,281	9,824
Operating lease liabilities	7,442	9,711
Gross deferred tax assets	137,500	117,559
Less: valuation allowance	(102,536)	(82,426)
Net deferred tax assets	34,964	35,133
Deferred tax liabilities
Intangible assets	13,457	14,875
Operating lease right-of-use assets	4,327	9,710
Gain on equity method investee	325	989
Variable consideration of renewal income	31,235	24,434
Gross deferred tax liabilities	¥ 49,344	¥ 50,008

Summary of Significant Accounting Policies (Policies)

12 Months Ended

Dec. 31, 2025

Business combinations and non-controlling interests

Basis of presentation

(a)

Basis of presentation

Basis of consolidation

(b)

Basis of consolidation

Under the Jumpstart Our Business Startups Act of 2012, as amended, the Company meets the definition of an emerging growth company and has elected the extended transition period for

complying with new or revised accounting standards, which delays the adoption of these accounting standards until they would apply to private companies.

All transactions and balances among the Company

, its subsidiaries

the VIE and the VIE’s subsidiaries have been eliminated upon consolidation.

Exclusive Business Cooperation Agreement

: Under the exclusive business cooperation agreement, Zhixuan has the exclusive right to provide Huiye Tianze and its subsidiaries with technical support

Exclusive Option Agreement

Share Pledge Agreements

Power of Attorney

: Pursuant to each power of attorney, each shareholder of Huiye Tianze has irrevocably appointed Zhixuan to act as such shareholder’s exclusive

attorney-in-fact


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Assets
Current assets
Cash and cash equivalent, net of allowance for doubtful accounts		182,503		170,565
Restricted cash		61,708		51,473
Short-term investments		5,000		2,936
Contract assets, net of allowance for doubtful accounts		71,085		74,944
Account receivable, net of allowance for doubtful accounts		113,433		132,458
Insurance premium receivables, net of allowance for doubtful accounts		1,763		1,141
Amounts due from related parties		229		635
Prepaid expense and other receivables, net of allowance for doubtful accounts		91,618		104,093

Total current assets		527,339		538,245

Non-current assets
Restricted cash		29,883		29,683
Contract assets, net of allowance for doubtful accounts		28,435		36,638
Property, Plant and Equipment, net		46,267		37,516
Intangible assets, net		45,483		44,080
Long-term investments		56,786		53,786
Operating lease right-of-use assets		19,039		14,509
Goodwill		461		—
Other non-current assets		120		1,133

Total non-current assets		226,474		217,345

Total assets		753,813		755,590


	As of
	December 31, 2024		December 31, 2025
	RMB		RMB
Liabilities and Shareholders’ Equity
Short-term borrowings		50,000		53,000
Accounts payable		156,692		155,104
Insurance premium payables		56,042		41,295
Other payables and accrued expenses		169,647		175,450
Payroll and welfare payable		26,964		46,617
Income taxes payable		2,234		2,405
Operating lease liabilities		14,953		14,748
Amounts due to related parties		2,495		—

Total current liabilities		479,027		488,619

Non-current liabilities
Long-term borrowings		—		6,990
Deferred tax liabilities		10,971		10,100
Operating lease liabilities		24,082		12,577
Other non-current liability		—		4,746

Total non-current liabilities		35,053		34,413

Total liabilities		514,080		523,032

Total shareholders’ equity attributable to Huize Holding Limited shareholders		229,156		220,937

Non-controlling interests		10,577		11,621

Total shareholders’ equity		239,733		232,558


	For the Year Ended December 31,
	2023			2024			2025
	RMB			RMB			RMB
Operating revenue		1,173,322			1,009,140			825,663

Gross profit		442,486			344,518			302,505

Net profit/(loss)		86,082			23,136			(25,332	)

Net cash provided by/(used in) operating activities		149,531			4,300			(26,597	)

Net cash used in investing activities		(59,022	)		(14,323	)		(6,676	)

Net cash provided by/(used in) financing activities		(120,119	)		24,002			10,607

The significant portion of the total assets and total liabilities of Huiye Tianze and its subsidiaries approximate the amounts in the Group’s consolidated financial statements.

pre-IPO

catch-all

•

revoke the Group’s business and operating licenses;

•

require the Group to discontinue or restrict its operations;

•

restrict the Group’s right to collect revenues;

•

block the Group’s websites;

•

require the Group to restructure its operations,

re-apply

for the necessary licenses or relocate the Group’s businesses, staff and assets;

•

impose additional conditions or requirements with which the Group may not be able to comply; or

•

take other regulatory or enforcement actions against the Group that could be harmful to the Group’s business.

(c)

Business combinations and

non-controlling

interests

non-controlling

interests. The excess of (i) the consideration transferred, fair value of the

non-controlling

interests and acquisition date fair value of any previously held equity interest in the acquiree over (ii) the fair value of the identifiable net assets of the acquiree is recorded as goodwill.

For the Company’s majority-owned subsidiaries and VIE, a

non-controlling

interests. The cumulative results of operations attributable to

non-controlling

interests are recorded as

non-controlling

interests in the Company’s consolidated balance sheets. Cash flows related to transactions with

non-controlling

interests are presented under financing activities in the consolidated statements of cashflows.

Use of estimates

(d)

Use of estimates

Comprehensive income and foreign currency translation

(e)

Comprehensive income and foreign currency translation

period-end

Convenience translation

(f)

Convenience translation

Cash and cash equivalents

(g)

Cash and cash equivalents

Restricted cash

(h)

Restricted cash

non-current

asset included in restricted cash in the consolidated balance sheets, as the balance is restricted from being withdrawn for purposes other than current operations.

Short-term investments

(i)

Short-term investments

Accounts receivable and contract assets

(j)

Accounts receivable and contract assets

Insurance premium receivables

(k)

Insurance premium receivables

Fair value measurement

(l)

Fair value measurement

The three levels of inputs that may be used to measure fair value include:

Level 1:

Quoted prices (unadjusted) in active markets for identical assets or liabilities.

Level 2:

Observable, market-based inputs, other than quoted prices, in active markets for identical assets or liabilities.

Level 3:

Unobservable inputs to the valuation methodology that are significant to the measurement of the fair value of the assets or liabilities.

Property, plant and equipment, net

(m)

Property, plant and equipment, net


Category	Estimated useful life	Residual value
Buildings	32 years	5%
Office furniture and equipment	5~10 years	0%~5%
Computer and electronic equipment	3~5 years	0%~5%
Motor vehicles	4~5 years	5%
Leasehold improvements	shorter of remaining lease period and estimated useful life	Nil

Intangible assets, net

(n)

Intangible assets, net


Category	Estimated useful life		Residual value
Domain name		10 years		0	%
Software and system		3~10 years		0	%
Customer Relationship		17 years		0	%

Impairment of long-lived assets

(o)

Impairment of long-lived assets

Goodwill

(p)

Goodwill

350-20-35,

Long-term investments

(q)

Long-term investments

(i)

Equity investments accounted for using the equity method

In accordance with ASC 323 - “Investment - Equity Method and Joint Ventures”, the Group applies the equity method of accounting to equity investments, in common stock or

in-substance

common stock, over which it has significant influence but does not own a majority equity interests or otherwise control.

(ii)

Investments accounted for at fair value

(iii)

Equity investments measured at measurement alternative and NAV practical expedient

Insurance premium payables

(r)

Insurance premium payables

Insurance premium payables are insurance premiums collected on behalf of insurance companies but not yet remitted as of the balance sheet dates.

Lease

(s)

Lease

Share-based compensation

(t)

Share-based compensation

Employee share-based compensation

re-measured

pro-rated

for the portion of the requisite service period rendered.

Employee benefit plans

(u)

Employee benefit plans

Revenue recognition

(v)

Revenue recognition

•

Step 1: Identify the contract (s) with a customer

•

Step 2: Identify the performance obligations in the contract

•

Step 3: Determine the transaction price

•

Step 4: Allocate the transaction price to the performance obligations in the contract

•

Step 5: Recognize revenue when (or as) the entity satisfies a performance obligation

Insurance brokerage services

Other services

Value added tax

Disaggregation of revenues


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Brokerage income
- Life and Health insurance business		1,043,497		1,056,981		1,377,768
- Property and Casualty insurance business		101,036		136,846		145,779

Brokerage income subtotal		1,144,533		1,193,827		1,523,547

Other income		51,019		55,087		58,693

Total operating revenue		1,195,552		1,248,914		1,582,240

Cost of revenue and cost of other income

(w)

Cost of revenue and cost of other income

Cost of other income primarily consists of project expenses of our technology service, which include payroll for employees involved in providing the technology services and other related services.

Selling expenses

(x)

Selling expenses

The Group records its marketing campaign expenses and other expenses related to the sales activities as selling expenses.

General and administrative expenses

(y)

General and administrative expenses

General and administrative expenses also include surcharges on VAT payments according to PRC tax.

Research and development expenses

(z)

Research and development expenses

Others, net

(aa)

Others, net

Others, net, mainly consist of

non-operating

income and expenses. During the years ended December 31, 2023, 2024 and 2025, it was composed primarily of government subsidies of RMB11,945, RMB8,155 and RMB2,974, respectively.

Taxation

(bb)

Taxation

For a particular

tax-paying

more-likely-than-not

Net profit/(loss) per share

(cc)

Net profit/(loss) per share

Segment reporting and geographical information

(dd)

Segment reporting and geographical information

The following table sets forth the segment information for revenue, segment profit (loss), and significant expenses:


	For the Year Ended December 31,
	2023		2024		2025
	RMB		RMB		RMB
Total operating revenue		1,195,552		1,248,914		1,582,240
Less:
Significant segment expenses
- Channel cost		647,354		796,879		1,097,838
- Advertising and marketing expense		31,148		36,566		47,716
- Payroll of insurance consultants		92,035		58,617		56,042
- Other segment items (1)		354,461		356,286		377,106

Segment net income		70,554		566		3,538

Note:

(1)

The following table presents operating revenue and long-lived assets by geographic location:


	Operating revenue						Long-live assets
	For the Year Ended December 31,						As of December 31,
	2023		2024		2025		2023		2024		2025
	RMB		RMB		RMB		RMB		RMB		RMB
PRC Mainland		1,173,322		1,009,140		811,295		235,900		122,087		105,812
Hong Kong		20,587		235,191		755,200		1,646		2,749		7,226
Others		1,643		4,583		15,745		9,195		9,678		9,565

Total		1,195,552		1,248,914		1,582,240		246,741		134,514		122,603

Significant risk and uncertainties

(ee)

Significant risk and uncertainties

Currency risk

denominated in RMB as of December

2023

2024

and December

2025

, respectively.

Concentration of Credit Risk

Details of the customers accounting for 10% or more of total operating revenue are as follows:


	For the Year Ended December 31,
	2023		2024		2025
	%		%		%
Customer A		24		*		*
Customer H		12		*		*

Details of the customers which accounted for 10% or more of accounts receivable are as follows:


	Year Ended December 31
	2024		2025
	%		%
Customer A		16		*

The Group performs ongoing credit evaluations of its customers and generally does not require collateral on accounts receivable.

Details of the banks which accounted for 10% or more of cash and cash equivalents and restricted cash are as follows:


	Year Ended December 31
	2024		2025
	%		%
Bank A		43		44
Bank C		17		15
Bank D		11		*
Bank E		*		21

* Less than 10% of the Group total amount

Interest rate risk

Recent accounting pronouncements

(ff)

Recent accounting pronouncements

Recently issued accounting pronouncements not yet adopted

In November 2024, the FASB issued ASU

No. 2024-03,

Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic

220-40):

Disaggregation of Income Statement Expenses (“ASU

2024-03”),

and in January 2025, the FASB issued

ASU No. 2025-01,

Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic

220-40):

Clarifying the Effective Date (“ASU

2025-01”).

ASU

2024-03

2024-03,

as clarified by ASU

2025-01,

In July 2025, the FASB issued ASU

2025-05,

2025-05

In December 2025, the FASB issued ASU

2025-10,

Recently issued accounting pronouncements adopted

In December 2023, the FASB issued ASU

No. 2023-09,

2023-09

is effective for fiscal years beginning after December 15, 2024 and early adoption is permitted. The Company adopted ASU

2023-09

on January 1, 2025, on a prospective basis (see note 14). The adoption did not have a material impact on the consolidated financial statements and related disclosures.

Intangible Assets, Net - Schedule of Finite-Lived Intangible Assets (Parenthetical) (Detail) - CNY (¥)
¥ in Thousands

12 Months Ended

Dec. 31, 2025

Dec. 31, 2024

Dec. 31, 2023

Amortization expenses

¥ 1,899

¥ 1,189

¥ 1,227

Insurance agency licence [Member]

^[1],[2]

(1,950)

Finite-Lived Intangible Assets, Period Increase (Decrease)

¥ 18,174

Finite-Lived Intangible Assets Acquired

520

Insurance agency licence [Member] | Maximum [Member]

Finite-Lived Intangible Assets, Period Increase (Decrease)

4,333

Insurance agency licence [Member] | Minimum [Member]

Finite-Lived Intangible Assets, Period Increase (Decrease)

¥ 3,879

Insurance brokerage licence [Member]

Finite-Lived Intangible Assets, Period Increase (Decrease)

2,647

¥ 1,950

[1]

[2]

Impairment loss recorded in general and administrative expenses for the years ended December 31, 2023, 2024 and 2025 were RMB1,950, nil and nil, respectively.

The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets.

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 45
-Paragraph 28
-Subparagraph (b)
-SubTopic 10
-Topic 230
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482740/230-10-45-28

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 18
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-18

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 11
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-11

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 24
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-24

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476148/220-40-50-12

Reference 6: http://www.xbrl.org/2003/role/exampleRef
-Name Accounting Standards Codification
-Section 55
-Paragraph 40
-SubTopic 30
-Topic 350
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482640/350-30-55-40

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 350
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482665/350-30-50-2

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 350
-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482686/350-30-45-2

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476148/220-40-50-6

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Summary of Significant Accounting Policies - Summary of Customer Concentration Risk (Detail)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Customer A [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	16.00%	24.00%
Customer H [Member] \| Operating revenue [Member] \| Customer Concentration Risk [Member]
Concentration Risk [Line Items]
Concentration risk, percentage		12.00%

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 275
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Property, Plant and Equipment, net - Summary of Property, Plant and Equipment, Net (Parenthetical) (Detail) - CNY (¥) ¥ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Depreciation	¥ 11,924	¥ 10,269	¥ 12,413

Common Shares - Additional Information (Detail) ¥ in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2025 CNY (¥) shares	Dec. 31, 2024 CNY (¥) shares	Dec. 31, 2023 shares	Dec. 31, 2025 USD ($)	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)
Subsidiary, Sale of Stock [Line Items]
Treasury stock, value	¥ 29,513	¥ 29,513		$ 4,220
Common Stock [Member]
Subsidiary, Sale of Stock [Line Items]
Number of stock shares repurchased \| shares	0	3,546,960	30,333,340
Common Class A [Member]
Subsidiary, Sale of Stock [Line Items]
Common stock voting rights per share	one vote
Common Class B [Member]
Subsidiary, Sale of Stock [Line Items]
Common stock voting rights per share	15
American Depositary Shares [Member]
Subsidiary, Sale of Stock [Line Items]
Share repurchase program authorized amount \| $					$ 5,000	$ 5,000

Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.